Navigator Credit Union Jackson Ave, Pascagoula
+1 800-344-3281
http://navigatorcu.org/jackson-avenue-branch
1201 Jackson Ave, Pascagoula, MS 39567, United States
Navigator Credit Union Reviews
W
Been with them for 5 yrs, and I never have felt like they gave a dam about me. When a problem would show up, it was never their fault, even after investigating and finding it was their fault. And when I lost my job, I got called once a month, once a week, then three times a week, for payments on my visa card. I made payments when I could. I was told it would be written off, thar was 5 to 6 months ago. Have a job again, checks go to the bank, and their policy is everything that goings in is theirs till loan is paid, so two paychecks in a row, I saw nothing. How do you feed your kids when you get no money. I'd prefer to give them no stars.
William, thank you for taking the time to share your feedback with us. We understand your frustration with what is a very difficult situation. These are challenging times for many people, and losing a job is one of the hardest things to deal with. We do value our Members and strive to work with you when times get tough. We very much wish you had reached out to us earlier. If a Member becomes unemployed and lets us know, we can help minimize the effects by asking them to contact us to set up payment arrangements when employment resumes. That helps both the individual and the Credit Union avoid a situation such as this. It is important to reach out and speak with our Collections professionals when you lose your job and also when you find employment. This ensures only an agreed upon payment amount is deducted when deposits to the account resume. As a member-owned cooperative, we have an obligation to seek repayment of loans, including credit cards. If a debt repayment plan is set up with Collections, only the preset payment amount is deducted from each deposited paycheck until the debt is paid. We regret this has been your experience and will share your comments with our Team as part of our ongoing improvement process. We'd also be happy to put you in touch with a Navigator Team Member to discuss your situation. If that is something you'd like us to do, please send an email to Service@NavigatorCU and include a contact number if you'd prefer a call rather than an emailed reply. Again, thanks for taking the time to share this review and thank you for being a Navigator Member.
E
Never direct deposit on schedule. It’s Black Friday. My direct deposit didn’t hit because they are closed and no one is there to push the night direct deposits at 7am. I am sure they are getting to shop and buy Christmas, but not me. Will it even hit tomorrow? Who knows. They should have made sure it was done before Thanksgiving. Unbelievable!
We sympathize with your situation, but Branch closings today do not affect direct deposits. All direct deposits and other ACH transactions set up with correct account information continue as usual today because the Federal Reserve Bank is open. If you are expecting such a transaction and it did not post, we encourage you to contact a Navigator Team Member tomorrow. You can call our Member Contact Center at 800-344-3281 beginning at 8:30 a.m. or visit a Branch with Saturday hours beginning at 9 a.m.
M
The best bank of all banks and credit unions I have ever done business with. They all know me personally when I walk into the Jackson Ave. branch. However they don't do Business accounts anymore. I will forever be a customer.
Thanks so much for your 5-star review! We strive for service excellence, and it means a great deal to hear from you letting us know it's appreciated. As a local, not-for-profit financial institution, we're part of the community we serve. Take care and come back to see us soon!
M
Worst bank ever. I don't recommend this bank to any of my family members, friends,coworkers,to anybody I come across by. This bank will rip people off. My mother and I had account with them,we had recurring problems their stuff told us they fix and never really did. All they do is take advantage of people.
Thank you for taking the time to share your feedback. We’re truly sorry you feel that way about your Navigator experience; it is not what we as a not-for-profit, cooperative financial institution strive for in serving our Members. We’d gladly address specific concerns if you’ll email more details to us at [email protected].
C
Well i have no complaints. I am having a very good experience with them. Thank you!
Thank you so much for the kind words and spectacular review, Cynthia! We take pride in providing excellent service to our Members and are so glad to see we exceeded expectations! Thank you again for sharing your experience and please, never hesitate to ask questions. We are always here to help!
M
Been a member since I was 17. NEVER had ANY issues. People complaining about fees and ATM maintenance and their employer not submitting direct deposits a day early to account for holiday make me laugh. Keep up the great work Navigator! People down on their luck due to their own choices\issues\addictions will always need someone to blame! Those Beck's sure are some angry people! (I looked at all their reviews for some big laughs..)
We are grateful for our Members - especially when they take the time to share positive reviews and comments. We strive for excellence in Member service and appreciate knowing when you think we've done a good job. We'll do our best to continue to provide 5-star service each and every day.
J
NAVIGATOR is the WORST! They have some arrangement with Ingalls so that during your orientation, there is a high pressure sales pitch to get you to let Navigator handle your money. DO NOT do it. I guess that's why the feel like they can, not only nickel and dime you to death with their fees, but to truly rip you off. It's a constant battle to keep up with their mistakes. I was constantly having to take screenshots of my account because they would charge your account with fees that you have no business being charged, that would cause legitimate drafts to be returned. But 3 times in the past 2 years they did that and then the mystery fee would disappear but then I would have ANOTHER fee because they had to kick back my automatic draft. I was only able to catch them once, the LAST time. So they did finally fix that mistake but didn't careless the inconvenience and hassle their "mistake" caused. They were just like well it's fixed now so you should be fine with it. And when I try to explain to the person that this keeps happening every few months, so now do they believe me that it happened before? Well that person can't help you because they just started and you can't talk to the same person you spoke to before about this reoccurring problem because that employee is long gone. So yourself a favor, if you REALLY think they are ok to deal with. Try asking the same question to 3 different employees, I promise you will get 3 different answers. And when you are dealing with money, especially YOUR money, you should be able to have an expectation of truth and honesty. I cannot tell you how much difficulty these people have given our family because we were not able to get a proper answer about how something was suppose to work. I have NEVER felt this strongly about a business in my life....they are so bad.
Jill, we truly regret you feel this way about your Navigator experience. This credit union was founded as Ingalls Employees Credit Union, and we are proud of the continued relationship with the hardworking men and women of Ingalls Shipbuilding. We'd be happy to follow up on your concerns and encourage you to email [email protected] with any additional details which could help us understand your situation. We value each of our Members and are working every day to fulfill our mission of service, commitment and substantial value.
C
I bought my 2nd vehicle with navigator credit union.I also got my first secured credit card with a $300 deposit. After 2 years of having that card and good pay history i wanted to convert that card over to a regular credit card. I already had unsecured cards with major banks american express, chase, bank of america and capital one and navy federal card with a $10k limit. I also needed the $300 deposit for an emergency expense and did not want to dig into my savings. They had converted my card over to a unsecured card in the amount of $500 and did not want to release my deposit. I had to take off work and go to the branch again and by this time after numerous unhelpful phone calls i was furious and just wanted to cancel the card. The branch manger in the office i spoke too told me that my credit would be severely damaged if i closed the card and no one will finance any thing for me. I told her i dont care that it would not hurt me too bad because i have plenty of major cards with 25x the limit of this card. She refused to cancel it and kept trying to persuade me to leave it open because she was a credit consultant and she guarantees my credit score will drop 200 points when i close it. I got tired of arguing with her and told her i will leave the card open if they return my money to me. She then told me i will have your money available to you in 48-72 hours. I told her that i needed it now because i had an unexpected expense come up. She then got a bad attitude with me and called another department to get them to expedite the process. She told the person on the phone that i have no money and i have to have that money right now that i have to buy gas with it. I had told her that they should reimburse me for my gas since i had to make a 60 mile round trip 3 times from mobile in two days to resolve the matter. She then told me that the person was on lunch at 2:30 in the evening and would work on it as soon a she returned from lunch and it should be available by 5pm. I thought that it was very disrespectful how she just made up her own excuse to tell the lady why i needed the money. I was not broke and i did not need $300 for gas, i was angry and said i should be reimbursed for having to drive over 150 miles to resolve a issue that should have been taken care of with a phone call. I was my money i should not have to have a valid excuse on why i need it. I worked for it and paid the taxes on it "ITS MINE"! I am very happy to announce that i have took my business else where by purchasing my 3rd vehicle with navy federal credit union and i refinanced the vehicle that i currently have with them with a much better interest rate through state farm bank. This credit union is crooked and very unprofessional and such a hassle to deal with. As soon as i get my personal loan paid off i am done dealing with them for good! I dont plan on using the little $500 credit card i have with them. They can close it on there own terms.
First, we apologize for the late response. We know this is quite untimely and should have been handled when this all first took place. We apologize for this. Next, We regret to hear of this experience you received and the travel you had to incur during the process, C Sparkles. This is not the standard we hold ourselves to. While we know this response was overdue, we encourage you to provide any additional feedback you might have for us to improve for our Members to [email protected]. Thank you for being our Member and again, we apologize for this inconvenience.
d
Never had any problems here. Everything is done the way they say it will be.
We really appreciate you taking the time to share this 5-star review! We'll continue working to exceed expectations and delivering on our Member Promise.
w
On May 29 they shut down for maitence...... and look at that I can't even use my card. No text no email or anyheads up. Navigator is garbage.
We certainly regret your experience which prompted this 1-star review. And while it doesn't change the circumstances, we do want you to know Navigator Credit Union did offer several methods of "heads up" regarding the scheduled maintenance. Days in advance, a banner was posted to all pages of www.navigatorcu.org, there were posts and reminder posts on Facebook and Twitter and a message was sent through Navigator's mobile app. The outage was set to begin at 8 p.m., a time chosen to minimize inconvenience to our Members, and was scheduled to last approximately three hours. All functions were restored by 11:15 p.m. Sadly, we missed getting the word out to you. Scheduled maintenance is necessary, and we will continue to use the website, social media and mobile app to provide advance notice. We apologize for the inconvenience and thank you for being a Navigator Member.
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FAQs
1. How Can I Contact Navigator Credit Union?
You can make them a phone call through this phone number +1 800-344-3281. Or you can enter their official website and fill out the loan form online.3. How Can I Secure a Loan at Navigator Credit Union?
You can enter their official website and fill out the loan form online. If you are looking for payday loans, you can come to our website for more details.5. What Should I Do if I Can Not Repay My Loan?
You can talk to your lender if you feel it hard to repay the loan on time. Different lenders have different solutions to payment respite. Please always read carefully before signing the loan agreement.
2. Where Is Navigator Credit Union? How to Get There?
Navigator Credit Union is located at 1201 Jackson Ave, Pascagoula, MS 39567, United States. Please carefully check the map and locate the easiest way to access it.4. Is Navigator Credit Union an Agency or a Lender?
Navigator Credit Union is a Credit union. To make things easier, iPaydayLoans serves to get you connected with a wide range of reputed lenders over the internet. You can check out our platform to secure a personal loan online with no credit check.6. Does Navigator Credit Union Offer Loans for Bad Credit?
Yes, but if you want to higher your chances of getting a bad credit loan, we can help you out! Just turn to our online service to get an installment loan even with your low credit scores.