Bydand Home Loans Pacific Coast Hwy, Dana Point

Bydand Home Loans is THE BEST! Loan advisor Donny Peters LISTENS to your situation, history, & goals. Donny is a straight shooter, he never said "maybe" to me - I got "yes" or "no" answers to questions or requests. I literally got the run around "maybes" & "I'll see what we can do" from over a dozen other companies. Some even had me do things that cost me money, ultimately to turn me down. All pulled "hard inquires " on all the credit bureaus, which actually lowered my already low scores. Donny knows his stuff! Donny kept me in the loop every step of the process, even to verify loan funding after closing. I must also recognize Lauren, my loan processor. Her attention to details kept this painless & on schedule minute first to last. Save your time, money & sanity just by making your first call to Donny at Bydand - it will likely be the only one you'll need to get the best loan for you.

Having worked as a banker in the past I cannot say enough good things about my experience with Bydand Home Loans, Cody Carmelo, Loan Officer. From start to finish he made the process easy and convenient. I got competitive quotes from multiple banks and hands-down Bydand Home Loans offered the best rates and fees. Thank you so much for getting our mortgage done in such a timely manner. Cody was able to go from application to funding and closing in record time. I am so grateful that I called Bydand and had the opportunity to work with Cody. Finally a loan officer that is honest and works hard to exceed your expectations.. Five star service! I highly recommend using Cody for your refinance or purchase of your home.

I had the pleasure of working with Mike and Bydand on our first home purchase in Manhattan Beach, CA. He was very responsive and kept us well informed throughout the application process through to close. He provided a variety of products for us to consider at competitive interest rates and walked us through the process successfully. I can definitely recommend Mike Gordon and Bydand! Thanks Mike.

I cannot thank them enough! I had talked to other lenders and when speaking to them, I knew they would be the ones! Adam and Lauren were just amazing! They worked so fast, realizable, upfront and helped smooth the process. We closed in 17 days! I was able to get into my dream home so quick! I highly recommend them! Update: Same as above, I am beyond happy I choose them from the start. Michael reached out to me for refinance opportunity and he did everything he could to get me the best deal. Again Lauren was on top of things and got things done. Thank you once again !!

Chad was incredibly helpful and clear with the initial process. Special Thanks to Lauren following every single meticulously step until final approval. I recommend this team for his attention and assistance, Thnks for getting it done !

Donny was wonderful to work with. He was a great communicator and clarified any questions and/or concerns I had. I didn’t feel pressured or rushed to do anything. Unlike some of the other loan representatives, I felt that I was given a clear details of the loan offer without any hidden fees. He was transparent and timely and always available and responsive. I appreciated doing business with Bydand Home Loans!

I had a great experience. I worked with Donny. He answered every one of my questions explaining everything without making me feel dumb. He responded to my messages in a very timely manner. Everything was quick and easy. I also love that the underwriting team was “in-house”, which made the process even easier. I got the best rate without begging for it. I would recommend Bydand and will work with them again in the future if the opportunity arises. Thank you, Donny!

I had a great experience with Kim and the entire refinance process. It was pretty much seamless. All of my questions and concerns were answered and attended to expeditiously. The team was always available to me whenever necessary. I have a good rate at the number of years I wanted. I would refer to them again in the future for refinancing needs when I'm ready.

Cody and Mike basically did the work for us and worked around our schedules. Highly recommend, easy, quick, painless process.

Ryan Gale was easy to work with. He took care of all the details in a timely way and got my loan done. What more could a borrower ask?

What a fantastic experience I had working with Chad Garrett during my home refinancing! He was extremely professional, positive, friendly, responsive, and communicative throughout the process. As with any refinancing, there are little hiccups along the way but Chad and Mike came to me with solutions to every problem which made the process very smooth and easy. From the very beginning I knew that they had my best interests at heart and would do whatever needed to be done to get the refi finalized. I really cannot thank them enough. I would highly recommend Chad and Mike to anyone looking for a home loan.

Use Bydand. They are the best!!! I went to 3 different lenders and was working with 1 if those lenders for over a month. I contacted Michael Gordon at Bydand and not only did they close my refi, BUT THEY DID SO IN LESS THAN 2 WEEKS WITH A BETTER RATE!!!!!!!!!!!! I’ve purchased 3 homes and this is my second refinance. Bydand is BY FAR the best experience I have ever had. I will never us anyone else when it comes to a loan, refinance etc. The entire team is great. Mike G., Lauren and Michael Singer were amazing to work with Do yourself a huge favor and use this team. Second to none!! We can’t thank you enough or say enough with how easy this was working with you all.

I have received over one dozen home loans in my lifetime, and my loan with Bydand was by far the easiest! I had the pleasure of dealing with both Ricky Jensen and Mike Gordon, and the communication on all fronts was amazing! Everyone at Bydand was professional and willing to answer any and all questions I had at a moment's notice. My loan was ready to close within 10 days, and I didn't even need to have my home appraised. I plan on giving Bydand all of my future business! Thank you for making this a "stress-free" transaction!

I had a great experience with bydand loans. Chris hull and Mike Singer are super great to work with. They got the job done quickly! They got me a loan when no one else’s could help. Very easy to work with. Would do it again.

It was amazing working with these people. My mortgage advisor Donny Peters provided a lot of assistance and guidance getting our home refi and loan done. They go above and beyond.

Donny Peters was very professional and detailed in taking us through our recent refinance. Working with Lauren Tickey, was an absolute pleasure! The quality of both service and professionalism made the process very easy. Attentive to our questions, available throughout the process which was in just three weeks from the time of application to our day of funding. A refinance package specific to our needs. If you appreciate both quality service and professionalism with a team "who knows and understands mortgages" Bydand Homes Loans is your Team~

I cannot say enough about the services that Chris Hull and Bydand Home Loans have provided for me and my clients. As a real estate agent, you're biggest advantage is having a mortgage advisor that can help you navigate unique scenarios, keeps you up to date on timelines, and is willing to go above and beyond to ensure that everyone gets to the closing table on time. I am very glad to have found those qualities in Chris and the team at Bydand Home Loans.

We would like to acknowledge the exceptional service that we received from Kim Deden during the entire refinancing process in August 2021. Kim's professionalism and knowledge of the industry was impressive and truly appreciated. From beginning to end, she was informative, and extremely thorough and attentive to our financial needs. We were so thankful that she was always easily accessible, and made sure that we were getting the best deal possible. In the past, we have had experience with another highly-rated mortgage company and have found the process frustrating and tedious. Kim and Carolyn went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. In short, Kim and Carolyn provided us with the 1st class service. Kim is by far the most knowledgeable, professional and honest mortgage broker we have ever worked with -- we have and will continue to recommend her to everyone we know in the future.

Mark and Chris were amazing to work with. Their expertise and communication made my transaction very smooth. Anytime I had a question I could easily reach both of them via phone or email and they’d be there with a prompt answer. I highly recommend working with Bydand and would gladly work with Chris and Mark in the future!

KIM and LAUREN from Bydand Home Loans are two of the best individuals I have ever worked with for a refinance of my home loan. They were both attentive, quick to action and communication was BEYOND EXCELLENT. I highly recommend working with them for any of your mortgage needs. I know I will be a repeat customer!

We opened a re fi loan with Bydand Home Loans and Mortgage Advisor, Cody Carmelo, at the beginning of August. We closed at the beginning of September. This was probably the easiest such transaction we had ever experienced. Cody was very knowledgeable about what would work best for our needs and quickly moved us through the process. This transaction occurred during a very busy time in the home buying and refinance industry but Cody patiently answered all our questions along the way. I would also like to commend Lauren Tickey, our Loan Processor, for her professionalism and geniality. We will be recommending Bydand to anyone we know in the market and would have no hesitation about taking any further such business we may have back to them.