Millenium Home Mortgage LLC Baldwin Rd, Parsippany

Greg and Mike were fantastic! They were always responsive and prompt. They kept me up to speed and made the process less stressful and more streamlined than I’ve seen in other experiences. Greg was great coming up with solutions to overcome obstacles to close when we needed to. This is my second experience with Greg and both times were a pleasure. I would highly recommend working with them to get your next mortgage secured!

I was introduced to Millenium Home Mortgage by my mortgage broker. They told me they fund their own loan and getting a refinance done would be easy and quick. Let me preface that the credit scores we have are 730 and higher and the income was showing in the top 5% of the country. This company danced me around for over 6 months and was probably the worst customer service I have ever received. They would get upset for asking when closing dates were like we were the problem. The first loan they pulled out of altogether and didn't honor their commitment due to COVID, then they made us wait an additional SIX months to close with a different program. If they were writing their own loans there was no reason to cancel the first time. At closing, they hit us with additional fees and another 2k payment that was not discussed at all. When we called them to see what they did. They told me to pay it or I was stuck with the other payment. " We don't care" Joe Galayda, partner, even said it on speaker phone in front of the bank attorney who also found it appalling. I would not use this company at all! They use deceptive practices with fees, they lose paperwork constantly, always asking for additional paperwork. What company has been in business for 30 years and doesn't know what you need out of the gate? HARD NO for me.

We have used Millennium Mortgage before, and our experience has always been positive. Joe and his team are patient, professional and trustworthy. Also we got the best rate possible. They took what could be a nerve-wracking process and made it bearable. Highly recommend, for the customer service, rate and integrity.

Very professional firm. Pleasing to have worked with real people at a local company who know their trade well. My loan approval went through smoothly. Unfortunately my credit union had a great deal of internal difficulty and wasted time on my home purchase. I am grateful Millenium was able to jump in and close my loan in three weeks!

My fiancée and I worked with Mindi Coons, from Millennium Home Mortgage, when buying our first home. Mindi was very knowledgeable and a pleasure to work with. When we first started thinking about buying a house, everyone kept telling us how stressful it would be, but that wasn’t the case. Mindi worked with us through every step of the process making it as stress free as possible and helped us lock in a great interest rate. We have and will always recommend Mindi Coons and Millennium Home Mortgage to our friends, family and anyone else we meet. Thank you Mindi and Millennium Home Mortgage!

Greg was awesome to work with. We had closings that didn't occur on same day and he managed our account masterfully!!I He was able to turn our paperwork over in a timely manner and get our closings scheduled in a perfect timetable given our situation. All the while he was able to keep the seller up to speed with our progress. Such a pleasure to work with and always responsive. I highly recommend!!!!

Ask for Bruce Conner, Bruce did a phenomenal job of navigating my refinance for an apartment in Jersey City. His experience in the local market and as a broker got the job done quickly and efficiently and he went the extra mile to ensure that a slight problem that had occured got resolved.

Mindi was amazing and made the process so easy especially as a first time home buyer. She communicated everything we needed for our mortgage. I had no worries at all. Definitely recommend Mindi & Millennium Home Mortgage for any home purchase. You guys rock!

Buying a home, especially when you've never done it before, can be stressful. I've never bought anything more expensive. Not knowing what to do, who to trust, and what the details about the purchase are was making my head spin! Until I started using Spence at Millenium Home Mortgage. Spence made sure to over-communicate to me every step along the way. He acted as a consultant when it came to the advice of realtors, inspectors, and banks. Having Millenium Home Mortgage at my back made the purchase a breeze. I highly recommend MHM to anyone who wants honest support when buying a home.

Nirav was amazing and made the process so easy especially with low income its my second house and he guide me all the way to get this loan. Other Agents already denied me for the second home mortgage but Nirav made it possible ... I highly recommend NIRAV SHAH for very unique situation. He can do magic.