Blue Water Credit Judah St, Roseville

This company has been the blessing to my credit, we have had so much progress with them. We have been working with Ger Yang for about a year, our credit has transformed for the better. Working to get things deleted of our credit has been his main goal and he is so on top of things. Reaching him is never a problem, the communication has been what had really kept us working with Blue Water Credit.

Blue Water Credit is Great! I have worked with credit repair agencies in the past. But these guys deliver. Report went from 627 mid fico to 701. Super fast! 100% I will be using them again.

I am very happy with Blue Water Credit. They explained everything along the way and answered all of my many questions. They did a great job of improving my credit.

The Blue Water Credit Team has been amazing and helped me in many areas. Especially to Yana W for always responding to my questions immediately and providing me with all information. Yana also follows up in email and or text to check in and see if had any concerns or questions. I recommend Blue Water Credit to anyone that may be in need for credit repair or looking for assistance with Credit for their future.

My husband had the great pleasure working with Yana and other staff members at Blue Waters . We can’t thank them enough for helping us resolve credit issues to help increase are credit scores. Thank you so very much. Would recommend them to anyone.

I recently was recommended by my real estate agent to use Blue Water Credit to take and repair my credit after several years of letting it dwindle without educating myself. From the first call (Troy Bennet,) to set up the free consultation that they were offering until the consultation was complete I was treated with the utmost dignity and respect. The company was highly organized and extremely professional. My personal agent that walked me through the maze of credit that littered my report was Mrs. Melanie Martinez. Her expertise and patience was a beacon of relief to an older United States Army Disabled Combat Veteran like myself whom had little to no idea what I was truly looking at. She took the time to separate facts from myths, elaborate on what a road to recovery would look like specifically tailored to my personal needs and reassured me that everything was going to be ok while listening to my never ending stories/excuses about how I got in this situation in the first place. This was a great experience considering the subject matter and she made me feel better about my future and how the processes work. I would definitely recommend Blue Water Credit to all my friends and family members as a excellent choice when deciding to take the first and or last step in greeting your credit education/life/ and score where it needs to be. If you want honest answers on ways to fix your credit and the job done write the first time, there is no other credit restoration company that I would recommend than Blue Water Credit. Thank you very much and God bless y’all for helping me.

Blue Water credit is one of the top tier credit repair companies we work with. Whenever one of my borrower needs help with credit, I always try and refer the to Blue Water knowing that will be in good hands. We have sent many clients to them always with very positive results. I highly recommend using Blue Water for all of your credit repair needs.

I am extremely pleased with the quality of service from the staff at Blue Water Credit, specifically Yana. She is very knowledgeable, responsive in her responses, has creative solutions for my specific credit needs and is very professional. Blue Water has been an answer to prayers during a very difficult time and it is such a relief to have a company that is filled with such kind experts that are on my side advocating for me. I would highly recommend using their services to help advise and improve your credit needs.

Blue Water Credit and there team are amazing. I have know Jeff the owner for over 15 years and hands down - they care and they come through and can fix your credit - and get you back on track. Also, Jeff & Natalie and his three kids are amazing. Their business truly cares about everyone and everyone treats you like family - I have recommend many of my friends and family to them over the years -

Carmen absolutely exceeded my expectations! She guided me through every step and gave me quick pointers on how to raise my score. She informed me I should stay below 10% of my credit card limit and that has helped my credit score quite a bit. Beyond the helpful guidance, she was able to get a mark off my record in under 2 months. No joke. If ya got credit issues, give Carmen a call she'll get it taken care of!

It's amazing when we finally got the latest credit score.We cannot believe that it could happen we started hiring the Blue Water Credit Co.. Imagine the score when we started it was Equifax - 644: Trans Union - 623 & Experian - 569. At first, we were hesitant to go through with it with them thinking it may not go higher from what we want, but due to their professionalism on this matter they produce a good quality value on their effort. The final score we got are Equifax - 765 : Trans Union - 770 & Experian -- 706. With a credit score like this I am sure we can now get a good refinance with a very very good interest rate. Thank you Brianna Dougherty of Blue Water Credit Co., you save us a lot of money.

Blue Water Credit literally changed my life! I will attempt to make this quick. I started with Blue Water Credit about a year ago because both my husband and I needed to raise our credit about 70 points to qualify for an FHA loan. Within three months we were qualified and house hunting! With the help of Brianna at Blue Water credit, my credit score went up 140 points and my husbands went up 80. Our Life goals/dreams finally coming true, we entered into escrow on our forever home. it was soon to become a nightmare however, because my husband made a small charge on one of his credit cards three months prior and forgot about it! The 90 day late payments dropped his credit score 50 points! I’m not exaggerating when I say that I was devastated! Our finance officer said that the only way for us to stay in escrow and get our dream home would be if we got all the late payments taken off for that charge. I immediately called Bluewater credit and begged Dennis (one of the managers) to help us get these payments completely off of his payment history. He was very professional when he talked to me about the situation and assured me that he felt confident he could help me. I called him almost every day after that freaking out. Not my finest moment. Each time I called, he was patient and understanding. He applied pressure to the company that he needed to and continued to follow up with them. 2 WEEKS! In 2 weeks exactly my husband score went up 79 points!! I was totally in shock! His payment history now showed Exellent and he had even better credit than when he started. So yes, they changed my life! They helped us get a home, then they helped us keep the home. I will forever be grateful!!

I'm going to be completely candid and vulnerable so please don't judge. On June 29, 2020, w/FICA scores of 560, I decided to deal with some old debt and matters that had been haunting me for several years. I felt if I ignored it, maybe it would go away but it did not. I made a loan to myself from my 401K and contacted Blue Water Credit to help me as a third party. Our sons had used them to help them build credit. They were completely fair priced, informative, non-judgmental, and, instead of charging us a massive percentage of the balanced owed, they charged a fair hourly rate under $100 and within 3 hours of their time, all of the debts were settled! A family emergency came up and we decided to move across country, sell our home in CA and buy on the east coast. Blue Water Credit had been working on making sure our credit reports were accurate. My husband's score was in the mid-660s when they started. By September 10th when we were closing on our new home, we qualified for a 2.9% conventional mortgage - both of our scores were well over 700. I share all of this to say, it doesn't matter how good or bad your scores are, having the folks at Blue Water help you manage them, can change your life. I didn't think my credit scores would matter but they mattered in my job and in our lives. I wish it wasn't so but, it is. We highly recommend Blue Water Credit!!

Brianna was wonderful to work with! She answered all of my questions and was able to take care of the situation quickly. I highly recommend their service to anyone.

Bluewater Credit got recommended by my mortgage group. I cannot express how satisfied! and happy! and not one single regret in taking this important step in my life!!! Yana was assigned to my case and from the beginning she has been communicating, by email, text aswell sending me alerts and information throughout this whole process! I just got pre-approved in a home! And cannot express how greatful I am as Bluewater was part of this great achievement and Thank You Yana for always being there every step of the way!!!!!! Regards.

Ger has been a great help to me in getting my credit right. He has followed up with me through email and over the phone. He’s a great communicator, very professional, a good listener and most of all going above and beyond for his clients. I highly recommend Blue Water Credit and Ger as your advisor if your wanting to get your credit right. Thanks a lot and Happy New Year!

Blue Water Credit has been a great blessing to us. Our credit was less than perfect and we tried doing it on our own but failed miserably. They are the ethical credit repair solution for all. The staff is great, knowledgeable and just very caring. Thanks to Blue Water Credit, after a few short months on the program, we're going house shopping this weekend. No more paying someone else's mortgage for them. They are just the best!

Blue Water Credit has been amazing! I am only one inquiry away from having all negative activity being removed from all three credit bureaus. I can't believe how quickly it has happened. My advisor, Ger Yang has gone over and beyond what I ever thought would be possible. He committed himself to make sure that I was given the best possible service. With one removal remaining, my score has gone from 620 to 781. I have a tremendous sense of gratitude to Blue Water Credit and Ger Yang.

I am amazed at how fast my credit score improved! The team at Blue Water Credit was amazing to work with. They kept me informed every step of the way and walked me through the process with ease. I would absolutely recommend Blue Water Credit to anyone looking to correct any negative credit issues. SO HAPPY!!

Blue Water Credit has no competition as far as I’m concerned. In their relationships with people, they educate, making everyone more savvy in doing what it takes to grow your credit score and keep it high. They’ve given me tremendous personal value and also given me a place to send my clients who could use some guidance in seeking improved credit. My most recent interactions have been with Carmen and with Jeff. Keep up the great work guys! You serve our community well.

I had the pleasure of working with Ger here at Blue Water Credit and I was very pleased with his work! Almost all the negative accounts reported on my credit were removed and I’m well on my way to building a healthier credit score thanks to his hard work. I also appreciated the quick responses to my emails as well. Highly recommend!

The group at Blue Water Credit was so incredibly helpful in getting not just my score to improve but my overall understanding of how credit and the bureaus work for and against me. In the few months I used their service I was able to improve my scores by an average of 50 points. I was able to resolve all my outstanding debt and get my student loans back on track and I feel very confident that I can now navigate my credit future with what I’ve learned from this team, specifically Yana and Sarah. Thank you for all your help!

Blue Water came highly recommended by one of our most trusted advisors and they did not disappoint. Their debt negotiator Sarah is incredible at her profession and is of the utmost integrity and efficiency. We are so impressed with their responsiveness and willingness to go above and beyond.

Everyone from the front desk to my caseworker was professional and helpful. I appreciated my time with them as they were able to clean up my credit. It is worth the investment for the amount of work that is done behind the scenes. Thank you Brianna for your work!

I had a collection on my account that was unwarranted and Blue Water Credit was able to get the remark removed from all credit agencies in a very efficient and effective manner! In fact, I had tried other credit repair companies and they were not successful and I didn't have a lot hope when I first contacted Blue Water Credit. My account representative, Ger, was extremely responsive and did an outstanding job removing the derogatory remark in a very timely manner!! A big thank you to Ger and Blue Water Credit!!!

The Blue Water Credit team and Carmen Luci really know their stuff when it comes to credit repair! Back in April 2021, I had a client inquire about refinancing their home. After identifying that there was room for improvement to enhance their credit score, I was able to bring Carmen on board to help our client move their score from the low 600s to the low 700s, and ultimately meet their goal to refinance their home! Thanks again to Carmen and Blue Water Credit for your expertise and professionalism! :-)

First time home buyer. I had heard positive things about this company called in was introduce to Carmen who was polite, profession and so responsive and with in 4 months got me where I needed to be with my credit to purchase our home... She educated along the way, took alot off my credit. I highly recommend Carmen and the Blue Water Credit Team AMAZING

I’m so happy that I contacted blue water credit. Dennis was very knowledgeable and pleasant to talk to. He gave me many options on what to do with my credit situation and also gave advice for my husband credit issues. I would definitely recommended Dennis and team to friends and family. Thank you again!

I definitely do not regret doing this. Ger was amazing and helped me raise my score so quickly. I’m very satisfied here and will recommend them to anyone looking for credit repair.

Yana and Sarah with Blue Water Credit did such a great job helping repair my credit. I had a few collections from a few years ago during a medical crisis, and they had been weighing me down for a long time. With their help, within a month and a half, my credit went from a 650 to a 740 and I am just so grateful for their hard work. I highly recommend this company for credit repair!

I have had such a great experience working with Blue Water Credit. They have communicated monthly with the progress being made on our credit and I have seen an increase in my credit from the low 600's and I am almost at 700 with their assistance. It has been an extremely good experience and I plan to continue the tips and tools they provided to keep increasing my credit score.

Ger with Blue Water Credit was really amazing to work with. We can’t thank him and the team at Blue Water Credit enough for raising our credit scores and helping us close escrow on our house in Florida ! He was able to get rid of identity theft and other negative accounts on my credit report that I had no idea about within days. Writing this review was the least that we can do after Blue Water Credit helped change our lives. He was very professional and responded and took action quickly.

This company was absolutely professional, efficient, and extremely helpful! After 3 long, stressful years of being enrolled in a terrible program called National Debt Relief, I was referred to Blue Water Credit from a family friend. They made the process incredibly easy and were able to negotiate my debt in less than 8 weeks! They saved me THOUSANDS of dollars and were very honest about what they could actually do for me. I highly recommend them as a business and will refer anyone I know that is in a financial bind to reach out to them for help. I worked specifically with Sarah Perkins. She was always very responsive to all of my needs and even continued to offer me some advice for free with a few outstanding accounts that I wasn’t able to renegotiate, due to poor decisions made with the previous company I was working with. Thank you, Blue Water Credit for all of your help! You made the start of 2021 so much better for me!

These past six months have been an amazing experience. I have received the guidance and support that has been nothing less than stellar; each engagement I have had the honor to receive assistance from the BlueWater Credit team (Ms. Kirsten Vidosh, Ms. Carmen Luci, and Ms. Sarah Perkins) and I am sure many others who are behind the scene have shown me professionalism, care, grace and understanding. You all provided support without judgement. I felt safe and secure with sharing my personal story and information, thank you. Your company has definitely risen to the occasion of excellence; that is the main reason I have opted to continue to work with your company in order for me to reach my goal of improving my credit and my financial standing. Every opportunity that I have I will continue to express to my family and friends how great this experience was for me, and also by letting them know that this is the only company that I would trust, and refer my loved ones to if they are ever in need of credit repair support. Thank you again. I was truly blessed to have been introduced to your BlueWater Credit Company by Mr. Jon Nalbandian. God bless you and thank you for everything you do for people in need.

Blue water credit has been excellent to work with. Carmen was great, going above and beyond to help fix my score. Ultimately she fixed it enough for me to qualify for my refinance! I’m very happy with my decision to have them help me, I now know where to turn for my credit repair issues. I would highly recommended them.

Working with Yana at Blue Water Credit is a game changer for my clients! Her knowledge and expertise in increasing credit scores has been a huge advantage and has helped many families purchase their own homes!! Along with her undeniable talent, Yana has always been a pleasure to work with. She genuinely cares about her clients and it shows in every communication. Without a doubt, I confidently recommend Blue Water Credit to anyone who needs to improve their credit score which in turn improves your financial life! Blue Water is dedicated and knowledgeable!

Blue Water is the only place I will recommend to my clients knowing they will be in great hands. I have sent many clients to them always with very positive results. I highly recommend Blue Water for your credit repair needs.

From day one the people here were very smart, knowledgeable, and professional. I started the program with this company in hopes of obtaining a mortgage, and within 6 months my score rose by more than 80 points! Yana was very kind and responded back to all my inquiries timely. Went above and beyond to make sure that certain accounts were taken care of properly. Overall I would highly recommend the team at Blue Water Credit.

Blue Water Credit saved me from all my credit woes! I worked with a "credit education" service beforehand who was zero help, so coming to BWC was a breath of fresh air. You can trust BWC to provide excellent service and get the job done correctly, in a speedy manner! My consultant, Ger, did a PHENOMENAL job -- he removed at least 7 false reports off my credit in just four months! I am SO happy I went to BWC & had the opportunity to work with Ger and his team. Ger did such an amazing, thorough job & is very communicative, walking me through the entire process of the removals, each step of the way. Thank you again Ger & BWC! Strongly recommend for anyone with severe credit issues and identify theft.

I was referred to Blue water credit through my loan officer, I was a little hesitant. My experience with them was great and over exceeded my expectations. Yana took care of everything care of with minimal effort on my part. My credit score has definitely felt the difference. I can't say enough about the how much they helped my credit. I would recommend their service to anyone.

I did not know what I was getting myself into when I first started with Blue Water Credit. Everyone who works here are wonderful. Very professional people! I would like to give Carmen Luci at Blue Water Credit all the profit for helping me. Even when she was on vacation, she made sure someone was helping me. Three months after starting with Carmen, my credit score jump up super high. It's unbelievable! Within a six month period I achieve the score I was aiming for. I would highly highly recommend this place plus Carmen Luci to everyone I know.

I wound up being referred to Blue Water Credit by a friend and I was apprehensive at first. I was assigned Ger my case and he was super helpful, friendly, knowledgable, and straight to the point, and completely on top of anything that needed to be done to raise my credit score. I needed to be approved for a home loan and with my score it wasn't going to happen. Since working with Ger in approx 3-4 months my score drastically changed and rose 108 points! He managed to get my accounts settled and removed and as of today he got another one removed for me as well. Amazing company guys- don't hesitate to try it if your credit score isn't where you'd like it to be.