Heritage Financial, Inc. Admiral Cochrane Dr, Annapolis

Working with Kyle was great, best experience with a loan officer ever. There were no issues during the whole process, it was quick and easy and he was an excellent guide through it all. Because of his advice I was able to get a much lower rate than I thought possible and locked in my rate at the best possible time. Also, since Kyle is a broker I was able to shop and compare multiple lenders and find the one that best suited my situation, unlike my bank who I previously used. Most of all, I was treated like a person, not just another client.

We were refereed to Tina Herold-Byrd by our real-estate agent and we were not disappointed. Tina went out of her way to make sure we understood everything. I would recommend her to anyone that needed a home loan! Thank you Tina for the excellent service!

Our realtor referred us to Tina Herold-Byrd. We were first-time homebuyers and new to everything. I was worried that I couldn't find many reviews of Heritage Financial, and in general we had no idea what we were doing. I am so thankful we found this brokerage - Tina was instrumental into getting us into a home with a great deal, and her advice and guidance through the process was absolutely invaluable. Most importantly, she was patient with us as first-time homebuyers, answering all of our questions and sharing years of expertise. If you've been referred to Heritage by your realtor, fear not, you are in great hands. January 2020