King Financial Repair Us Hwy, Louisville
(502) 689-1001
http://www.kingfinancialrepair.com/
4965 US HWY 42 Suite 1000, Louisville, KY 40222
Services
- Bankruptcy Counseling
- Business Credit Services
- Business Loans
- Credit Monitoring
- Credit Repair
- Credit Related Financial Consulting
- Debt Management Counseling
- Financial Education
- Home Purchase Counseling
- Identity Theft Protection
- Mortgage Refinance Counseling
- Personal Loans
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King Financial Repair Reviews
M
I have been working with Julia and King Financial Repair for six months now and I have very happy with the results of this service. My credit score is rising and it is a direct result of the excellent consultation and work on Julia's part. She is very easy to work with and responds quickly to questions or concerns. Her staff is also very knowledgeable and easy to work with. I am confident that I will hit my credit score goal if I stick with Julia. I would recommend this service to anyone.
Thank you so much for sharing your experiences with King Financial Repair! We have loved helping you. Thank you for always working with us and following a few suggestions so we could team up with you and get you the results! Without your active role in the process we wouldn't have been able to get the results! Excited for what you will be able to accomplish now moving forward with your goals :)
C
There aren't enough words to describe how awesome King Financial Repair is!! Julia is so knowledgeable, transparent, and down to Earth. Julia and her team are such a blessing! My wife and I are so thankful to work with them and will be sending plenty of referrals their way! Thank you so much Julia!
N
Be aware and tread lightly. You will receive harassing text messages at 10 pm on weekend and week nights as well as a constant bombardment of emails and texts at a very inappropriate level. I was told that what I needed was only supposed to be 3 months of this “help” and now it’s 6 months and lots of extras that will exceed my total amount of credit card debt, which is under $2,000.I will never refer King financial or do business with this highly unprofessional company again. **********Edit- it seems that the business has zero consumer protection policy when it comes to their distribution of their "customers" information. If you read ANY of the reviews that are negative of their "business" you will see that they will publish personal information and retort in a very undignified and problematic way. Sometimes its easier to figure out how a business operates when met with resistance. Very sad and am currently reporting to the BBB, since they are NOT a BBB certified business.
T
Julia at King Financial Repair is amazing! Professional yet personable, when you talk to her you feel like you've known her for years. Things took a little longer than I had hoped because of the pandemic and debt companies having longer time frames to respond; But that's nothing Julia or the company could control, just how things are during the pandemic. They were able to increase my scores and she set me up to talk to a Mortgage lender (which was my ultimate goal). 10/10 recommend!
Tristen, thank you so much for your positive review. We are so glad we could help you - and yes it was a journey.
A
I have referred some clients to King Financial for credit repair. The results were amazing. No need to feel defeated with poor credit. King financial put them on the road of buying a home. Don't delay. Call them now.
Thank you for trusting us to help your clients to get them qualified to buy a home! We love partnering with you to achieve the American Dream!
S
Julia and her team do great work and i believe its because they really care. They are not working just to take a one time service fee. They are looking to do the best job they can so folks can take control of their finances and refer their friends so Julia can help them too!
Thank you so much for attending our event. We are so happy to be working with you on your clients behalf.
A
I have not been to the place to meet the staff,However speaking with julia and manny has been such a joy I just started my journey with them and Im very excited about the program cant wait to see what happens in the next couple of months,I can tell you I already feel relieved and I just started fingers crossed😁
Aleana thank you for taking the time to share your experience of our company at King Financial Repair. As the owner I always want the process to be as easy for our clients as possible. When you sign up with us you are not just a customer your we become family working through the problems together. Welcome to the family- Julia King CEO and your credit advocate
M
King Financial is simply Amazing!! Julia is professional and pays attention to the details that I didn’t even notice. She’s quick and efficient and has your best interest in mind. You’re in great hands with King Financial, and I’m excited to watch my score grow!
Michelle I’m so glad I was able to quickly spot things to improve your situation. Thank you for sharing your feedback
A
Julia King is very nice and professional and excellent in what she does. She knows exactly what she is doing to help you with your needs. Our family appreciates everything she has done for us. She is a true blessing
I’m so excited you have completed the program! Please let me know the day you close on the mortgage. I want to be there
M
This company is trustworthy and doing its job like a pro. I'm using this service for little over a month and I already saw 36 points increase. I'm really excited to see the progress and get closer to buying a dream house soon. Thank you Julia and her stuff for a great service. I have tried credit repair services to fix my credit before and I finally found one that really works do its job. Will most defiantly recommend to all . Do not doubt for any second if you need help fixing your credit give them a call!!!!!
Thank you for sharing your experience with our company.
S
King financial repair is Awesome! Julia has helped me get my credit back on track where I need to be along with doing what I'm suppose to be doing. Julia is an expert in helping others improve their credit and I highly recommend her services. I am happy with the outcome and you will be too. Her Service is professionalism and her advice are honest. As a reminder, you will need to do your part too as instructed. Thanks Julia and King Financial Repair Team!!
L
Julia King has help me rebuild my credit. My credit score is where it needs to be because I listened to everything that Julia suggested and recommended. Everyone at King Financial is very knowledgeable and whenever I had any questions that needed to be answered they were always just a phone call away. I would highly recommend using King Financial.
Laurie I am so glad that we have been able to assist you and that you were willing to write us a review. I LOVE helping people reach their financial goals :)
J
Michelle was Great help getting my disputes on my credit, and also other things got fixed on there to help out. Thanks again
I’m so glad we could assist you and that you allowed us too.
R
I was referred to Julia King by a friend. I was a little hesitant to work with her at first because of bad experiences with credit repair companies in the past. During my initial consultation Julia was able to answer all my questions and put my mind at ease. Within the first 60 days my credit score started to improve and in 6 months I was able to purchase a new home. If your looking to improve your credit call King Financial Repair.
Thank you for sharing your feedback and so excited to have 100% success with all of your credit challenges! Please refer your friends and family anyone you know to King Financial Repair.
A
Ever since I met Julia King she has always been helpful and caring. She is the best at what she does and is willing to give people a second chance. If you are in need of credit repair Julia King is your go to person!
Thank you Abdel. I’m always here for you or anyone who needs help with their current situation.
J
I just don’t feel it was worth the time or money invested. I use myFICO. They use something else. They reported things as corrected that on myFICO had already been deleted prior to using them. I had messaged about this, no response. I value communication. They have a message tab, I seldom got responses to my communications I tried to send. I would have been happy with the 👍, just acknowledging me. Anytime I have ever disputed accounts on my credit, it would be noted they would be in dispute on the report, I never saw any accounts noted as in dispute. This does not mean they weren’t doing what they said, I just saw no proof of anything. To be honest, I really didn’t have a lot of items. Mostly addresses and employers corrected. Soooo, maybe they rock at credit items????I know they have a lot of great reviews and that’s why I chose them, it just wasn’t my experience. All I recommend, investigate before you spend your hard earned cash on any credit repair business.
Ms. Elbert, Thank you for your review and the opportunity to respond to your review. Hopefully, I will capture each of the items, but if I don’t, you can always respond to me or call me at 502-689-1001 (I am a little hard to catch at the office but will return a call as soon as I can). 1. I am not that familiar with My FICO. We use Identity IQ because we have found them very accurate, we have developed some internal software for interfaces and documents (you have seen them when we did your credit analysis and credit analyzer) and they are actually about 7 dollars a month cheaper than my FICO due to the contract we have with them for our clients. 2. You state in your review that myFICO shows items that were already deleted and that you messaged us about them. I have gone through our records of communications to and from you and I do not see this message – but it does appear that every message you sent to us that is in our system was responded to. I also checked the first call and the analysis and analyzer and see no notes from Julia saying that you had told her that items on the Identity IQ were already deleted on the myFICO. Please feel free to let me know which items and which bureaus you think we are taking credit for that myFICO said were somehow deleted prior to you using our services and I will find out from Identity IQ what could be causing the discrepancy. 3. Per our records, we have deleted or repaired over 50% of the items that we said we would work on – and the results of the last round of disputes sent out on April 1, 2022, will not be available until about May 10. Most of what is left are the demographic items on the report – the items you stated that we deleted. 4. You state that you can’t see the results and what was done. All this information is available on your portal. 5. Approximately an hour before you wrote this review, you engaged in a conversation with our CEO Julia King and went over your current situation. I overheard the conversation and then listened to the recording of the conversation and there was no indication from you that you were upset with the services nor did you bring one of these concerns up to her – and she even offered to make a call with you to a company to get additional items removed from your credit report – which you declined to do. In summary, in reviewing your file – we responded to you every time you contacted us, information was available to you, we tried to saved you $7.00 a month with a different monitoring company, we deleted or repaired most of the items on your report with one more set of results to come in, we offered to work with you with a creditor AFTER you cancelled your contract and even in your last conversation you had absolutely no complaints. You stated we have a lot of good reviews – the summary above is an indicator of why we have those good reviews. Feel free to call me of you would like to discuss further. Rob Longshore – VP Operations King Financial Repair, LLC
J
This is the second time I've worked with Julia to repair my credit. She did such an amazing job the first time, I did not hesitate to call her when I knew I needed help again. Michele has been really great and professional also, she is easy to work with. Julia increased my credit score over 100 points when I was working with her 6 years ago. After everything that has happened, I'm excited to get my credit back on track.
I am so glad you know where to come back to. Welcome back to the King Financial Repair family! We look forward to helping you again. Thank you for leaving a review of your experiences with us. Julia King
M
Julia reached out to us regarding an issue that occurred when we sold our house. She worked with us to ensure there was no issue reflected on our credit report and wrote letters to all reporting agencies to get ahead of any potential issues. Since then, she has been responsive and incredibly detailed with assisting us as we prepare to buy our new home this Spring. I could not give King Financial Repair a stronger recommendation for any needs you have related to credit repair. I appreciate Julia and all she has done for us as she has calmed our nerves and found resolutions for us as we navigate this process.
Mr. Idle thank you for your feedback and sharing with others how we were able to help you on your credit journey.
A
I have a dream of getting into real estate and met Julia at a Kreia meeting. At the time my credit wasn’t in the best of shape. Immediately she was able to identify and suggest to me ways I could improve my score on my own in addition to the help they provided. I would definitely recommend King Financial Repair to anyone in need of improved credit. Thanks guys! Antwan
Antwan, Thank you for sharing with others how we are able to assist you. I have been sponsoring KREIA Kentucky Real Estate Investors Association for over 5 years. It's always nice to meet and be able to help others. Julia King- CEO
C
Mrs. King was very professional and thorough. She worked very hard in raising my credit score, and gave me step by step instructions to achieve this quickly. I highly recommend King Financial and their staff. They will work diligently to help you.
Thank you for your review! It helps others to find our services.
r
Julia King and her team are amazing! I had no knowledge of credit and made the mistake to allow some things happen to my report. They came in and did certified signature letters and removed all types of things from my credit report. I am very pleased, and I highly recommend that you also upgrade to the certified signature letters. She explained the reasoning behind it that once the credit bureaus sign for the letters they cannot deny getting them. The clock begins and they have 30 days to respond.
Thank you for sharing your feedback with our business.
a
I’m looking forward to seeing how this process goes. I have had conversations with Julia and my situation and she sounds confident that we can get this straightened out and put in the right direction
Thank you! Now that we move on to phase 2 I’m excited to help your too! Welcome to the King Financial Repair Credit Repair family.
R
I have seen how Julia has increased the Credit worthiness for people all over the country. You don’t need to have bad credit to have her help. If you want to save money on your interest rates then you need her services. I personally have used her services to improve my personal scores. Her and her team are proactive and easy to work with. I highly recommend her services to anyone.
Thank you for helping others to find our services.
T
King financial is awesome, jus love her voice as we speak. Gives me confidence in my credit situation and her knowledge ❤
Thank you for your feedback. We love helping clients especially ones like you who follow instructions. It makes the process so much easier and quicker.
l
King Finacial Repair team is the best..... if you need your credit repaired for what ever reason. Turn to King Finacial. Where they get the job done! Thanks to this wonderful team we are in our dream home thank you Juila.
Thank you for sharing your feedback about our program.
E
Kings financial repair has been a life changer for us. In just 3 months Julia king has raised my score from in the 400's into the 600's and has deleted several things from my credit history and is still working on others.Thanks to her we are on our way to being able to buy our very first home in the very near future. Thanks so much. Eric
Eric I am so glad that we are making progress, and I am excited for the day when we can get you in your first home.
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FAQs
1. How to Get Access With King Financial Repair?
You can call them at this phone number (502) 689-1001. Or you can search for their website and submit your loan request online.3. What Kind of Services Can I Obtain From King Financial Repair?
King Financial Repair provides you with a variety of services which include: '- Personal loans
- Bankruptcy counseling
- Business credit services
- Business loans
- Credit monitoring
5. Is King Financial Repair an Agency or a Lender?
King Financial Repair is a Credit counsel. To make things easier, iPaydayLoans serves to get you connected with a wide range of reputed lenders over the internet. You can secure a personal loan online through our platform with soft credit check.
2. What Is the Location Of King Financial Repair? How Can I Get There?
King Financial Repair is located at 4965 US HWY 42 Suite 1000, Louisville, KY 40222. Please carefully check the map and locate the fastest way to access it.4. How to Get a Loan at King Financial Repair?
You can search for their website and submit your loan request online. If you are looking for small payday loans over the internet, you can come to our website for more details.6. What Happens if I Can Not Repay My Loan?
You can talk to your lender if you are likely to fall behind on the monthly payments. Different lenders have different policies of overdue payment. Please always read carefully before signing the loan agreement.7. Does King Financial Repair Offer Bad Credit Loans?
Yes, but if you want to boost your likelihood of securing a loan with bad credit, we can help you out! Just visit our website to get an online installment loan even with bad credit.