Harbor View Funding W 9th St, San Pedro

I’ve been a Realtor for over 20 years and I can say without a doubt that Michael is a true professional at his craft. Michael walked my client through multiple scenarios ( first time buyer) he was able to find a solution for my client that ended up saving my buyer hundreds a month from the scenario that was being presented by another lender. Michael has a way to make your client feel like they are the only client he is currently working with. Michael was always available for possible questions and he was awesome at giving myself and the listing agent detailed updates. If you want someone you can trust and has your best interest Michael is the person to call.

Michael and Mandy are a true team and always have our clients best interest at heart. We have been Realtors for 19 years now and never found a lender more responsive and willing to do whatever it takes to help our clients get their offers accepted with the best possible rates. He even used to be a CPA, so he has lots of extra tax knowledge that most lenders don't even consider. They truly are a part of our team and we would highly recommend them to anyone needing a mortgage. Give them a call and let them see what they can do for you. Trust me you will not be disappointed.

Michael made refinancing our home so easy. He found a better rate than our current lender. He is very knowledgeable, professional and down to earth. You won’t regret using Harbor View Funding!

Mike was incredible!! My first home refi he walked me through every step! Was always available to answer my dumb questions and put me at ease. Old school business style answers calls first time or sends a text saying he will call me in meeting.. this is very important to me. I’m not just a number… 5 star treatment and incredibly knowledgeable!!

It was our first time using harbor view funding as our lender and this is our 4th property purchase.We must say that this was the BEST experience ever !!!!Michael Mannino was very professional and super helpful with everything that came up during the process.He was very responsive and answered all of our questions and concerns,walked us through the process with ease and most importantly he got the job done and SAVED us tons of money with great rates!!!!!!catered to all of our needs and request....He is SUPER PATIENT and KNOWLEGEABLE...We went for a traditional conventional loan. Our offer got accepted right away because he made sure our loan approval was strong and clean ,almost as good as cash offer.....and we wer ready to close in 17 days!!!! ( but the seller asked for extention so we wer ok with it) Michael also works with the BEST realtors also Autumn and Cassidy which we have been using for our past 3 transactions. We are still in disbelief that we just closed on our dream beach house in California!!!! We immediately referred them to family and friends since everyone was asking how did we do it... We are so glad that we didn't use a traditional bank. Me and my wife give it a 10 star!!!!

Michael is absolutely fantastic. He was honest about the numbers, patient with my (millions of) questions, and always available to talk and walk us through the various parts of the process. He helped us put together really strong offers which is so critical in today's market. Even with the interest rates going up at the time of our purchase, we still landed a place we love with a monthly mortgage we can afford. His advice and guidance was invaluable!

Working with Harbor View Funding, and more specifically, with Micheal Mannino was an amazing experience. Buying or refinancing a home can be a stressful and complicated affair, but Micheal made me feel like I was in good hands. He was super informative, patient, and proactive. He was always very responsive and never let me feel like I was asking dumb questions (even though I know I had a few). My process was a little unique with a lot a little road blocks and rare hurdles to cross, but Micheal was there every step of the way and knew a lot about every aspect. Definitely an experienced professional. I highly recommend Harbor View Funding and could not be happier with the experience and results.

Mike goes above and beyond to get the job done for you! He walked me through several strategic options to get me the best rate possible. He made the home loan process so quick, simple, and exactly tailored to what I needed. Mike is dependable, honest, trustworthy, and always at your service!

You will be in great hands with HVF! They are efficient, patient, responsive, and very knowledgeable. HVF understands each client has different needs and ways of qualifying for mortgages. The attention to detail is unparalleled. You will be satisfied the whole step of the way. Truly MVP service and you can count on them to win valuable financing terms for your homes and investments. I highly recommend Mike and Mandy!

Great experience working with Michael and Kymmi! Very attentive and quick response time to any questions I had. I also really appreciated the personalized experience. Would highly recommend going with them if you need to qualify for a loan or refinance. Thank you!!!