Cristian Toaca, Mortgage Broker - with HomeTrust Financial Lake St, Kirkland

Cristian and his team recently helped my wife and I purchase our first home and I couldn't be more pleased with their service. The entire team was professional, knowledgeable, helpful, and encouraging. Communicating with everyone was quick and easy. Cristian and everyone else at HomeTrust Financial were able to pull off what other brokers said was not possible. I have recommended his services to all my friends and family and will continue to do so!

This is the fourth time I've financed or refinanced a home and working with Cristian was without a doubt the smoothest experience I've ever had. Despite the fact that we are located in a different state and I work in an area with limited Internet access/cell phone signal, we were able to connect regularly and get everything signed and ready before closing. On top of that, we were able to close in fewer than thirty days, which gave us a leg up in this competitive market. Cristian went above and beyond, reaching out to sellers to give them confidence in our buying power. I highly recommend this company and we will be using them in the future to refinance.

I had a wonderful experience with Cristian for the purchase of my home. He was helpful, responsive and went the extra mile. I would recommend him and will definitely use Home Trust Financial again. Thank you for your wonderful work!!!

Cristian and his team helped us a lot throughout the whole process of buying the house. That was our first experience buying a house in the USA and it was difficult since I wasn’t familiar with how things go during these types of processes. They could also close it very quickly and conveniently. We appreciate all his hard work and will continue working with him in the future.

I am very thankful for Cristian professional, responsive and honest assistance with the whole mortgage process from beginning to end. He made himself available to me via any method of my choice - email, business phone or cell phone, which I appreciated and took advantage of. Cristian even stayed in touch with me during the wekeends. I am grateful for all of Cristian work he devoted to me purchase my dream home.!!!

We started off with a different mortgage company but as we were going through the process they gave up on us. Deciding to look for a different company we found Cristian, he was helpful throughout entire process and made what we thought impossible possible (we closed in 20 days) I highly recommend Cristian and his team. Thank you for helping us to be home owners. Thanks for not giving up on us!

I worked with Cristian on a recent transaction where I was representing a client. Cristian was ahead of the game. Weekly updates, and staying on top of things just made my life as a realtor much easier. Got everything in order for our timely closing and as a professional Cristian followed through all the way with his obligations. Solid contact and a trusted vendor for future clients. Thank you for your professional contribution.

The best! I appreciated that Cristian took the time to guide us through every step of the process and made our first home buying experience a remarkably pleasant one. Very professional, knowledgeable and dedicated to his work. He and his team provided all the necessary information, paperwork and other significant details, in addition they were always available even after business hours. Looking forward to work with you again!

Cristian set up my mortgage loan on my second home. Excellent service! Very energetic and proactive. I felt like I was his most important client at all times. Every issue was addressed immediately. He really knows his stuff!

I would like to say a big thank you for a great job. I recommend Cristian Toaca to everyone who’s planning on buying or refinancing they’re mortgage loan. I specially appreciate his attitude and attention to every detail and the way he treats his clients. 👍👍👍