Bay Equity Home Loans N School St, Lodi

Over at Bay Equity Gene and his team were great. They took care of us on a very short notice and had us pre approved and closed in 30 days. They were clear and simple to work with. Thank you Bay Equity Lodi.

Gene's service was excellent! He worked with us until he could get us the best possible refinance rate. He was very patient and understanding with us since we had a lot of questions. We would highly recommend his service to everyone.

Josh Shinkle is my loan officer and he helped to make the buying process of our first home effortless and exciting. He was available day and night to answer our questions, and never once made a fuss about us calling late at night. Josh worked hard to get us the best rate on our loan and made the process of buying our home a very quick one. He is very good at his trade and is dedicated to his work.

Josh Shinkle, is a very Knowledgeable, Patience, Hardworker and a Very Very Kind Loan Officer, Who Give His Heart to His Job and Most Specially to His Client’s Needs and Wants. Thank You So Much Josh, Can’t Express Our Happiness And Thankfulness To You! We Highly Recommend Him to our Family Members, Relatives and Friends for their Real Estate Loans in the near future.

Josh, Gave His Best From Day One, Until The Closing Of The Loan. From The Beginning, " He Said, He Will Make Us A Homeowner And He Made It Happen.," He Guided Us Through The Whole Process And Made It A Very Pleasant Experience. Thank You So Very Much Josh!

Best in the business! This was by far the best experience I have ever had in purchasing or refinancing a home loan! Gene & Deanna are so knowledgeable & professional. They take such pride in giving you the best service and end result they promise. I was never stressed or concerned about any part of the process. They take all the worry out of it for you. In the end I had an even lower rate than quoted because of their commitment to delivering the best service and rate possible!

We only deal with Gene & Deanna when it comes to our home needs! Even after finishing up with the "business" details, they always continue to stay in touch with us. It's that personal touch that they add to every experience that ensures that we will always keep coming back.

Gene and Deanna closed our refi two weeks early, with a rate that even the title company was impressed by. They made us feel like we got special treatment from the start to the finish. An absolutely stress free experience - they took care of everything. Now I have reduced the term on my loan at an interest rate that I didn't believe was even possible. Can't say enough good about the Avakians!

Gene & Deanna are wonderful to work with! They are very knowledgeable and helped to guide me in the right direction! They made our transaction easy! I would highly recommend them!

Gene was great to deal with extremely helpful and knowledgeable. Always happy to take your call which is rare these days. A+