Jennifer Kossman - Mortgage Loan Officer; First American Bank Riverside Rd, Riverside

Jennifer was fantastic to work with in obtaining a mortgage for my wife and mine's first home purchase. She was knowledgeable, answering all of our questions (big and small) throughout the process while offering advice at key points, and facilitated a quick and easy application and underwriting. Would definitely recommend.

Jennifer helped make buying our first house so much easier! 100% recommend, she was always available and took the time to explain any questions we had.

Jennifer made the home equity process very simple from the start to completion. She was there for us to answer all of our questions and put us as ease throughout the process. The process was simple, quick, and painless. The whole thing was done in just a couple of days. I'd highly recommend both Jennifer and First American Back to those in the Chicagoland area looking for local financing solutions.

Jennifer is not only professional but also considerate. As one reviewer said she made herself available when the clients have questions. I do appreciate her thorough explanation for the refinance process and her prompt response to questions and concerns. Everyone could learn a thing or two from Jennifer about customer service. Highly recommend Jennifer for mortgage service.

My husband and I absolutely loved working with Jennifer. She made our refinance process so easy and smooth during a time that is anything but. We felt she always had our best interest in mind and she went to bat for us and worked tirelessly to get get everything finalized. We highly recommend Jennifer if you’re looking for any type of assistance with loans or finances! Thanks Jennifer for all the time and energy you put into our refinance!

Jennifer is great. She was extremely helpful in helping us secure a mortgage to buy our new home while we were in the process of selling our current house. Jennifer is knowledgeable and very quick to respond to our questions.

Jennifer was exceptional with every aspect of the process. I would highly recommend her to anyone seeking First Am Bank’s products

My husband and I recently refinanced two houses/loans, we both absolutely loved working with Jennifer. She made the whole refinancing process painless and smooth. We felt she was always looking out for what was best for us. Jennifer was always available to answer all of our questions and worked tirelessly to get everything finalized in a timely manner. We highly recommend Jennifer for your all of your refinance needs! We are more than greatful to have worked with Jennifer.

I am not one to leave reviews that is until now. I have never found any thing that really impressed me beyond somebody doing his/her job and not much more. I was recommended to First American Bank by a friend but expected the normal friends over rated rating because friends never want to look bad. This is where I was introduced to Jennifer Kossman and she advised me of the interest and the rates. Now I have been shopping for a refi. for about 9 months and never expected a Bank to be able to beat the guys that handle hundreds if not thousands of mortgages a year. AKA Quicken loans and all their sub companies. Well Jennifer answered all my questions and didn't treat me as window shopper so to speak. When she told me their rates and closing costs but these were a solid 50% less than everyone I looked at in the last 9 months. I am not one to believe it until I see it on paper and the process started. I fully expected the numbers to double and excuses made just like every one I dealt with. Well Jennifer did not try to low ball me or tell me any tall tails. Instead she worked with me from the very first step until my closing yesterday. I went from a 30 year down to a 15 year and knocked 1.5% off my existing loan. I expected even if the prices were lower it would be a long process to which rates change and all the totals would sky rocket. Jennifer had a appraiser out in about a week and the cost was about 25% cheaper than the cheapest one I could find. With my appraisal done and all Jennifer's paper work completed in record time I had a closing date in less than 2 weeks. The entire process only took about a month and with holidays I thought that was finally something she could not possibly keep to. To my amazement no dates were pushed back and everything was done like clock work as if she had a whole team just working on my mortgage. I found that Jennifer is an seasoned loan officer and she tells you straight up and doesn't have to get answers from anyone to get back to me. She went through everything number by number and I could not find anything wrong or needed to be changed except for one thing which I thought to myself after waiting for the bomb to drop she told me that over the weekend the interest rate changed and I was expecting here it comes, The interest rate moved a 1/4 and it was to my favor. I will say that after many mortgages and refis. it was truly a pleasure to work with a stand up/ honest person. Now days they are hard to find and those you do find are looking for themselves rather than the customer. All in all First American Bank saved me over $7500.00 and in a timely manner is a understatement by far. I will be recommending First American and Jennifer to any one I know in need of a mortgage. I thank you and my family thanks you Jennifer. Now my 2 sons can stay in college for a bit longer. If it's "To Good to Believe" it has to be First American bank. By the way I almost forgot, I did all this without buying a bunch of extra points like everyone else were trying to stick me with. Thanks again, Mike Dixon.

Jennifer went above and beyond to make our refinance experience as smooth as possible. She explained everything perfectly and we had our home refinanced faster than we could have imagined. She is very friendly and I highly recommend Jennifer for any mortgage needs.