Danco Financial N Johnston St, Dallas

Not the best but certainly not the worst finance company. I paid my car off in February of this year. My loan was from July 2018-April 2022 (I think). I received the title roughly two weeks later. They were always pretty nice to me but I hate their website and trying to update my personal information. The website doesn’t track payments that aren’t made online and the balance is usually inaccurate. When you mail checks there are no receipts or confirmations of payment. They charge payment fees for processing which sucks and one random day they decided to only report to Equifax. That was a bummer because I was working so hard to build my credit. I always felt like they did things without warnings, like address changes and stuff. I was mailing checks and no one ever said “hey we have a new address for check payments” so my car payment was technically late. I stayed in communication with Alyssa, and she worked with me. I had a horrible experience with the car dealership (auto deals Decatur) but Danco has been ok. I think the key is paying on time and staying in touch with them. They have rules and though I may not like them, I did my best to follow them.

I purchased a 2010 Nissan Rogue 2 years ago and since then I have been having issues with the truck. Radiator, catalytic converter wiring and then two weeks before Christmas my transmission went out. I thought that because I made timely payments and was almost done paying the car off they would help me out with putting me into another vehicle or at least deferring my payments until I could get the truck fixed. Hell no they gave me the run around for two weeks and not to mention we are in the middle of a pandemic. No remorse no concern NOTHING. I recommend only going here if you can not go anywhere else . I was rushing and in a hurry for a vehicle and they understood this. They have lemons on their car lots. They seem nice and pretty trust me STAY AWAY from this place. They are terrible and are exactly what a buy here pay here embodies.

Chiquetta B Danco financial is the best I love love love them. Very professionally incline. The staff is so beautiful they really really work with you. I would refer them to all of my family as well as friends.Hands down they are A1

I am currently paying off a car loan with them. I must say although I am paying about $500 monthly, they are very easy going when I am setting up arrangements. I always communicate and make sure all payments are made on the dates agreed to so they continue to work with me. There is a 10 day grace period from the time your monthly payment is due and that has saved me multiple times. Even AFTER those ten days you only are charged a $30 late fee. I love how they work with you but I hate their rates. Needless to say I have a year left for them and I'm ready to be done but I am grateful for this company and I'm stress free. All of them help me out so I wont just name one name. Great business guys! Thanks for working with me. I RECOMMEND if you have a stable Full time income. If you do not, I'd go to a buy here pay here.

I’m not big on doing reviews but Danco definitely deserves one especially Carlos!! I bought my car over 6 mths ago and he was extremely helpful and patient with getting it fixed, even though my car is no longer under warranty. They definitely will work with you as long as you work with them. Thank you Carlos & Danco!

Here at Collision Doctor in Toccoa Ga we deal with numerous lien holders and insurance companies. Andrea Morris in her representation of Danco Financial has been very professional and pleasant. Although it is never the employees responsibility to ensure that the corporate level does their job...I can attest to the fact that Andrea is awesome. I also spoke with Carlos Ross who is very rude and "fast talking" and asked me if I " just wanted to keep the car" ( a totaled vehicle) at our shop. Very unprofessional....

I've had many cars and dealt with many finance companies but Danco Financial has made this whole process stress free for me. And Carlos makes my life extra stress free because as long as I communicate with them they're willing to work with you at all cost and I truly appreciate that. Thanks Danco for hiring such an awesome individual (Carlos) to represent such an amazing company.

I paid my car note and requested it to be turned back on and no one responded and the website kept sending me an emergency turn on signal but my vehicle would not turn back on. There is no emergency phone number to contact whether it be with Danco or dealership that I purchased the vehicle from. To add to that I was out of town in another state and stranded with no help from either company. Very poor practice and communication.

I obtained financing for an auto loan through this company and I must say they have the best service. Communication is key as it is with any loan provider. I dealt with them for 3 years and paid my car off with no problems. Call and ask for Carlos. He’s the best!

Great experience with Danco financial! Awesome customer service. Never any problems. If I had questions they were always prepared with the answer. Regular reports to credit bureaus. I would definitely recommend this company.

This is the most unprofessional company I have ever dealt with. It has been nothing but trouble since day one with them. They have some of the rudest staff I have ever dealt with. On top of that the GPS device they require be attached to the vehicle has a short in it. I never know if my car will start when I go to get in it. When I called to tell them my issue I was told it was on me to get it replaced.... They do not care how your family has been effected by the pandemic. My husband and I both have had reduced work hours since this started and they will not work with us at all. I was told by Kim that that is not the companies problem. I’m not asking to get let off the hook, but I would like some understanding, and that company has none!

Pros: Ok so I’ve had my car a little over a year now and when I say my car has been VERY good to me!! 2012 Chevrolet Malibu that I ONLY let the Chevy dealer work on. I haven’t had ANY major issues with it outside of regular maintenance. Oil changes, replacing headlights, new tires etc. I take VERY good care of my car so I’m sure that also plays a big part in how well the car has been good to me!! Danco was the ONLY company I could find that worked with my credit (or should I say lack of) didn’t need a co-signer AND the down payment was flexible. I’ve NEVER had a rude experience with anyone that I’ve spoken with. I only know two by name Ms. Andrea in insurance and Rihanna. Had an issue with some damage to my bumper and they were IMPECCABLE with me getting it fixed and working thru some issues due to COVID19. Everyone has always been very friendly to me when I call as well. But I am also pleasant when calling. Some of these reviews (in my opinion) are blaming the company due to their own irresponsibility. You don’t pay your note, what do you think will happen?? You don’t maintain and take care of the vehicle, what do you think will happen?? We are all adults here and there needs to be some accountability for ones owns actions. Cons: One thing I can say is that I don’t think they report to the credit bureaus. Because my note is always on time and lately I have been paying my note up three months ahead. And don’t see any change in my report or that the loan is even on there. But over all I am VERY happy with my purchase, and my dealings with this company!! I will sacrifice the credit reporting for having a beautiful great vehicle!! I lyfted/ubered EVERYWHERE for damn near 10 months when I first got to Georgia so finding this company was truly a blessing!!

I’ve had a very positive experience with Danco Financial. They took a chance with me despite my credit challenges and I’m very thankful for that. Everyone in the office is very nice and professional. The office manager, Riannen is very sweet. They’ve given me an opportunity to build my credit from basically nothing. I’ve had 2 of my closest friends finance with them given my experience and we all love them. They have an exceptional inventory of reliable vehicles, and they work with everyone and every situation. You can’t go wrong with Danco!

I have an 2010 Kia Forte Ex Sedan. The car is over price & so is my payments. 423 an month for an car with 180,000 miles on the car. Their customer service is so rude. I just got off the phone to make an partial payment. I had so questions about my account &a I was talking to an guy he had explained the over charges then asked me if I had any other questions. I said not at this moment. Instead of him saying have an nice day or thank you for calling he just hanged up in my face. They’re very rude as well. This is why I can’t deal with an buy here pay here lot. I know next time not to deal with them. There’s nothing wrong with my credit. I just did not wanted to be paying an car note for 48-64 months Thur the dealership

I purchased a car through financing with danco, I've paid every payment on time and paid the car note off, knowing it will have a positive impact on my credit score. Fast foward to today, I find out the loan and its history of payments is no longer reflecting on my credit profile, I've paid 18k for this car because of there extremely high interest rates, now I'm not receiving the benefits with my credit profile because they have decided not to report to any credit bureau as of Jan, 2020. This is extremely unfair and not worth doing business with this company

I never missed a payment. And even when I needed to make some adjustments they were more than willing to help. As of today three years later we have paid off our vehicle and they even gave me a discount off my ten day pay off! I would love to do business again if they had better rates but i'm glad that they took care of me over the last three years and would recommend them to anybody that will make their payments on time. Because of them my credit is better!

Terrible like I want to get rid of this car so bad and not have to deal with this loan service, they are completely inconsiderate rude nasty attitude high rates I've had my car for 3 years and everyday I noticed I made a mistake in dealing with this company, I spoke yo Krystal/ Crystal and I just hated the service. I