Homex Financial Alicia Pkwy, Mission Viejo

We chose to use Karim for our home refinance because we were referred to him by a dear friend. We felt comfortable from the beginning of the process because he had already built trust and establish credibility from the referral. From our first interaction I could tell Karim had our best interests at heart. He is agreat person to work with, he went above and beyond to help make sure we got the best loan and closed as quickly as possible. We were very impressed with his skills and dedication. The Corey Family

I am very pleased with the service offered by Karim Smail and Homex. Being of an "older" generation, I was hesitant to use an online service with no face-to-face interaction for my re-finance.The rate I was able to obtain with Homex was significantly better than Wells Fargo. I had lots of questions, all of which were patiently answered to my satisfaction.And I received the funds owing me a day after closing.

Karim made sure our entire home buying process went smoothly. He was direct, responsive, and always advocated for us. He was very honest and made sure we were informed from start to finish. I am grateful for the advice and recommendations he has provided along the way. I would definitely work with Karim and Homex for any future purchases. Thank you for getting us a great rate and providing excellent service on the purchase of our first home! We are very happy!

I had a great experience with Karim for my re-finance. Karim not only explained me the process and guided me through out the process, he was looking out for my best interest. He provided me all the answer and additional information enabling me to make the right choices. Since this was my first refi for my first property I had absolutely no idea. The entire process was painless and I end up saving more money than expected with absolutely $0 cost to me. Thank you so much and I would highly recommend you to everyone out there and love to engage you in any next opportunity I may have.

I cannot say enough good things about Karim, and recommend him to my family, friends, and anyone wanting to have a positive loan experience. This is our second refi, and both times he has gotten us an incredible deal and made the process simple. He is honest and will look out for your best interests. Karim and his assistant Laura, have fantastic communication and you will never feel like just a number. I have 100 percent trust and am so happy to have found him.

Karim is great professional to work with. Always moves fast and unblocks any blockers for the completion of loan process. He helped me with my Investment home purchase. i would recommend him in my sleep.

My experience with Karim and Laura was remarkable. They were very attentive and willing to help with any questions and concerns that came up. It was not a transactional experience but rather working with experts who cared enough to invest and build a better business relationship. They will have my highest recommendation.

I keep coming back to Karim for my lending needs. He isn't afraid to speak up for his customers best interests. He has won over my confidence and trust. I truly feel like I am in safe hands when working with him. Even when I drop the ball he is there to help me pick it back up. I am very happy with his services.

Karim was amazing during what was, to me, a very difficult refinance. Karim was patient, professional, and promptly responded to all the questions I had. The experience was made much less stressful by the knowledge and courtesy Karim provided throughout the whole process. Thank you, Karim!

I had a really great experience working with Karim on refinancing my home. He was extremely helpful and professional. Karim made sure that he always updated me on the status of my loan and if there were any problems, he always did his best to solve the issue. In addition, my refinancing process was completed much earlier than the expected closing due date. I highly recommend working with this company.

Karim Smail provided the best experience I ever had with a mortgage broker, twice now!! All my questions were answered, with respect and honesty. I always knew the bottom line about the costs and how Homex discount set them apart from the competition, including my current lender. I appreciated the updates with every step. He adapted the process to my needs and made this last refinancing a pleasant experience.

Karim is the best! this process would could not have been any smoother, Karim provided daily updates on the process along with industry knowledge. He was an amazing person to work with during this process. I will recommend Karim to as many people as possible because of his industry knowledge and incredible customer service. Karim is the best! Thanks, Carlos and Zinzele Garcia