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Credit union

Essential Federal Credit Union Siegen Ln, Baton Rouge

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3
Closed
Wednesday8AM–5PM

+1 888-369-2207

6725 Siegen Ln k, Baton Rouge, LA 70809, United States

Apply Online

    Services

    • Vehicle Loan Provider
    • Personal Loans
    • Business Loans
    • Credit Cards
    • Mortgages Other Loans

    Essential Federal Credit Union Reviews

    A

    Anky Bonnette
    1

    Fought for months about an issue with my credit report. Everyone I spoke to treated me like I was a bother to them. After several attempts, I decided to give up and try another route. They offered no assistance. And before I get the usual response " please contact our main office", I tried that also. Not only will I take every opporitunity to give a negative review, I will share this info with everyone that will listen.

    K

    Kaysha Rivers
    1

    So lately I haven't been feeling like a valued customer. I have been with this bank when they were named dow federal credit union since I was 18 years of age which is six years now. Today I called because I did not recognize a transaction on my account and the lady told me that it would be a two dollar fee to release that information. About a week ago, I called to transfer funds and they told me it would be a two dollar fee. I don't mind the transfer fee being two dollars but when did the bank ever charge you for releasing information? Isn't that the reason why they're there?? To make a long story short I just don't feel like they should be charging customers for every little thing. It's crazy how much this bank has changed over the years!

    Response from the owner

    Hi Kaysha, we're sorry you were having trouble with our banking services. If you are still experiencing problems, please reach out to us at our main location.

    J

    Josh
    1

    Buyers of GAP insurance from Essential be-aware! Essential doesn't tell you this but you only have 60 days to cancel your GAP insurance and receive any type of refund. (It's in the very fine print)

    Response from the owner

    Hi Josh, we are sorry that you were having problems with our banking services. If you are still experiencing issues, please contact us at our main location so that we can address your concerns. Thank you!

    J

    Jason Ashford
    2

    Twice I have been denied a loan when outside banks are giving them too me !! Been a LOYAL customer for over 10 years but lately I'm feeling the need to take my business else where !!

    Response from the owner

    Hi Jason, we are sorry that you were having problems with our banking services. If you are still experiencing issues, please contact us at our main location so that we can address your concerns. Thank you!

    M

    Mariama Brister
    1

    Call services severely declined. No one answers the phone. It's so inconvenient to go all the way to seigen just to handle something that could have been taken care of in mere minutes over the phone. Horrible.

    Response from the owner

    Hi Mariama. We are sorry that you had trouble with our banking services. If you are still experiencing issues, please contact us at our main location so that we can address your concerns.

    L

    Lala Monae
    1

    I hardly ever write reviews but after how i was treated over the phone, I MUST. I had one of the worst encounters with a customer service rep ever. Her name is Portia or la portia. She speaks so fast you can barely understand. I called with an issue about my account and she began to take a rude and nasty tone with me. I asked to speak with her supervisor, thinking the tone of the call would improve, but it did not! A supervisor by the name Angela, got on the phone and after a couple of questions did the same yelling and had the same nasty tone. I guess her friend prepped her or maybe they just don't care much about customer service. I am closing my accounts and taking my business elsewhere. No one should ever be disrespected for asking questions about THEIR MONEY.

    Response from the owner

    Hi Lala. We are sorry that you had trouble with our banking services. If it is not too late, please contact us at our main location so that we can address your concerns. We hope to hear from you soon!

    D

    Daphne Taylor
    5

    I never had a problem there very helpful..I forgot my glasses and they was nice enough to fill the paper out for me

    Response from the owner

    Thank you for the great review. We love our members and love hearing from you!

    K

    Kaley Ward
    1

    Worst bank I’ve been with. Direct deposits are always late. Customer service is terrible. Everyone has a nasty attitude. They let fraudulent charges go through all the time. This bank is a nightmare.

    Response from the owner

    Hi Kaley. We are sorry that you had trouble with our banking services. Please contact us at our main location so that we can address your concerns. We hope to hear from you soon!

    Q

    Quinn Batiste
    5

    Jade Byrd did an excellent Job!!!! Answered all my questions, she is an asset to your company thanks Quinn M. Batiste

    Response from the owner

    Thank you for the great recommendation, Quinn! We're delighted to hear that you're happy with our team, especially Jade, and banking services. We pride ourselves on providing an excellent banking experience for our customers.

    S

    Samael Ephrit
    1

    I had an issue with my account and addressed them about it. No matter how many times I tried explaining the issue, the person I was speaking to couldn't give me a straight answer

    Response from the owner

    Hi Samael. We are sorry that you had trouble with our banking services. Please contact us at our main location so that we can address your concerns. We hope to hear from you soon!

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    FAQs

    • 1. What Is the Phone Number of Essential Federal Credit Union?

      You can call Essential Federal Credit Union via +1 888-369-2207. You can access our online loan marketplace to get instant loan quotes as well.
    • 3. What Loan Services Can I Get From Essential Federal Credit Union?

      Essential Federal Credit Union provides following services: '
      • Personal Loans
      • Vehicle Loan Provider
      • Business Loans
      • Credit Cards
      • Mortgages Other Loans
      ' Learn more information about Essential Federal Credit Union.
    • 5. Is Essential Federal Credit Union An Agency Or A Lender?

      Essential Federal Credit Union is a Credit union that accepts all kinds of loan requests including installment loans online. In addition, iPaydayLoans, as an online loan broker, can link our customers with our network of lenders to get easy and fast online loans.
    • 2. What Is the Location Information of Essential Federal Credit Union?

      Essential Federal Credit Union is located at 6725 Siegen Ln k, Baton Rouge, LA 70809, United States. You can search the address on the map software and pay them a visit right now.
    • 4. How Can I Get A Loan At Essential Federal Credit Union?

      You can submit your loan request on their website. If you need other financial support, you can always check our website to see what's available for you.
    • 6. What Will Happen If I Failed To Perform Repayment On My Loan?

      You should discuss the issue with your lender if you have issue paying your loans. Your lender may change your repayment due dates for you to cope with your current financial status. Visit our online platform to learn more information if, for example, you defaulted on your title loans online.
    • 7. Can I Get Bad Credit Loans from Essential Federal Credit Union?

      Yes, it is possible to get loans with bad credit such as personal loans online from them. You can contact the lenders for detailed information regarding loan requirements. You can also check out our website to get instant loan offers with friendly requirements.