First State Bank Mortgage Swingley Ridge Rd, Chesterfield

We worked with Karen to secure the loan for our first house and go through all of the paperwork that comes with it. Buying a house is daunting, but I never felt worried since Karen was there to help. She walked us through the process and made it go smoothly. I recommend this location to anyone.

Beau House is an awesome loan officer who gets the deal done. Easy to work with and fast on everything. Super nice guy, too. Couldn't be happier!

We had a great experience with Ron as our loan officer. He was always friendly, direct, and helpful. He was patient and upbeat. In addition he was readily available.

From Day1 Shad was super easy to work with he always return calls/texts/emails in a timely manner with questions I had. Shad and his team are remarkable and I would gladly recommend him to family, friends, heck strangers who are looking to get a mortgage loan or refi. Even though I never met Shad face to face I truly say that I consider him a virtual friend. Shad from My Wife and I we truly thank you for your services you and your team provided to us:). Thank you, Joey and Kim

Mr Shad Lager and his team were very informative with attention to finer details. The conversation I had with Mr Shad Lager helped me to decide on the submission of offer. He made the whole process seamless. Sharing the documents and reviewing the documents were super easy. In summary, Mr Shad Lager went that extra mile to help me get to the Closing date successfully.

Where would I start? Seriously, every step of the house buying journey was made easy. My sense is that the success of a process like this depends on clarity, pacing/timeliness, accuracy, knowledge, and attitude. Shad, Christy, Kelleigh, and everyone we engaged with on his team was clear in their communications and answered quickly whenever we had questions. We never felt rushed, which meant that they were pacing the requests throughout the process so that we were never asked to do too much at once. They gave us tips about specifically what not to do at the beginning and that helped ensure that we wouldn't derail or delay the process accidentally. They also had complete answers and it was obvious they were knowledgable about any nuances that affect the outcome. Last, they were kind and encouraging, which helped eliminate some of the typical worry or stress that accompanies a house purchase. Whatever their training program is, it's working. Seems like a great culture from this perspective.

I don't know about the bank, but I do know there is no better loan guy out there than Ron Ruzicka. Honest, friendly, personable and so on top of every aspect of the job it amazes me. Three mortgages through him and can't recommend enough. He seems to always have a good team around him but at the end of the day, buck stops with him and his level of service and attention is exemplary.

Mark Markus was a great loan officer! We had a tight timeline to close and him and the rest of the team ensured we got there with no hiccups!

Tom Roth and his team were able to provide financial services we needed to buy a new home while our current home was on the market. They offered an option that worked well for us, the terms were acceptable, and they kept us well-informed during the process. Highly recommended.

STEVE IS EXCELLENT AND I WOULD HIGHLY RECOMMEND HIS SERVICES!! As a first time home buyer, this process was new to me and to be honest, i thought i was in over my head! Steve explained the entire process and how it works. He answered all my questions and made me feel comfortable throughout the entire process. His recommendation for the home insurance agent was a plus! Thanks, Steve for making this entire process less painful!