Honest Car Payment Iwilei Rd, Honolulu
+1 808-534-1234
https://honestcarpayment.com/
650 Iwilei Rd #400, Honolulu, HI 96817, United States
Services
- Notary Signing Services
- Conventional Loan Notary
- Debt Consolidation Notary
- Government Insured VA VA REFI
- USDA
- FHA Notary
- HELOC
- Trust Transfers
Honest Car Payment Reviews
k
Honest Car Payment is quite literally honest about the process, their services, and advice. They do the honest thing and help local families, each and every one of their staff is super welcoming and down to earth people. With the help and advice of Mark and Greg, I was able to purchase my first vehicle, brand new, and at a great rate. They were more than happy to help and quick with it as well. They have years of experience and know what they are talking about and I felt comfortable taking their guidance and ultimately choosing to go through them. Not to mention that my mom introduced me to them and helped me along the process (mother's do know best haha). Thank you Honest Car Payment for everything!!!
You are absolutely welcome! It is very refreshing to meet a person that is starting out in life with the wisdom that you possess. Many people, of all ages, do not take the time to learn what you know, and we simply commend you for all you are doing. Keep it up!
D
Honest car payments was able to assist with the impossible. All my life I've only used cash to pay for things, so when the time finally came where I needed credit and was denied by everyone, Honest Car Payments found a way to secure a loan for me to move forward and be able to own my dream vehicle. Thank you, Mark, Greg and Vicky for the long nights you spent working on my loan, being patient with my dumb questions, and overall being extremely courteous in all things. The team here is amazing, and I can't recommend them enough. They certainly go above in all that they do.
Thank you for the kind words Dakota! It was our pleasure working with you and I'm glad we were a part of you getting your dream car! Mahalo!
S
We heard about Honest Car Payment and decided to check them out. I am so glad we did. They got us a great rate, cut our payments in half, and the entire process was so easy. I definitely recommend them to anyone looking for car financing.
Mr. Lopez, thank you for taking the time and sharing your story. We are working hard to bring transparency into the car industry.
R
Greg and your team, thank you for helping me out. You came through refinancing my vehicle while all the other institution as well as on line company I have applied with were declined. It's a big help for me on lowering my monthly payment, especially during this time that every prices here are rising. Thank You Raul
Raul, it is our pleasure to assist you. Please consider becoming an ambassador of our organization and sharing your experience. Sadly, most people do not know that they can refinance from day one following their vehicle purchase.
L
Excellent customer service! Greg gave me great advice and was able to refinance my auto loan which saved me $100 a month! I would highly recommend Greg and his team at Honest Car Payment!
Loretta, thank you so much for helping us spread the word about Honest Car Payment. I know Greg spoke highly of you as well and we are anxious to see you and your family again one day.
J
Working with Honest Car Payment couldn't have been easier. Mark and Greg made the process painless and saved me over $100 a month! I highly recommend that you speak with them before you purchase your next car or even looking to refinance your existing car loan.
Jim, thank you very much for helping us spread the word. We know that when consumers remain in their existing car loan generated by the dealership, they are paying much more than necessary.
J
Our experience with Honest car payment has been so awesome that when we see our ohana and friends we highly recommend them to go here always!!! Honest Car has the best and friendly people, where they treat you like family!!! When we first got our truck... we were nervous at first.. filled with butterflies... being that this was our first big investment.." brand new vehicle" we were very scared! They made things so easy and smooth for us! Til today we still will recommend anyone and everyone to go there! We cant wait to purchase our next vehicle there!!! Mahalo "Honest Car Payment and the Ohana there!!!!
Jasmine, word-of-mouth! That is how things are done in Hawaii! We sincerely appreciate you taking your time and sharing your experience for others to see.
R
Vicky is AMAZING!!!!! She was very patient and helpful getting me through this process and made it very easy for me! These guys are the best!! They are a true help that is a hidden GEM!! These guys are great here!!!
Royce, thank you for taking the time and helping us spread the word. We are working hard to share our knowledge with the community. Many mahalo's!
G
Mark Benson is God’s sent! He made this a 100 percent stressful free! He got in contact with me right away!the process was super fast and helpful! Definitely recommend!
Gladys, we are going to help you take control of all your future credit decisions. Thank you for helping us spread the word.
C
Purchasing a car was never easier! The transaction was smooth & quicker than I imagined! The staff at Honest Car Payment was responsive, patient with me, and thorough (coordinated with the bank, my insurance & the dealership) to make sure everything would flow smoothly. On top of that, their interest rate was half of what the dealership offered, which saved us THOUSANDS of dollars! Vicky of Honest Car Payment is the BEST! I highly recommend her to all of my friends and family! Thank you!!!
Vicky is a star. She has decades of dealership experience and understands the importance of putting the dealership first!
A
Mark is a wonderful person. He really listens and cares about his customers. Definitely someone you can trust! Thanks Mark for the great advice
Mahalo for your kind words. We are happy to serve as a resource.
R
Big Mahalo to Mark Benson and the Crew at Honest Car Payment, for helping me after I purchased a brand new vehicle from another Car Dealership, with very high loan interest in 2019. I reached out to Mark Benson, who helped me to refinance my loan with a much lower interest, and also advised me to cancel some unnecessary warranties I was paying. I recently moved out of state, and I really needed to sell this same vehicle, so I reached out to Honest Car Payment, and again they said they’ll try to find a buyer.. So at this time, I want to Give a Shout Out to Ms Vicky Nobriga & Greg for helping me out. In less than a week after they took over my case, my vehicle was sold. I am so grateful, and truly thankful to God for you. I can truly say, God used you to answer my prayers, and for that, I give honor to God for blessing me with you all. My prayers is that God will continue to grow and bless your business, Honest Car Payment and it’s Staff, as you continue to serve Him in your area of expertise. Alohas & Fa’afetai Tele Lava, Rebecca Seumanu
Rebecca, we so appreciate you taking the time to invest with us as we create a godly company that is focused on helping all people. Christain Values do not need to be limited only to Christians, as we know that treating people with fair and honest communication is welcomed by all. Please continue to do what you are doing for The Kingdom!
S
Vicky was very personable, accommodating, and quite professional. I had no concerns and gave my full trust in them. My payments were lowered dramatically and I was able to get better interest rate. I'm so happy that I called Honest Car Payment. No regrets!!! 😊😃😁
Big mahalo for investing your trust with us. We are working hard to get the word out to the community and let people know that they are not victim but a VICTOR!
k
Mahalo to Mark & Vikky at Honest Car Payment for helping me out of a sticky situation. Without your hard work and help I wouldn't have a vehicle today. I highly recommend you giving them a call no matter what situation you may be in.
Mahalo for your note. We know that everyone in Hawaii can benefit from our services and it was our pleasure to help you.
A
Wow!!! I am so thrilled to have had the opportunity to work with Owner Mark Benson, Salesmen Kalani, Greg, Mrs. Vicki and the team over at Honest Car Payment !!! I have to say, that though it was just about a year ago that I had used their service to purchase my vehicle, It was the most painless, stress-less, best Car buying experience I have ever had.!!! The Team at Honest Car payment is very knowledgeable, and was very honest, and up front with me. There were no hidden fees, no hidden languages, or gotcha regulations like at some other places. Honest Car payment prides themselves on being straight and honest with the people they deal with. The customer and the car dealership. And they negotiate the best deal for their client/(you)... as they can. They help their client / you get the best loan package that they can. I didn't think I would find people that have this type of integrity and honesty in this type of business...not in today's market. I had bad experiences before and was regretting having to make a car purchase,before meeting Mark and the Team. The moment I spoke to Mrs. Vicki I knew this was different. She insisted I speak to The Owner Mark. And once I did, that conversation turned into a rare experience.These guys are different. This company they are unique and I can tell you after speaking to Mark, I knew I could work with this company. They really bring trust-worthy-ness back to a business where the customer (like me) have been so guarded... It was so hard for me to trust a dealership to purchase a car. Now...I won't buy a car unless it's through Honest Car payment. I will come back again and again and recommend them to both family and friends. Not only did I receive one of the lowest interest rates, but also got the monthly payments where I could comfortably afford, and with all the bells and whistles, you're expect. This Business is reliable, honest, personable, they offer great service, and if you need help, or have a question they have no problems answering them for you. Pre- approval is quick and easy. I was pre approved, in 5- mins. I spoke to Mark personally,and no hassles or fuss. Thank you Mark, Vicki, Kalani,Greg and the Team!!!! I Love my Car!!! And I will be back for my Truck!!! Again, I want to say Mahalo, please keep up the good works that you folks are doing, you really helped me through this and I am so humbled and thankful to have met you all Aloha!!!
Annette, we are honored to be on your team and protecting good people from preditory lending! We will help you with the perfect truck as inventory levels increase and prices fall.
R
Vicky explained which product would benefit my situation and how the procedure works. She is very thorough and thoughtful. If you need money for a car or have a car to use as collateral, talk to Vicky and see if Honest Car Payment has the right program for you. Thank you!
Rachel, thank you very much for investing in us. We are focused on helping consumers gain the upper hand on car ownership. We appreciate you helping us spread the word.
c
Honest Car Payments high regard for their client, as well as all parties involved, throughout this process is indicative of the strength of the company. The stress of the sale of my vehicle was mitigated knowing that EVERYTHING was facilitated by Mark and Greg. There was a sense of security/confidence in knowing that an exorbitant amount of money involved in the sale would be seamlessly transferred into my account. My bank advised me that it will take several days for the check to clear to pay off my existing loan, however, HCP’s financial prowess is undeniable as the check cleared immediately! Equally, I was grateful that I was alleviated from the hassle of dealing with the bank to transfer the Title or the DMV‘s paperwork/Notary. Greg, the finance specialist, patiently and concisely explained the process. Mark, the owner, took the initiative to ensure the sale of the car was fully satiated. Although I wasn’t his client, he went out of his way to make sure that his client (the buyer of my car) followed through with all the payments and paperwork immediately. The name of this company, HONEST Car Payment, clearly defines Mark and Greg’s professionalism.
Clair, thank you so much for investing your time with us. We know that 70% of the used cars sold in Hawaii are sold between consumers: "C to C" is the term we use for private party sales. Honest Car Payment has created a platform to facilitate like facebook market place. The one difference is that we CERTIFY the buyer and seller's transaction for mutual protection. We provide the transparency and complete the DMV. Thank you for helping us spread the word.
L
Great folks to work with. Regret not having the guts to refi sooner. Give them a chance to help you too.
Leo, thank you very much for your investment of time with us!
U
Greg is AWESOME! He was able to bring my rate down A LOT! Gave us his HONEST opinion. We appreciate the help and knowledge we gained from honest car payment. Take that chance and give them a try! I promise you will be happy. We most definitely are! Will even call them when its time to upgrade my husbands truck.
Mahalo for investing with us. We know that may families are overpaying and we are honored to be the only car company that offer complete transparency.
m
Mark B. helped me and he was great and gave me much needed clear and honest information to help me with the process of success to buy a car. Above and beyond. Thank you honest car payment!
Mahalo for taking the time and sharing. We will get through this and make sure you come out stronger.
L
My husband and I had the privilege of meeting two great guys this afternoon, Mark & Greg with Honest Car Payment. I’m always praying for our finances but as God’s Word clearly says, Faith without works is dead. So as I pray, I also have to move in Faith. I heard about this company on The Fish radio station. That was not by accident but I believe Divine Intervention!! Lol. Hallelujah 🙌🏽 I explained our situation and the Lord, through them, brought down our interest rate from 15% to 3.25%. Our monthly payment was lowered by &90 and the terms of my existing loan stayed the same. HOW??? I don’t know. All I know, the Lord did it for us through Honest Car Payment. Call them....I believe you won’t be disappointed.
We are honored to be the instrument used to Bless you! Most people will find that zero money out of pocket and $90 less per month is inspired. Thank you in advance for helping us spread the word.
A
**I DO NOT RECOMMEND, HIGH INTEREST RATES + HIGH "FEE". NOTHING HONEST ABOUT THIS COMPANY.** As a young woman looking to purchase her first car, I decided to get assistance and found Honest Car Payment. With the good reviews, I felt comfortable requesting help for purchasing my leased car and shipping it from CA to Hawaii. What I thought would be a great deal due to all the reviews ended up being a bait-and-switch with high financing interests rates + a "flat fee" which wasn't a specified amount until the very end. My questions often were rushed through and overlooked, and Mark at one point asked to deal with my father instead rather than me (should've been my immediate red flag...) Mark had said he would get bank auto loan interests in the 2.2% range which sounded good. He ended up getting an auto loan interests in the 3.45%+ range (in Aug 2020, pandemic still) where interests are supposed to be low. I told Mark to hold off on his help as I thought I could get a better interest rate individually - I was right! Ended up getting 1.99% rate on my own at a local credit union. Called Mark back to request for his assistance in just shipping the car + DMV paperwork and asking what the fee for that would be, also letting him know at this time that I had gotten a great interest rate of 1.99% for the car loan. Mark got upset and said he no longer wanted to deal with me anymore. Maybe "Honest Car Payment" couldn't skim off the high interest rate they got? **CONCLUSION: I do NOT recommend.**
Aloha Ariana, this is Mary Benson, the owner of Honest Car Payment. As a female business owner, I applaud any woman, whether young or old, to take initiative. I also support the ability to express yourself in the social arena. However, your facts are NOT ACCURATE. After 40 plus combined years in the automotive industry, Mark and I have learned discernment and to listen to the Spirit. It was because of this; it was kindly stated Honest Car Payment would prefer not to do business with you. You represented yourself as being over 18 years old and, therefore, a request to speak to your father was not made. He called us only after the preference NOT TO TRANSACT ANY BUSINESS with you was expressed. You were informed the 2.2% interest rate would be available in September, yet you requested the loan funded and transport arranged immediately. Thus, your “bait-and-switch” comment is COMPLETELY INACCURATE. Questioning our integrity is ABSURD. Mark and I have been blessed to help 10,000's of Hawaii families through our businesses and nonprofits. Best wishes on your future endeavors.
L
Let me say I had a very AWESOME! beyond expected welcoming experience even though it was communicated through email and phone only but Thanks to Mark who was very kind and informative about my situation. He was on top of making sure I understood how these car dealership works and what I should be looking for when looking to buy a New Vehicle. Thanks Mark for being honest and Understanding! I would recommend for anybody looking for a car or refinancing or Saving you some money See Mark He is a Blessing! Mahalo Honest car payment! Great Service! Will be back!!!
Aloha, this response is very well received. We are watching good families being pushed hard by the virus and we are in the trenches providing our best thoughts on how to handle individual situations. Your encouragement goes a long way this evening!
E
Mark provided valuable insight on what we should do as the maturity date for our lease with Toyota was approaching. We are well under the allotted miles and are having a hard time finding the car we want, with Toyota, to purchase this time around. Mark's guidance helped eliminate our feeling of needing to make a decision on the spot - what the dealer wants us to do. We are going to get the car we want, and will be happy for it!
You are soooo welcome. We are creating a transparent car company that puts the consumer first. Stay in touch as the inventories continue to return to normal.
a
Mark was a lifesaver when the dealerships were not capable of coming up with any reasonable financing programs. Mark's contacts and connections allow him to get the best rates for the longest period all without even a down payment. He is definitely NO. 1 in the auto loan business. A pleasure doing business with him. Totally responsive at all hours and even makes house calls
It was our pleasure to assist you. We know that the automotive industry is now customer driven, and we are happy to be apart of creating a new experience.
e
Can’t thank you guys enough. The process was fast and easy. I didn’t even have to do anything but send my documents in. Greg, Vicky and the gang did an awesome job. Lowered my interest rate and my monthly payment. Saved me just over $12,000 in the long run. Mahalo to all of you!!
Ed, your kind words are very much appreciated. As we build our car company, these endorsements go a long way with the community. MAHALO!
C
I spoke to Vicky Nobrega regarding reducing my car payments. She's very professional and down to earth. Also no need worry about getting ghosted!
Cesar, thank you for your investment in our company. We are working hard at helping families get lower car payments.
C
One of the best car buying experiences I’ve had. Mark took care of just about everything. When we couldn’t find what we wanted for the price we wanted, he came through. He got us the perfect car at the right price. Vicky was organized and completing the paperwork for the financing was a breeze. We will definitely use Honest Car Payment in the future and recommend them to others as well.
You are a great family and we really enjoyed being a part of your future car ownership. We know that the Pathfinder will give your family year of safe service.
B
As a millennial, often times you don’t really understand what you are paying for. You would normally just see the monthly payment you can afford and that’s that. With honest car payment, you can be confident you’re getting the best deal. They will break down everything for you from top to bottom. Mark took his time to talk with my other half and I about our contract and never asked for anything in return. They are so transparent! I’m very appreciative and grateful towards Kalani and Mark for their help with understanding our contract. They are so patient and willing to teach you how to save money! They really bring integrity and confidence back to the car buying experience. I have nothing but good things to say about honest car payment. If you are looking for a car, please go through honest car payment! You won’t regret it!
Better words could not be written. Mahalo for sharing our hearts with the community. Now more than ever, we need to reach out and help those around us to have an easier life without stresses created purely for greed!
D
Kalani and Mark did an excellent job with refinancing my car loan. I would highly recommend contacting Honest Car Payment before going to the car dealership to see what rates are out there. They made the process so easy, returned calls quickly and made the experience unique. They have a system that should be the model for all car loans. Thank you for doing such a great job!!!
Darrin, you are a good man that is dealing with challenges that you do not deserve. We will keep you in our prayers.
C
Mark and Mary are kind, extraordinary people who excel in their purpose of serving others. They are quick, responsive, and their process is seamless to complete. I'm grateful for Honest Car Payment! Thank you Mark and Mary for your service!
You are very kind! We believe that we can shine a light for the consumers and make their lives better. Your encouragement is sincerely appreciated.
L
Mark is great! We just saved just over $2,000 by canceling our extended warranty that we purchased at Honolulu Ford then buying a contract with longer coverage from Honest Car Payment. The transparent pricing made the decision easy. We encourage you to compare your finance contract at Honest Car Payment for savings!
Mahalo Lanu for your encouragement. Many people think that they are trapped but we know that transparency is the best solution for everyone!
K
I just wanted to give Kalani at Honest Car Payment a shout out. This guy here has gone over and beyond and has made it easier for us. He is an excellent worker and has been in touch with us all the way through with our buying experience. Not only him, but the place its self. You can tell that everyone there works all together Especially Mark Benson. I couldn't have been more happy to have chosen Honest Car Payment to help me and my Ohana with such a big purchase. They care about their clients. You will not be disappointed. The knowledge about buying cars and how things are done awesome, awesome and the vibes were all around the best! They genuinely care and you see that. Not most place can achieve that in customer service or sales.
Kahealani, your comments are truly appreciated. We know that consumers need to be in control of the car buying process and we are honored to play a small part of it. As vehicles become more expensive, we appreciate the opportunity to share or values. Have a blessed weekend.
L
Greg did an amazing job keeping me informed throughout the application process. Everything was simple and easy to follow. I will definitely recommend this to anyone looking for a refinance or financing option.
Lott, you have things figured out!
C
I thought I was stuck with a large loan with large monthly payments. I have heard of Honest car payments over the radio, just didn’t call to find out about them. Well March 23 I purchased a 2018 Chevrolet Silverado. 24th of March I just called to see what it’s about and how Honest car payment would help me, so i got all the information and what they needed from me. March 30, I met with Kalani and Vicky who brought my payments down and my loan, on top of that I didn’t have to go through a mainland bank. They went through a credit union!!!! Thank you Jesus 😇 I say Choose Honest🙏🏼
Cheryl, we know that the 'church' needs a place of respect and safety. We believe that we are earning that position to protect our extended OHANA with our transparent process. Thank you for spreading the word to your extended OHANA.
N
I am so happy that I made the call this morning!.. Talked with Mark for a little but yet gained a lot of important information. Right off the bat he was understanding and concerning in a friendly way. He honestly made me feel like we was family and I don't even know the him. A lot of the time we don't know what the extra charges all we care if the payment is right. Again thank you so much for this morning Mark your amazing and will do what we talked about.
Nancy, it is our pleasure to assist you with your vehicle. You have that big wonderful family and you need all the help you can get. Please help us spread the word for others to understand that they are not trapped in a car loan.
S
Mark Benson of Honest Car Payment is a great guy and put tons of effort into helping me refinance an automobile. He has excellent insight of the sales and financing side of the auto industry and brings a lot of knowledge to the table. He is very honest and straightforward and will do his very best to help refinance your automobile. Dealing with Mark is a great educational experience as well. He will detail for you the horrific things that car dealerships do and the sneaky things you didn’t even know existed in your contract.
Shayne, thank you very much for investing your time in our mission! We know that many of our neighbors can benefit from a lower car payment, and perhaps more importantly, help to level the playing field for all. Your encouragement is something that is appreciated more that you know.
J
Vicky and Mark are awesome to work with, knowledgeable, and have great customer service! They truly live up to the name of the company. Super simple, stress free process to get my monthly car payment lower, as well as lowering my interest rate drastically, saving me a bunch of money! Mahalo honest car payment!
Jerrett, it has been our pleasure to assist you with your recent transaction. It is important that we work together and help our neighbors. Mahalo for helping us spread the word that people are no longer stuck.
M
I got to speak with Mark and Vicky. We’re in a process of getting a solution here but, I tell you. They walk the talk. They’re very honest as their name says. I would recommend this company to anyone and everyone I know and care about. Honest Car Payment, you truly are a blessing. I regret that I didn’t find out about you sooner. Thank you for your help. God bless.
What a great comment. You certainly have given us the lift we need! Stay in touch with us.
K
I saw there AD on social Media and I took a chance and called them. Mark Kalani and Vicky where very helpful in helping me lower my truck payments from $700.00 a month at 21% to $298.00 a month at 2.2 % a $400.00 Savings every month. Wow how awesome!!! Great people with great customer service they went over and above what I expected Thank you Honest Car Payment ~ Aloha Weston
Weston, you are more than welcome! With your help, we are going to help the automotive industry become transprent for the consumer. Please let us know if we can be of assistance to your extended Ohana!
j
This company is amazing!! I gave it a shot to see if I could lower my interest rate after a couple of months I got my car. I got the privilege to work with Misty, and with the situation I am in she never gave up on me. The first time I applied my credit was low, so we waited a few months re-applied and was blessed to save over $15k. Thank you Honest Car Payment especially to Misty. Give it a try, its easy, fast and the staff will work with you no matter what.
We appreciate you and your desire to take control of your finances. Many people are afraid, but you saw the value and clearly were able to save huge money that the dealership and lender would have enjoyed for years to come.
K
Mark, Gregg, Sue, the whole Honest Car Payment team were AMAZING. I was updated on the process of things, questions I had were answered in a timely fashion. They exceeded all of my expectations. Definitely will not hesitate to work with the team again in future car purchases or even refi. Mahalo Honest Car Payment for a wonderful experience from islands away!
Keawaiki, what a wonderful communication to receive. We know that local families are wasting millions of dollars each month due to pure greed. Your assistance in helping us get the word-out is very much appreciated.
A
Shoutout to Sue! She helped me throughout the whole process in getting a car loan. Very helpful and great communication all the way through. She was very consistent with me keeping in contact and helping get what I need in order to receive a loan. Awesome job 10/10 would recommend coming to HCP for your car loan needs. Thank you !!
Wonderful communication! We are happy to help you and know that you are a great friend to our company. Continue to inspire others.
D
I have contacted them on a couple of occasions. While I haven't bought a car yet, they always freely give sound buying advice. I feel like I have a friend in the business! Very friendly and helpful people!
You are very welcome. We know that most people buy 15-20 vehicles in their lifetimes. We simply believe in the doing the right thing for the long run.
D
Thank you Mark and Honest Car Payment!! The whole process was easy and fast!! They went above and beyond to help me with my vehicle, even waiting at the pier to drop it off while I get my proper documents situated. I would recommend them to anyone!! Thanks again!!
Dana, you are very kind, and we are happy to have you in our OHANA! I made a new friend at Young Brothers and she is going to the Hawaii Prayer Breakfast with us. It all worked for His good.
C
Honest car payment saved me thousands! The process was very easy and quick. Mark and Greg took care of everything for me. Thank you Honest Car Payment!
Carol-Lynn, thank you very much for your time today. We sincerely appreciate you taking the steps and saving $1,000's!
P
Vicky from Honest car payment was truly a great help. She helped me purchase my first truck. She made purchasing a car easier. I would highly recommend Vicky from Honest car payment because she is a very friendly and understanding person. We were very comfortable and knew we could trust her.
Misty is a hard working lady that cares about PEOPLE. Mahalo for investing with us.
O
Greg and the entire HCP Team did an outstanding job from start to finish. Our 19 yo daughter purchased her first brand new car on her excellent credit. Greg answered every question took us step-by-step through the process to include tips on what questions to ask, how to respond to the sales team, and what to look for in the vehicle contract. Greg was on standby when we needed him. He was like our negotiator going into the deal! He gave us confidence in securing the vehicle on our terms. Greg secured a low-interest rate and approved the loan within minutes. Be patient with the process because it's worth it! Mahalo HCP!
Wonderful to have you in our OHANA! We know how important word-of-mouth is and trust that we will always be a resource to you. Enjoy the new ride.
M
I’m not a very tech savvy kind of guy, but Mark went out of his way to contact me and explain to me about everything I needed to know. Mark at Honest Car Payment, they have taken care of all my car needs from transfer of ownership to car financing to getting me a line of credit when I had absolutely “NO” credit to start with, then keeping me informed about my refinancing opportunities and then taking care of all the details. I would absolutely recommend Honest Car Payment to anyone who wants to be treated like a valued customer. Thank you so much Honest Car Payment.
Michael, you are so welcome. With your help, we are building a new kind of car company that gives consumers control! The more information that we can provide, you are able to make the best decisions, lowering the cost of your truck ownership. Thanks for working with us.
G
I had the opportunity to work the staff at Honest Car Payment particularly with Misty, Greg and Mark himself and would like to first say that if your in the market of refinancing, purchasing a vehicle or vehicle warranty these knowledgeable people will undoubtedly guide you to help meet your expectations. They never made me feel unworthy of my self in speaking with them with little knowledge I knew about auto financing. They will broaden your knowledge on Auto Financing and believe me you will be more confident when purchasing a vehicle. And that is the reason why you should not hesitate to call Honest Car Payment first if your in the market of purchasing or refinancing a vehicle. I will always call Honest Car Payment first for my Auto Financing needs.
Aloha, it was a pleasure to visit with you and help you make the decisions that you needed to accomplish. We stand ready to assist on this or your next vehicle purchase.
M
Car Honest Payment has been a blessing for me and my family! They were able to save us a lot of money. Highly recommend! If you are looking to refinance your vehicle they can help! Also, Misty was very helpful, quick to respond to questions, she was very professional and helped us every step of they way!
Mahalo for investing in Misty and our company. We know that we can save families huge money and enjoy sharing our knowledge.
M
It's rare in life that your expectations are exceeded. I was hoping I would would at least qualify and get some reduction in the current interest rate I was paying which was almost 14%. I got into some financial trouble and my credit rating took a dive so I was skeptical that I could refinance it. Honest Car Payment took my rate from almost 14% to less than 4%. I couldn't believe it! And not only that, my six year loan dropped to 4 years. I'm like "Whaaat?" And for the icing on the cake my payments were also lowered. Way lower interest rate, way less payments, and a nice reduction in monthly payments. It doesn't get any better than that. Misty was so patient and knowledgeable and made the process so quick and easy. I also had the pleasure of meeting Mark Benson who has such an easy, personable way about him that really puts you at ease and instills trust. Like he really is looking out for you.
What a great way to start the morning, with your review! We know that our team is saving huge money and helping families weather these trying times. Please consider helping us spread the word for others to take advantage of our plan! Mahalo!
L
OMG…I LOVE LOVE Honest Car Payment’s Employees…Everyone, I mean EVERYONE There!!! I was referred by a friend, almost 2-3 years ago. Vicky and Mark did their magic and got my truck payments lowered and saved me from entering death hole in debts and worked with me on improving my credit score. I thought they were done with me…I thought wrong! After these years, they both kept in touch with me and still offered me a lower rate….Are you guys kidding me?!? They did there magic again!!! From when I drove my truck off the dealers lot, I was looking at 25% Interest rate on my loan, to 9% interest and now…Get this…2%!!!! WOW that’s why I LOVE LOVE Honest Car Payment!!!! The customer service is unbelievably awesome too! I called to speak to Mark and/or Vicky, they were not available, but Greg…OMG! He knew why I called and took over. I didn’t even have to explain any messages that I received from Mark and Vicky. He new what I needed and what I wanted! From the bottom of my heart Thank you all!!! Very blessed to meet you ALL at Honest Car Payment!!! LOVE You ALL!!!
Leilani, I do not think our mothers could have said nicer things to us! Mahalo for giving us the opportunity of including you in our OHANA. We know that even local lenders do not want to help consumers learn how to improve your credit score and lower your finance terms. Kindly help us continue to spread the word that people are not stuck but can and should take control of their credit and maximize their savings, not some banker's wallet!
L
This process was super quick and easy! Shouout to Vicky and Mark for helpibg me through this process. I can honestly say that I am satisfied with the quick turnaround. Amazing team
A very big thank you for the opportunity to be of assistance to you and others in your Ohana. We firmly believe that many people are not treated fairly, and we see value in building strong relationships. Keep up your good work Lepeka!
K
Really glad I decided to take the leap of faith and try out honest car payment! They scored me a way better deal and got me out of a bad contract with a terrible rate. Greg and Misti was very informative every step of the way and I really appreciate how responsive they were and how quick they made this whole process. Misti was great at explaining and making sure I understood what I was signing and went over with me the many differences/benefits of my new contract compared to my old contract. Also I appreciate how on short notice due to my busy schedule Greg and Misti were able to meet up with me, thanks! If your on edge let me just say take the leap of faith it’ll be worth it.
Kealii, thank you very much for taking the time and sharing your experience. We know just how damaging many vehicle loans can be, and we are driven to help our neighbors take control. We see complete transparency coming to the car industry, and provide great value for consumers!
A
My wife truly appreciated Honest Car Payments a company from the start, you can sense their complete professionalism! I highly recommend, If your looking to do any type of vehicle purchasing, PLEASE HEAD HERE FIRST!!!""and experience the easiest and best possible way(s) to get that vehicle you really want! Hands down their the best! Honest Car Payments thank you for your remarkable service! Mark Benson and a "shout out" to Vickie too! Honest car payment you folks rock!
Alton, thank you very much for your kind words and helping us get the word out to the community. We do not want to see our extended Ohana taken advantage of by a dealership. We like to help through the entire process.
S
Having to go to a car dealership with the lack of knowledge of knowing how interest rates work could be the scariest thing that could ever happen to you, I know this because it has happened to me. The salesman and the finance person will always sugarcoat everything for you but if ever you had to look on the paperwork it is nothing sweet. Understanding The paperwork could be difficult because most of the time they just have you sign everything little do you know you have just signed your name in debt. Thankfully there are people out there that have the knowledge that we do not. Misty from honest car payment change my perspective of going to the dealership they made me feel like family and they didn’t just have my back they were right beside me. Misty made sure that the numbers of the interest rate from the monthly car payment and the down payment was in my budget Now I am driving my dream car thanks to Misty from honest car payment if ever you need help or if you are ever in doubt please contact honest car payment.
Misty cares about her friends. We are honored to help you Ailao and appreciate you taking the time to share the word with your extended family.
J
Vicky is so great in answering any car loan and car purchasing questions. She will always provide the best recommendations and guide you to the best possible solution for your situation. If you currently have a high interest loan, she can help you refinance and save $$$$.
John, we are happy to help people find the most car for the least amount of money! Thank you for taking the time and encouraging us.
C
There are not enough good things I could say about Mark and his team at Honest Car Payment. They are trustworthy and work hard to educate the customer. I am beyond thankful for what I learned while working with Honest Car Payment.
Cortni, you are the exact kind of person that we like to work with! Mahalo for the opportunity.
R
They went out of their way to find me the best financing for my car. Very responsive to my questioning and always took their time to listen. Never rushed and very honest.
Royland, it is a pleasure to work with you. Thank you for helping us share with others that they are not stuck and can lower their monthly car payments!
B
Honest Car Payment has been nothing but short of amazing from the beginning to end. Super friendly staff and very prompt on making things happen. I appreciate all that Mark has done for us and Vicky as well! We look forward to many more transactions with you guys 🙌🏽 Happy new year
Boyd, you and Kiana are very welcome. We are honored to be of assistance to you and your extended Ohana!
s
I just wanted to say how humble and grateful I am to have met with the people at Honest Car Payment. Never have anybody really sat down and helped me in not only the application process but helped to start the road to financial recovery. Mark and his team made me feel at ease helped me see how I can better my credit and gave me very important new information to better financial health. Honest Car Payment gave me a chance. And i will take that chance with humble heart and gratitude.... Thank you, Mark and your whole team!
Selynda, you are more than welcome! You are the reason that we do what we do to help educate car owners about their credit and how to achieve long term success.
K
I am so grateful I get help from Vicky and Honest Car Payment. Vicky and Mark were very helpful. Provided me so much knowledge and value info on my loan. Very professional and on top of their service. I am 100% recommend Vicky and Honest Car Payment to my friends and family. Thank you so much Vicky and Mark
You are more than welcome! We enjoy the opportunity to help!
I
I was definitely less than thrilled with the 4.99% interest rate I got from the dealership, Vicky at Honest Car Payment to the rescue! She got my rate down to a 2.2% with just a few emails between the two of us, she even met me at my work to get the final documents signed! Their process was very transparent and Vicky was happy to go over the numbers with me to show me exactly what I'd be paying for, and even better the cost went into the new loan so I was able to refinance with $0 out of pocket. I'd highly recommend them if you're thinking about financing a new or used car. Thanks Vicky and Mark!
Ian, the sincerity that you have expressed in this review is very welcome to our team Vicky is a company founder and has a wonderful heart to look out for those that she comes in contact with. As the car industry changes to a much more transparent process, Vicky will excel as she is genuine and only wants to do what is right. Please consider helping us spread the word within your extended Ohana.
L
Mark at Honest Car Payment truly works for the people. He supports you with useful information on how to enhance your credit score by taking you through a step by step process. He is patient and kind and makes you gain understanding on how credit really works. If you want someone to assist with your credit questions, get in touch with Mark, you will be happy you did!
Mrs. Simer, it was a honor to share what we know is working for people as they take their credit from good to GREAT!
B
While shopping for a new car I was referred to Mark by multiple friends/family memebers, and I'm glad we reached out to him! He openly shares his knowledge of the auto industry, and was available to answer any of our questions through the car buying process. Pre-qualification for a loan with Honest Car Payment was quick and easy and the interest rate they offered beat the best the dealerships had. Mark looked into rebates and promotions the dealership was running and encouraged us to go with the best rate we found, even if it wasn't through them. Come buying day we found a lower interest rate at a credit union and went with them. I appreciate Mark's transparency and felt that he had our best interest at heart. Would 100% recommended anyone purchasing a car let Mark and his team help you get the best deals available.
Blaine, you are very kind. We know that consumer wishes to have a transparent process and we know that our business is creating exactly that!
R
Really knowledgeable; cared more about helping me out than trying to sell me anything. Mark is super helpful and gave me tips to build my credit and helped me see what I was missing. Explained in detail a roadmap to upgrade my car. If you’re struggling with haggling or trying to find the best dealership, don’t look further than Honest Car Payment, they really look out for YOU.
Ryan, you put a tear in my eye. We know that people want a new car ownership experience and we are set to deliver. We will get there together.
H
The owner of the company who assisted spent more time helping me out with my own personal financial situation to put me in a better place while still providing the service for a vehicle plan! It shows the integrity of the company and owner and I highly recommend Honest Car Payment and will refer everyone i know who may be looking for assistance ! It is such a blessing to know that there are real people with real businesses that really care about us, the consumer! Mahalo Mark Benson!!!
Henry, you are very kind to provide this encouragement. Unless a person is focused daily on how a credit score can impact their daily life, things may be missed. We view a large part of our mission is to provide our simple thoughts on how to win at the FICO game. Your sincerity is simply great.
j
Thank you to Greg & Mark for assisting with my auto loan by finding a local lender with a lower interest rate that got my monthly payments lowered. I was very skeptical at first but you kept in touch with me and held my hand through the process. I am happy that I found you on Facebook. I am forever grateful. You guys are my guardian angels.
Thank you for your kind words of encouragement. We know that the people that purchased a car on Oahu last year are eligible for over $150,000,000 in reduced car payments! Help us spread the word.
P
I had a great experience with Honest Car Payment. Kalani was an easygoing guy and was great to work with, not to mention he even went out of his way on his day off to get some paperwork done. I got my truck at a very good APR. If you are looking to buy a vehicle I would definately recommend Honest Car Payment for your auto loan needs. Thanks Mark Benson and all his staff for what they are doing.
Paul, we all need to work together..... just as we learn on Sunday. We are honored to be of assistance to you and sincerely appreciate you spreading the word.
D
Kalani, Mark, and Greg went above and beyond to help my husband and I lower our monthly payment on 1 of our vehicles as well as transition another one of our vehicles to our brother so he can have a loan of his own which lowered our monthly debt. Any questions I had in the process, these gentlemen were there to assist no matter what via email or phone. If you are looking to lower your monthly payment and interest rates and want someone to give it to you straight? Check out Honest Car Payment!! They are the real deal !!
Deana, you are making our hearts happy with your kind words. We know that vehicle ownership is designed around maximizing dealership/lender profits. We trust that we will be on your team for years to some.
L
I am very thankful for Vicky Nobriga and Mark Benson for their quick response and professionalism! They made the process of analyzing my current contract and financing so simple, quick and easy. Their contract is clear, transparent and honest. I highly recommend everyone to give Honest Car Payment a call and have them evaluate your current car loan. Thank you Vicky and Mark for saving me money!
You are very kind Linda. We are focused on helping the community take control of an area of life that has caused angst for decades.
R
My company needed to purchase a new flatbed truck. Mark took the time to find the proper source and referral to get me the perfect vehicle for our needs, at the right price and financing. It is rare in any sales and service industry to find someone who truly cares about you and your needs. Trust and Value is what separates Honest Car Payment from others.
Mahalo for allowing us the opportunity to serve you!
K
Mark is as good as it gets. He goes extra mile to explain everything you'll pay for and create a win-win for you and him. Mark is open, transparent, and truly has the customer's best interest at heart. For any millennial looking to get a car and are unsure where to start Mark's your guy!
You are overly generous, and a big mahalo! We believe that car ownership should not be a game of cat and mouse, but a genuine appreciation of all parties, striving for a mutual goal. Please let us know if we can be of service to you and your extended Ohana.
L
Vicky helped so much and was very blessed and thankful to have had her helped though this . And for mark b and Greg there really upfront nothing to hide ;) I wanna say come to honest car payment they will get and give you the relief that no car dealership would ever give .
Lorie, we are honored to be of assistance to you and your extended Ohana! Thank you for helping us spread the word.
C
Had the pleasure of speaking with Mark of Honest Car Payment. He provided me with very informative details about my credit on things I was not aware of. They are also helping me with contesting a charge off. I highly recommend Honest Car Payment😊
Charissa, you are very much welcome. We all need to help each other today.
K
I was buying a new car and things were going well on till it came to the financial part and all the sudden my car cost jumped up $5000. I took a break and called Mark from honest cars. His unbiased helpful expertise gave me valuable insight and helped me to make a decision I felt good about. He is fair and honest just like the name suggest! I'd definitely recommend them! If your purchasing a car make sure you have this number in your hand!
Mahalo Kelsey for your kind words. It was a pleasure to speak to you and help you understand how you need to make financial decisions and avoid unnecessary charges..... We are looking forward to future transactions for you and your Ohana.
2
We did our third loan trough honest car payment since December 2020 I can't say thank you enought and how appreciate it we are , we work with this amazing people Vicky ,Misty and Mark you guys Rock . Much mahalo shawn n nui from big island.
Mahalo for the opportunity to be of assistance to you and your extended Ohana!
D
People are so focused on getting a good deal on a car but when it comes to financing, many don't have a clue on what they're getting into. I've been dealing with Mark Benson for little over a year now and I seen first hand how he has helped so many people. If you're stuck with a high car payment, do yourself a favor and give Honest Car Payment a call. Keep up the good work Mark!
Big Mahalo Davin! We know that people in Hawaii work hard, and we need to all stick together, and protect our families.
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FAQs
1. How to Get in Touch Wtth Honest Car Payment?
You can dial this phone number +1 808-534-1234. Or you can search for their website and fill in the request form online.3. What Services Can I Get From Honest Car Payment?
Honest Car Payment enables you to get access a long list of services which include: '- Notary signing services
- Conventional Loan Notary
- Debt Consolidation Notary
- Government-insured (VA/VA REFI
- USDA
5. Is Honest Car Payment an Agency or a Lender?
Honest Car Payment is a Car f. To make things easier, iPaydayLoans serves to get you connected with a wide range of reputed lenders over the internet. You can secure a personal loan online via us with no hard credit check.
2. What Is the Address Of Honest Car Payment? How Can I Find It?
Honest Car Payment is located at 650 Iwilei Rd #400, Honolulu, HI 96817, United States. You may refer to the map and find the most convenient way to access it.4. How Can I Secure a Loan at Honest Car Payment?
You can search for their website and fill in the request form online. If you are looking for cash advance loans over the internet, you can turn to our website for more details.6. What Can I Do if I Fail to Pay Off My Loan?
You can communicate with your lender if you are likely to fall behind on the monthly payments. Different lenders have different policies of overdue payment. It is advisable to read carefully before signing the loan agreement.7. Does Honest Car Payment Offer Loans for Bad Credit?
Yes, but if you want to get approved for a bad credit loan, you can turn to our broker service! Just check out our platform to get an installment loan even with bad credit.