HomeGotOwned Martin Pl, Cranford

I was looking for a reliable, honest mortgage broker for buying our first house. One of my friends told me that "Call Chris from HomeGotOwned and leave him the rest". So I called Chris, he told me "I will give you a rate. Please go and shop for rates, you are not going to find anything better". So I did, I made inquires for handful "big" mortgage lenders, no one was close to rate I got from HomeGotOwned. There was a moment I was telling myself that this is too good to be true, but it was true! Yes, rate is very important, but it's not only value for HomeGotOwned. They worked and able to decrease closing costs. They were transparent, accessible and super honest during the entire process. We saved thousands of dollars just because their amazing work. I just wanted to thank them again with this post. They deserve more than 5 stars.

We recently used Chris to purchase one property and refinance another and he was fantastic! He was very responsive, kept us informed every step of the way and his rates and fees were much better than anyone else! Not to mention Chris is just an all around really nice guy and really cares about his clients!! I highly recommend Chris!!

Chris and the HomeGotOwned team are fantastic to work with! They expertly handled my recent refinance and even though there were some complexities regarding my property, I ended up with a fantastic rate and the process was seamless. I would highly recommend Chris and his team and will certainly be reaching out to them if I ever need to refinance or secure another mortgage. I would give 10 stars if I could!

We were worried financing would take a long time on a fast close home. Fortunately Chris and team were referred to us by a friend in the business. It was stated that Chris is the best. Sure enough, working with Chris was easy and financing ended up being the least of our worries. Anything from answering questions to filling out paperwork, working with Chris felt like we were lead by the hand through the process. At one point through the process, Chris's number made it to the top 5 favorite numbers on our contact list :) For someone who hasn't purchased a home in over 15 years, working with Chris and team was exactly what we needed. Thank you Chris for making home buying less stressful for us.

Me and my husband are very glad to work with Chris. He is such an awesome man also knowledgeable and pleasure to work with him. And we had such an amazing experience with HomeGotOwned. As a first time buyer, we had lot of questions regarding the process. But Chris took his time and explained everything very well. Actually we shopped around for the best rate but no one beat his rate. Also he took over everything and made is as simple and smooth as possible from the first day to last day. We seriously appreciated all the time and highly recommend Chris. Once again, Thank you so much Chris.

We used Chris to refinance recently, and it was great to work with him. We was responsive, knowledgable, and easy to work with. I had shopped around quite a bit before reaching out to Chris. He helped me understand the pros and cons of each offer, and even better was able to beat all of the other offers. Plus, working with him, I knew I was supporting a local business that does a lot to contribute to the local Cranford community. I highly recommend HomeGotOwned!

Chris gave us the best rate and we had everything in place well before we closed on our home. I thought the mortgage would be the hardest part of buying a new home and it turned out to be the easiest.

Chris D'Mello was excellent, efficient and honest. He made sure we shopped around first so he could show us how his quote was far better than the others. The entire refinance process was so fast and went very smoothly. Chris is highly responsive and professional and I would definitely recommend him.

My husband and I had the pleasure of working with Chris D'Mello @HomeGotOwned for the refinancing of our mortgage. Chris is responsive, organized and knowledgeable. He was the least expensive option in terms of closing cost and most competitive rate vs three different competitors. We were extremely happy with his service and happy to recommend to our family and friends.

Chris at HomeGotOwned helped us to refinance our mortgage and got us the best rate possible. He was always an email away and him and his team members were responsive and helpful throughout the whole process. We hit some bumps along the way due to special circumstances and were almost unable to get the loan but we’re lucky to have Chris and his team on our side. We are now saving hundreds of dollars monthly on our mortgage.

We were extremely pleased with the level of service we received from Chris D’Mello. We were pretty deep into our existing mortgage and we weren’t sure if it made financial sense to refinance. But, Chris found us such a low rate we couldn’t lose. Prior to us signing, Chris calculated what our savings would be and reviewed those savings in detail with us. The entire process from beginning to end was painless for us because Chris handled everything, all we had to do was sign. The interest we will wind up saving is the easiest money we have ever made.

Great experience working with Chris on our home refinance. We received a very competitive rate, the process was smooth and transparent and we closed in record time compared to my previous experiences with other mortgage brokers. Would highly recommend Chris for your home financing needs

Chris was amazing to work with. He made our refi process completely seamless and stress-free from start to finish. In a household with four children, virtual learning, and full-time work, Chris handled the entire process for us and we were confident we were in good hands! He was able to get us the best rate, saving us hundreds of dollars each month. We would recommend Chris to anyone!

Chris D'Mello was fantastic, and we had such an amazing experience with HomeGotOwned. He is knowledgeable, courteous and a pleasure to work with. Chris walked us through the entire process and answered all our questions. He even forced us to get two other competitor rates to not only make sure we can compare the entire process but also the mortgage rate, which is hands down the best you can get. The combination of fantastic service and the low mortgage rate is unbeatable. Buying a new home is stressful enough, but with HomeGotOwned, we realized that getting a great mortgage doesn't need to be. We highly recommend HomeGotOwned!

We received Chris's contact information through our real estate agent and could not have been happier! Chris and his team were knowledgeable, friendly and great communicators. Their team encouraged us to shop around for other rates, and in the end the rate provided by HGO was the lowest. The team even came through in a pinch when we were asked by the sellers to move our closing date up by a day. As first time home buyers we were thankful to have the support of HomeGotOwned and being able to support a local business was the cherry on top

Chris was amazing to work with -- he beat the rate by quite a bit vs. others and also gave incentives towards closing. It was super easy to work with him and he takes time explain the process, rate / loan structure and really knows the lending business. I would highly recommend him for your home purchase / refinancing needs. Thanks Chris!

A simple and easy experience. As first time home buyers and after shopping with all forms of lenders, we chose Chris because of his professionalism, speed, and the money we were saving at closing. Would highly recommend to anyone.

HomeGotOwned was a truly amazing experience. It could not have been easier. They were on top of EVERYTHING. Lighting fast at responding, the closing costs were low, and the service was phenomenal. They were also personable and really knew their stuff when it came to specific cases. I have recommended them before and if could give them 100 stars on this review I would.

After researching several mortgage options in my area, I went with Chris at homegotowned.com. I was hesitant at first, but Chris was an absolute professional. He was always available and responsive when I had questions, explained everything in clear and understandable terms, and took the time to work with me when I was overwhelmed. He also found the lowest rate for us, working for our favor the entire way. I would recommend him to anybody seeking a mortgage in NJ. Chris, thank you. You made the entire home purchase process so much easier.

I recently purchased a house and had an amazing experience working with Chris @ HomeGotOwned. Chris is very knowledgeable, prompt and professional fellow. I was able to get the best rate for my mortgage and the overall process was very smooth. I had kept a very tight deadline to close within 3 weeks and Chris with HomeGotOwned team were able to finishing everything & close on time, that was unbelievable & amazing. I do highly recommend to user HomeGotOwned's services for any Purchase or Refinance needs.

Working with Chris on our refinance was by far the easiest and quickest experience we’ve ever had as homeowners. He was incredibly helpful guiding us through the application and closing process, making sure we were aware of every detail at every step. I thought we had a good rate before, but Chris was able to reduce our interest rate significantly and the savings are unbelievable. Even better we closed in less than a month! Highly recommend working with Chris for all your mortgage needs.

Chris came to us a recommendation for a refinance. We could not be more satisfied with his service. Every question and concern we had was answered quickly and effectively. We truly appreciated his honesty and high level of professional service. He also offered us the best rate around by far. The whole process could not have been any easier or gone more smoothly from start to finish. Highly recommend!

Chris at HomeGotOwned was able to look at my mortgage and tell me within minutes approximately how much I could be saving monthly and over the life of my loan, provided my credit scores were as I thought they were. Since he promised to beat any deal I was offered elsewhere, I accepted the challenge and found a few offers I considered to be very competitive...and true to his word, Chris beat the best of them. He kept safety protocols in mind and we executed almost all of the deal digitally. All the players involved were well coordinated, and a few weeks later I had my new mortgage at a rate I didn't think I would be able to get. HomeGotOwned offers a no-nonsense approach and great value.

I've refinanced my mortgage a few times before but the experience that I had with Chris over here in HomeGotOwned has been amazing. I wanted to avail the low rates and was trying to get my mortgage refinanced during last November, and was initially working with SD Capital Funding. They took me for a ride, and when even after February things didn't move with SD Capital Funding, I took a friend's reference and gave Chris a call. From the day one itself Chris was very open and transparent about every single thing, and his professionalism impressed me till the very last moment. Unlike my other experience, Chris was always very responsive and courteous in addressing all kinds of questions and concerns. He gave me an initial estimate and clearly explained what the costs are. There was no playing with numbers nor any "don't worry this will be adjusted later" kinda talk. The approval & closing was super fast, and it was such a pleasant experience overall. Thanks again, Chris. I am surely going to recommend my friends to HomeGotOwned, and wish you all the very best!

Chris was highly recommended to us, and I'm glad he was. He explained the process and fees up front, and the the whole process. He got us a great rate and saved us hundreds per month. I would highly recommend working with Chris for your mortgage needs.