Embrace Home Loans-West Virginia - Martinsburg Foxcroft Ave, Martinsburg

Wayne was very professional and responsive. He made my first time home-buying prices seamless and pleasant. Highly recommend!

Embrace was amazing to work with. Wayne did a great job with the whole process. Made the home buying experience so easy for me. Couldn't be happier.

It is always a pleasure to work with Wayne this was my third experience dealing with Wayne and embrace home loans it has always been professional and they make is as easy as they can answering any questions throughout the entire process I would recommend using embrace home loans and Wayne to anybody looking to purchase or refinance a home

Wayne did an excellent job getting me through the refi process with timely communication and supportive assistance

Wayne was excellent throughout our process. He was knowledgeable and always made himself available even to the most trivial of questions. Thank you so much, Wayne, for making this a pleasant and easy experience!

Wayne Palkovic and his team were by far the best lenders I've ever used. Having been a career military member making many moves I've dealt with many lenders in the past. None were as efficient and professional as this group of experts. A totally seamless transition from one home to my new forever home. Thanks for an outstanding job.

First!! All Praises to the MOST HIGH YAH! for blessing me with my home! Wayne Palkovic is your guy! He has got to be one of the most kindest, professional, and seasoned loan officer in this industry. He is patient, soft spoken, knowledgeable, and always returned my calls in a timely manner. I am so happy to have had him as my loan officer to guide me through the process from beginning to end. He thurally answered any questions I had, and in doing so, helped me understand all I needed to do for approval. I recently closed on my home and on time. I highly recommend Mr. Palkovic as your loan officer. He will be there for you every step of the way.