Giniel Financial Group Inc, Ann Arbor Mortgage Broker NMLS #1475862 Victors Way, Ann Arbor

My Loan officer, Josh, has been amazing! I am a first time home buyer and he has answered every question I’ve had. His ability to communicate with not only me, but with my real estate agent and loan processor has been above and beyond. Giniel Financials customer service skills really show! If you want to be treated like a person who is cared about and not just another loan number, I recommend using Josh at Giniel Financial!

This was the best experience I've ever had dealing with a mortgage/refinance. I've had to go through a few and Greg and Kimberly made everything a breeze. The communication was great and they promptly responded to any questions we had. I couldn't be happier and I will be a return customer for future refinancing and mortgage lending.

I did a cash out refinance and Josh along with the whole Giniel Financial Group were very professional and easy to work with. Very knowledgeable and directed me to the best options for my situation. Excellent customer service from Josh and made the process quick and easy.

We worked with Josh and he made it much easier than the other company we were working with. He was with us from beginning to end, not four or five people, just one. Amazing customer service!

ABSOLUTELY AMAZING. Let me begin by mentioning that I am a non-citizen PhD student at U or Michigan, so naturally most lenders wouldn’t qualify me just because of my residence status. However, Giniel Financial group did an amazing job of understanding my situation, residence status, and future job opportunities and helped me get a loan and buy a house. So they are exactly what many lenders and brokers advertise to be: “they definitely look at your case specific to your situation.” I am so happy that I found them and I would definitely refer them to my friends and colleagues as the first place to get in touch with. Also Josh Noce did a fantastic job who was my case loan officer and he was extremely helpful and patient with my questions and concerns as a first time home buyer.

Greg Giniel and his team provided an efficient, seamless, equitable, and professional refinancing experience for my condo in Washington Twp. Though I've only been here a year, it was a wise decision to refinance and I am enjoying the benefits of my substantially lowered monthly mortgage payment. I really appreciate Greg Giniel and his team and I am happy to refer Giniel Financial to others, whether first-time mortgages or refinances! :)

Great company to work with, easy completion of all steps as well as very clear and concise communication. Will certainly continue to do business on my next venture.

It was nice to discuss my loan options with Greg, who is both professional and personable. His team was very responsive. Although I did not end up needing the Giniel Financial Group's services at this time, I would most definitely consult them in the future.

Giniel Financial Group provides excellent service to their clients. Clear communication from all team members and absolutely no loose ends, if I had a question, they had an answer. Team members worked diligently throughout everyday to ensure the process was not delayed. The entire process went very smooth. Highly recommended to anyone out there. Great people, excellent service.

Thank you to Giniel Financial for assisting me with the grueling, yet exciting task of buying a home. This is a crazy and busy time for home buying, and I’m quite sure Giniel is slammed, but Josh was very patient and pleasant with me throughout the whole process, as I had a million-and-one questions! He made sure to explain everything down to the smallest detail ensuring that I understood every number, etc! That alone made the process easier for me. Whew! I would recommend Giniel Financial Group to anyone in the market for a home, they are great! Thanks Greg & Josh! SDL

A big thank you to Giniel Financial group, and Josh in particular. He worked very hard to get me into my first house. Josh always kept me in the loop. There was never a time when I felt like communication was an issue. All of my questions (even the ones that I’m sure were outside of his responsibilities) were answered quickly. I hope more people have the pleasure of working with him. I can’t thank him enough for helping make me a first time homeowner.

My experience with Giniel was amazing..Josh Noce is awesome. He went to bat for me to get my new house. He went way out to help me with the paperwork I needed because I used my business for the financial part to get my new house. If it's possible to get you financing Josh is the guy to do it. He went above and beyond for me. Very nice guy.

Giniel Financial Group is awesome and knowledgeable in this industry. I was so happy with my experience I will never go to anyone else. Thank you to Greg and team!!

My wife and I did a cash out-refi with Giniel FInancial Group and closed the middle of December 21. Greg Giniel and his team did a outstanding job, because no document had to be submitted 4 different times, it was painless and easy....the way it should be. Thank you Greg and Team!!!

Giniel Financial Group has handled several of my loans. Every one has been a great experience. The staff is always courteous and knowledgeable about current programs and trends. I highly recommend GFG to everyone looking for a home mortgage or refinance! You will not be disappointed!

I had a great experience for our purchase of our new home through Giniel Financial Group. Josh from Giniel Financial Group made the process easy, stress free and we got the clear to close on our new home in 20 days. Very professional and I would highly recommend using Giniel Financial Group to anyone.

I would only work with Howard Heyman! He is absolutely the best and the most professional person in this industry. Howard treats his clients as though they are part of his family. He is very responsive and knowledgeable about the mortgage industry. Giniel Financial is lucky to have such a conscientious, professional person as they do in Howard. I would not hesitate to refer business to a gentleman who is as caring as Howard.

I worked with Greg and Josh to find the right mortgage lender for my first time home purchase. Throughout the process if I had a question or concern Greg was on top of it and providing answers and solutions without hesitation. If I had to leave a voice-mail I was called back within a couple of hours and never left stewing on what might be.

My wife and I just bought a house with a loan that Giniel Financial Group found for us. Our primary contact there was Josh who was very knowledgeable and responsive throughout the process. Our situation was fairly unconventional (Non Us citizens with a very short credit history) but after many others turned us down they were able to help us.