Loan Direct | Mortgage Lender Fischer Ave, Costa Mesa

My loan situation wasn’t straightforward. It is due to Joe and his Loan Direct team of Timothy and Anthony that allowed my wife and I to buy our dream home. His team was professional, punctual, and experienced. Whether you’re a first time home buyer or an investor, I highly recommend Joe’s team.

Joseph Lam and entire Loan Direct does always does an amazing job helping all of my clients. I’ve seen them navigate some of the most difficult files and still get us to the closing table! I love Loan Direct

Loan Direct gets my client's loans done quickly and effectively. The team is so on top of everything and I have had nothing but the best experience with them. Highly recommend.

Was a pleasure to have the Loan Direct team help me with my home purchase, they have over 30 years of experienced in the loan industry and had helped me closed on my house although my situation was somewhat difficult where other lenders couldn't help. I highly recommend Joe and his team of professionals and would definitely do business with them again.

The whole team was well coordinated. Get answer in timely manner. Awesomeness!!!

Entering the market as a first-time buyer, having a great lender is crucial. Joe and his team from Loan Direct were just that, demonstrating their knowledge and professionalism in working with my situation. I really appreciated the clear communication and answers to my questions, and we successfully closed within a month. Thank you!

Highly recommend Loan Direct!! They are doing awesome job, staff very friendly and quickly. Thks to Joe and his Loan Direct team of Timothy that helped me to buy our home.

We highly recommend Loan Direct, especially Joe Lam and his team with Timothy Stewart and Hong Ding, if you are in need to get a loan to buy a house in this competitive seller market! We would not be able to get our dream home without their top notch assistance! It was such an incredible experience working with a genuine and experienced lender like Joe Lam at Loan Direct. We wasted so much time and opportunities being reeled in by 2 previous Lenders with false promises and time dragging in processing loan request! Joe is so professional, no nonsense and kept his promise of informing us within a day our loan eligibility after we submitted paperwork! From there on, we felt secure having a partner in our home buying journey. Despite his workload, Joe stayed in touch with us to promptly answer any questions or readily assist with any needs like providing loan approval letters or reviewing our loan eligibility to keep up with our increase in price ranges in bidding for houses! My real estate agent was so impressed when our loan was able to close earlier than escrow deadline! We appreciate Joe Lam and his team’s assistance so much for being such an efficient partner through our home buying experience. We highly recommend Loan Direct to all home seekers!

As a Realtor, I need to have a good lender I can refer clients to who is easy to work with, has a wide variety of products, and can actually deliver what they promise. Nobody can make a deal harder to do than a bad lender. In almost 30 years of experience, I have worked with many, many, many lenders. Loan Direct has never failed me, never caused a problem, never delayed a closing, never failed to deliver. When my clients need a loan, I refer a couple of lenders, but it's always best when they select Loan Direct.

I just want to thank Joe Lam and his incredible team who did everything possible for me and my family in buying our first house I would honestly recommend Loan Direct to anyone buying a home for the first time. Thank you guys