Certain Lending Jackson St, San Francisco

I am not sure what happened with the last guy's review, but I have closed a dozen loans Certain Lending and Deric Gwinn specifically. He is a rock star. Their entire team is a pleasure to work with and Deric is one of the most responsive originators I have ever had the pleasure to brokers deals though. Every single client I have take through Certain Lending has been more than pleased with their process from start to finish. As with any lender not every deal is a deal they will fund, but I have personally witnessed the whole team go above and beyond to get deals funded. Thanks Deric and the whole Certain Lending Team.

It has been a pleasure working with Tim at Certain Lending on a few deals here in Phoenix. He is reliable and always ready to answer my questions. If your looking for a lender I would highly recommend Certain Lending.

Found these guys after submitting a loan request through brrrrinvestlending.com. I had Deric Gwinn reach out to me today (6/24/22) about a loan application I submitted on 5/24/22. It took them 30 days to even respond to a simple request for more information about their products. If it takes a lending company that long to respond to a simple request, I could only imagine how many deals they have killed during the actual underwriting process to close loans. That delay is truly ridiculous! Their site says: "We are a direct lender to real estate investors. Our mortgage products cover most residential investment strategies. Traditional lenders cannot match our superior execution." This is another example of a lender not being able to live up to their false claims and what they advertise. Very sad that this is still acceptable from lenders in the year 2022.

Just closed on this turn key triplex in Tacoma. Super difficult due to difficult lender requirements, resulting in 3 closing extensions. I won’t name who we ended up firing from the deal, but shout out to Certain Lending who came thru last minute + got it done in 5 DAYS!! My client was already pre-approved with Certain, but they had not seen the deal prior to us contacting them to close. They went above and beyond, obtained the appraisal from the previous company, and followed thru on every promise. Night and day compared to the other company; Thank you Nghi & the whole team at Certain who made it happen!