Karen Carlton NMLS #218971 Evergreen Home Loans 108th Ave, Bellevue

We were so grateful to be working with Karen during our recent home buying experience. It was a tough buyers market when were home searching. Karen was thorough and patient when it came to explaining the financials and we really felt like she had our best interest top of mind. She scored us a very competitive mortgage rate and always went above and beyond during the offer process - e.g. she always called the listing agent as soon as our offer was in to assure them we were strong buyers and could close in 3 weeks. I would recommend Karen to anyone without reservation and would work with her again.

Thanks to Karen Carlton and her team at Evergreen for a great home-buying experience. Not only did everything go smoothly, but they also performed beautifully under the time constraints of three separate contracts which had to be quickly coordinated. Three families were able to meet their housing goals! Just put up my Christmas lights and wishing Karen, Tina, and Tracy a wonderful holiday season! 🎄🎁🎶🎉⛄️

My husband and I recently moved into our property and worked with Team Carlton for our financing. We absolutely loved working with Karen and her team, she was able to make this otherwise stressful process incredibly smooth and easy to follow. She is able to clearly articulate the process and provide expectations as what is to come, as well as goes above and beyond of not only providing timely communication which is extremely important when in a time sensitive position of writing an offer, but also tailoring the process to our specific facts and circumstances. Team Carlton was there every step of the way for us and we will absolutely be using them again in the future. Highly recommend!

Karen helped my wife and I with purchasing a home in Seattle back in 2016. She also recently helped refinance the mortgage for our vacation home in California. Karen is fast, honest and caring. Wouldn’t hesitate to recommend her!

Karen was recommended to us by our agent and I’m so glad we went with her!! She has amazing response time, and is always so kind and helpful especially with all of the questions we had as first time home buyers! I can’t say enough good things, she made the whole process feel so easy and we were able to be excited instead of stressed when we finally found our dream home! We are so thankful!!

My husband and I chose Karen and her team at the recommendation of a coworker and our realtor. Right from the start Karen was personable, knowledgeable, and reliable. She was more than happy to explain the loan process to us and answer any questions we had. One reason we chose her was because of her responsiveness and availability. Since the housing market has become so competitive and fast-paced, it was important to us that we had someone who would take us to the finish line. After we had a few unsuccessful offers, she went out of her way to contact us and encourage us to keep going. Once an offer was accepted, Karen and her team leapt into action to push us to closing. My husband and I were also touched by the cards and small gifts she gave us during each step of the process. If we ever need another home loan, we will definitely be using Karen and her team again!

Karen and the Evergreen team helped us through buying our first house and now through our refinance. Every step of the way Karen was so informative and willing to answer every single question we had during both processes. For any future loan needs I will definitely turn to Karen and her team.

Karen was a fantastic person to work with while getting set up with a mortgage and closing on our home. She made sure we understood every step of the process and all of the options available to us. She was extremely responsive throughout the entire process, and provided amazing service pre/during/post closing. I would not hesitate to work with her again and would highly recommend her for any home loan needs!

I have worked with Karen for my financing needs three times within the last five years. In 2015, we refinanced our old house. She made it easy to go over the paperwork and points out certain things I may have looked over, along with paying close attention to detail. Fast forward to 2018, we bought a new house, so of course we decided to return to her for our needs. With the rates dropping so low, we opted to refinance once again this year in 2029 since we are planning on staying at our current residence. Thank you Karen!!!!

Karen was recommended by our agent and was a fantastic partner for us in buying a home and getting set up with a mortgage. We were first-time buyers so had lots of questions -- she met with us in person, was very patient with our questions, and was super responsive when we needed to move quickly for closing. Evergreens rates were competitive, and she helped us make sure our loan had the features we wanted. Overall a great experience!