Bill Kelso - NMLS 325251 Park Plz, Irvine

Working with Bill and his professional entourage at Kelso team was a true delight, they will treat you with respect, will give you undivided attention and most importantly will listen to your individual needs. Home mortgage industry where there is a cutthroat competition, they truly standout for their exceptional service and the knowledge they possess about the industry. They helped us customize a solution to our specific needs and closed our loan on the day it was promised to us. I want to take this opportunity to thank Bill & John and rest of their team for helping us with our mortgage needs and would highly recommend them to our friends & family in future.

The Kelso Team handled the loan for our family's home purchase. Bill Kelso was very knowledgeable as to different loan structures to suit our circumstances. Dan was always readily available to handle document preparation and transmission. We were very pleased and would certainly count on the Kelso Team for future financing needs.

My wife and I had an absolutely amazing experience with The Kelso Team at On Q! We had originally chosen to go with a "big bank" as our lender, but two days before closing we were bait & switched by them and forced into a product we didn't want. I called up Bill right away and both Bill & John (along with the rest of the team) helped us do the impossible and closed us within two weeks so that we wouldn't be penalized by our builder! Their staff are so incredibly friendly and amazing to work with that I would HIGHLY recommend them to ANYONE looking for a professional, honest, and diligent lender. These guys are not kidding when they say they'll do anything for you!

Bill Kelso and his OnQ Financial team are awesome. They were genuinely interested in us while also ensuring we were well informed and properly and professionally serviced throughout the entire process. They made the process clear and efficient resulting in a timely and expeditious closing as was promised. It was by far the best experience I have ever had.

Bill Kelso and his team were very courteous and efficient throughout our home buying experience. They met with us regularly to answer any specific questions. They followed up with emails and phone calls to make sure we were clear with our efforts. We are very pleased with them and highly recommend their services to anyone who is interested in buying residential properties.

Bill and Patrick from On Q Financial had done such an amazing job from day one to help with our new home purchase. They've made every step of the way super easy, smooth and transparent. They are extremely professional, respectful and really good at what they do. and on top of that, they got the best rate in the market! There's absolutely no need to go search around for the lowest rate, b/c they can beat them all!! We couldn't be more happier with their service. Thank You Kelso Team!!!

Yes, we had great experience working with Kelso team! Their rates are great and service is exceptional! John & Bill are very helpful, explained all the costs that involved in the escrow process. I will recommend them to anybody who needs loan for buying a home!

Our special thanks to Bill Kelso, John and his team for a wonderful job they did helping us with our loan process not just once, but multiple times over the years. We are so grateful to have people we can trust and have total confidence in getting the job done right the first time! We sincerely appreciate their loyalty, commitment and professionalism.

We had a great experience working with Bill and John. In addition to promptly returned phone calls and emails, the phone call we received from Bill on the day of signing to go over every number on the HUD-1 was particularly helpful and reassuring. The Kelso Team places a high priority on customer satisfaction and we certainly appreciated the personal attention.

We tried with 3 different lenders for over a year to do a re-fi. We have always had great credit and have a lot of equity as well. but still the major banks would just drag their feet and take us through the grueling process of re-submission after re-submission of our financials. Bill Kelso took one look at our situation and said he could get us a re-fi lowering our 30 year loan interest rate a full point within 30 days. He did it in less than 30 days and was extremely helpful throughout the process! He also kept in constant communication with us throughout the process which made us feel like this could actually happen! After all the dissapointments we've been through with the major lenders, the Kelso team came through without a hitch! God Bless You Bill Kelso! Love, The Lizotte's