Home Loans by Carlos Scarpero Windsor Park Dr, Dayton

Carlos worked with me to refinance my mortgage. He did an exceptional job. Carlos' expertise is outstanding. He took his responsibilities and obligations seriously. Carlos answered my emails and calls promptly. He had my best interest at heart. He was professional, knowledgeable and personable and I will definitely work with him again. I highly recommend Carlos.

100% Fact: Carlos did for me what others said couldn't be done. This guy found a way. This guy put in the work, was always responsive and, other than his choice in concerts (Cold Play?!).... This guy is worth his weight in gold. Carlos stuck out a long process, found and offered me multiple solutions to make a life long dream a reality. If I could give this guy 50 stars, it wouldn't be enough. If Carlos cannot make it happen for you.... be patient, put in the time/work and then go back to him. This guy did the "impossible" for me and my family and I will be forever grateful.

Fast smooth. I couldn’t ask for more! My first time buying a house. I was nervous as can be, but the process was so smooth. Used a VA home loan as well. Just couldn’t be happier. Thank you Carlos and your team!

Carlos is well versed with the VA loan process. I highly recommend anyone to him for any present and future endeavors regarding questions pertaining to the VA. Thanks Carlos

Super quick work for VA Loans, we went from signing a contract to closing on our new home in 27 days! Carlos demonstrates knowledge and pro-activeness that separates himself from other lenders. You can tell he truly believes in taking care of veterans.

Carlos was very helpful to me during my first home buying experience. I didn’t even think I was able to qualify for a loan. He found me and offered me support every step of the way until we were in our Home. He was very knowledgeable and helped walk me through each step of the home buying process. I will forever be great full for all his help and advice. I would recommend Carlos to anyone! Especially any first time home buyers Carlos is your guy.

It's soooo much POSITIVE that I can say about Carlos!! It brings to tears. Carlos is nothing short of AMAZING! He was gentle with me every step of the way n trust me I was a difficult client. His talent and knowledge is unmatched! I will definitely RECOMMEND him to everyone I know.. Happy tears😃😱

I had a wonderful experience with Carlos while working with him on closing on our new home. Carlos was professional, personable, and very efficient at getting the work completed in a timely manner. It was a wonderful experience and I would definitely recommend using him to anyone. Thanks Carlos! Tonha Armstrong

Carlos was recommended to me by a very close friend who is a Realtor, and his recommendation was spot-on. We did a VA loan, which has some unique aspects that many loan counselors and specialists don't have a very good handle on. Carlos was great. He was very patient with the many questions I had and was always available via both email and text. He even got me working with a credit troubleshooter who helped me improve my credit scores immensely so we could qualify for the best possible rate. He listened carefully to my goals and tailored a loan that met my needs perfectly. I would recommend Carlos to all of my friends and family without hesitation.

Carlos exhibited exceptional professionalism and knowledge in acquiring our refinancing for our home. He is very amiable and quick to respond to any questions. Helped to understand all the processes and results.