Element Federal Credit Union Maccorkle Ave, Charleston
+1 304-721-4145
https://www.elementfcu.org/
3418 MacCorkle Ave, Charleston, WV 25304, United States
Services
- Automobile Financing
- Checking Accounts
- Car Loans
- Credit Cards
- Financial Counseling
- Bulk Coin Machine
Element Federal Credit Union Reviews
E
Our experience was absolutely painless! Everything was quick and easy. Working with Emily made it so enjoyable. She answered every question with ease and if she didn’t know she got back to us very quickly. We will definitely be back in the future.
H
We are highly pleased with Element FCU. We have always had pleasant and prompt responses to any calls or emails. Everything from checking, personal loans and car loans have all been painless and pleasurable experiences. A special thank you to Olivia, who recently helped us go through the steps of obtaining an auto loan. You are much appreciated. We look forward to eventually securing home financing through Element as well.
L
Absolutely the worse bank on planet earth. Very rude, very poor customer service, and don't listen to a thing the consumers say. Don't do business here!!! They can't even follow simple instructions. I purchase a motorcycle off an individual that had the bike financed here. I had my own financing so I brought a CERTIFIED check from my bank to them and apparently certified checks aren't good here even with a letter from the bank,the check,and a phone verification from my bank. I like in KY and KY is not hold the title state. Needless to say they wouldn't release the title to me same day. So oh well, we had the title signed and notarized that way it was ready for me to transfer it and get it inspected.They had very clear instructions from my bank and myself that the title was to be mailed to me. They still mailed it to the bank. This bank does NOT care about the consumer! Do not do business here!!!
Element Federal Credit Union is a financial cooperative headquartered in Charleston, West Virginia. We are owned and operated by our members. It’s our mission to empower our members to live better lives by offering innovative, low-cost financial services and building a community of educated, engaged financial consumers. We are in a highly regulated banking industry. We have developed policies and procedures to conform to these regulations that protect the safety and soundness of our institution as well as our members and guests. We treat our members and guests with kindness and respect while following our approved policies. We also encourage members and potential members to engage us privately in an offline channel to discuss specific issues or concerns.
w
They never answer the phone. Bad attitude when confronted for making mistakes with my account. They stopped transferring money to pay my car loan because they didn't like that i caught them ignoring the phone. 2 months later I received a letter telling me to surrender my car.
M
Kasey Williams is the best very helpful with everything. No matter the time I call she always there answering the phones helping anyone or anybody the best way she know how such amazing person
L
Jamie was absolutely the best to work with, she went out of her way to help me and my husband get a boat loan. We tried a bank and as usual, this was difficult and very time consuming. I told my husband that we needed to go through Element credit union because they are much better to work with. I spoke to Jamie and she was amazing to help with everything we needed. She had us approved and on our way to get the boat in no time. I cannot express how stress free and easy the process was, especially compared to a bank. Thank you Element!
B
Fantastic service! I have never felt more comfortable with my finances! Olivia Legg has went above and beyond to help and I’m so thankful for her family-like approach and continuous guidance.
G
We love Element! The staff is always so friendly and inviting. Very accommodating with several options to do business in-person and remotely.
M
Been a Member for years you becomelike familyquick they are personable, they care about the community & above all the customer service is Unmatched!!! Plus they always have great rates!!!!
C
I don't thank ill have anything else to do with the bank these credit unions tell you one thing then do something different I had worst time with these folks told me one thing then lie about doing it the credit manager don't check at there bank before they make decisions I believe if I was over the credit I would look at my experience with that customer
Hi Chris. Thank you for reaching out to us with your feedback. We can assure you that our employees are trained to operate with the utmost honesty and integrity in all service interactions, including loan approval, and follow established credit union lending policies/guidelines. For your security and privacy, we recommend you contact us directly at (304) 721-4145 to discuss your experience in more detail so we can come to a resolution. We appreciate you sharing your concerns and hope you'll reach out to us at your earliest convenience.
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FAQs
1. How to Get in Touch Wtth Element Federal Credit Union?
You can give them a ring by this phone number +1 304-721-4145. Or you can visit their website and submit the application form online.3. What Services Can I Find In Element Federal Credit Union?
Element Federal Credit Union offers you a long list of services which include: '- Automobile Financing
- Checking Accounts
- Car Loans
- Credit Cards
- Financial counseling
5. Is Element Federal Credit Union an Agency or a Lender?
Element Federal Credit Union is a Credit union. To make things easier, iPaydayLoans allows you to access more than 100+ lenders over the internet. You can secure a personal loan online via our platform even with bad credit.
2. What Is the Location Of Element Federal Credit Union? How Can I Access?
Element Federal Credit Union is located at 3418 MacCorkle Ave, Charleston, WV 25304, United States. You may simply check the map and locate the fastest way to access it.4. How to Apply for a Loan at Element Federal Credit Union?
You can visit their website and submit the application form online. If you are looking for same day payday loans over the internet, you can come to our website for more details.6. What Should I Do if I Can Not Afford to Rapay My Loan?
Kindly communicate with your lender if you are likely to fall behind on the monthly payments. Different lenders have different policies of overdue payment. It is advisable to read carefully before signing the loan agreement.7. Does Element Federal Credit Union Offer Loans for People With Bad Credit?
Yes, but if you want to higher your chances of getting a bad credit loan, we can help you out! Just check out our platform to get a personal installment loan even with bad credit.