Luminate Home Loans, Inc | NMLS #150953 Water Tower Blvd, Brookfield

I don't believe we would have gotten the home we did, without the known reputation of this team. They got us into a home efficiently, even in a tough market. Homes were flying off the shelves and this team made it happen, so our offer letter shinned through. I have heard some recent "horror" stories about other lenders and I am so glad we found Luminate and Michael's team. They a personable, thrifty, thorough, and trustworthy. Truly, the whole package. Thank you! -First Time Homebuyers in a seller's market

Each member of the Michael Creed Team is a pleasure to work with. The team continues to impress me with top notch communication and updates throughout the entire process. Each buyer is well informed of the financing process because of the time and effort put forth by the Michael Creed Team. I can always count on a smooth and timely closing when working with this team. I would highly recommend them to each and every buyer and other real estate professionals.

This was my first transaction with Michael and the Luminate team and I can't say enough wonderful things about them. They were on the ball the whole process, were very attentive and communicative, and leverage technology to make sure everyone from buyers, sellers, title and agents have the best experience. Highly recommend them!

Kayley, Allie and team were great. They provided great advice as far as loan options and did a wonderful job getting us to close. I would definitely recommend them and use them again!

Michael Creed and his entire team were amazing during our refinance journey. We had goals in mind and were shown MANY different options on how to get there. I am extremely pleased with their service, communication during the process and their ability to get us to where we want to go. Thank you!! Both my husband and I have been recommending your services to all of our friends and family!!

Absolutely love working with Jason Bower from Luminate Home Loans! He is an amazing resource full or knowledge and experience. He has provided my clients with a very high level of service to make their home buying process very easy!

Michael and his team were outstanding to work with. They communicate every step of the way to the client as well as the agents working with the clients. I couldn't recommend them more highly.

Working with Patrick was a wonderful experience! The education he provided during the first consultation meeting was invaluable and I can't imagine going through the process of buying my first home without it. Patrick was ALWAYS available for questions or to reach out to a seller's realtor on my behalf, even on weekends. His guidance, knowledge, communication skills, and organized system were instrumental in making this a smooth process! I will HIGHLY recommend working with Patrick to anyone in the future.

Michael Creed, Theresa Copp and Michelle Simmerman are true professionals in every sense. As both a homebuyer and a Realtor, the level of communication and service provided throughout our home buying process easily outshone every lender I’ve worked with before. With a direct line of contact, quick responses to our questions and an effective use of technology that systemizes the process and makes it simple for anyone to follow, we felt incredibly supported and prepared for each step. If challenges arise, they are met with ease. Beyond that, Michael Creed Team actually takes the time to get to know each client and their unique situations. This is a carefully planned, clean lending experience that you are just not going to find working with a big bank. I am thoroughly pleased with our experience at Luminate Home Loans and I highly recommend them if you are in need of a home loan!

Patrick White and the Luminate Home Loans team work swiftly and carefully, ensuring my clients are able to close home loans with ease! Definitely will continue to keep Patrick on my top lenders list!

The entire team from start to finish were great. I thought they were just another fly by night outfit like Rocket Mortgage or [enter mortgage company here] until I saw a response to my initial application where their head loan officer, Michael Creed, filmed a short video just for me. I was referred to them through my wonderful realtor, Brian Kreilkamp of Milwaukee, who I met through Zillow, and I’m glad I ended up pursuing business with Luminate. It was no wonder they came recommended by Brian. Their much higher level of prompt, pleasant and forthright communication sets them apart from the many other lenders I shopped the loan with. Michelle and Theresa were also wonderful as they helped move my loan forward and they even got us to the closing table 5 days sooner than scheduled. Thanks Team!!!

Had an amazing experience with this team support my buyer getting there first investment property in Milwaukee. Their communication is great and consistent. Looking forward to working with them again!

We recently completed a loan refinance, our second time working with LeaderOne. Start to finish, they did an excellent job. Everyone we worked with kind, competent, and prompt. I appreciated the common-sense covid procedures; we felt safe coming into the office to close. Michael and the entire team have shown themselves to be people of integrity, and we will very likely give them a call if we have a need in the future. Thanks for doing such good work!

Michael, Theresa, and Michelle all did a great job with our clients’ mortgage! As a real estate broker-owner, I appreciate their clear communication throughout the transaction, so we can make sure all deadlines are met, and ensure the best possible experience for our mutual clients. I highly recommend them!

Michael and his team are extremely hard working, patient, and have such great attention to detail that they make obtaining a home mortgage flow flawlessly! Michael also worked hard to find us the best interest rate that matched our financial needs. Everyone at LeaderOne worked so well together, added a touch of humor, and were so personal that they made the whole process such a pleasant experience!

Amazing people to work with!! Very knowledgeable on every aspect of the home buying process. Would highly recommend to anyone that is looking to purchase or re-finance!

Wonderful company to work with. Their terms and rates were far better than any other mortgage company we researched and their customer service is second to none. I'd highly, highly recommend Luminate to anyone looking at a new mortgage or refinance option!