APEX Mortgage LLC Columbia 100 Pkwy, Columbia

We had the absolute pleasure to work with Al and his team at Apex to purchase our home. From day one we were impressed with everything they did, and even when hurdles and challenges came up, they gave us the confidence to push through to our goal of home ownership. I can not thank you and your team enough, except by sending you referrals and all four you were able to help…..Thank you - James & Monica Courtney

I completed three transactions with APEX Mortgage in 2021. Al, Joanna, Christine, Joseph and Marissa were all great to work with. My clients are so happy in their new homes and they are all referring their family and friends to APEX keeping me busy! I also refinanced my own property with APEX and the process was super quick and easy. I look forward to closing more deals with them in the future!

This company apex lenders from Al and joanna Christian are the best ever. I was pre approved and in my home in less than one month. Al told me what to do what not to do and answered sll my calls. I was scared to death even when i was scared he never changed from the first day. I read comments on this company and they are lies. If u do what they tell you and follow all instructions then no problems. Even when i could not get information and i needed Christian and joanna help they did it for me with all my trust in them. My agent kesha was the best ever she got me though also. Im so thankful. I just had to right my experience i love this company.

Al Soumah (Alhasne Aguibou Soumah, NMLS ID 211060) of Apex Mortgage LLC (NMLS 143255) was the lender handling the loan process in selling my parents family home to the buyer. The original offer from the buyer was accepted on October 12th, 2021. The contract entered the lenders office for underwriting and approval the last week of November. On December 3rd, Al told my realtor, Brendan Spear of Caprika Realty, the buyer had the clear to close. However, nothing came of it. After several attempts to contact Al, who was no longer responding or would tell us he would call us back and not, we had not successfully closed. Al, when he decided to respond to Brendan, the buyer’s realtor, or myself, would provide vague reasons and excuses. This went on for weeks. Some of the information we were given was incorrect and almost a blatant lie. Between December 3rd, 2021, and January 21, 2022 (when we decided to void the contract legally), we were told we had the Closing Disclosure and Clear to Close 2 separate times. In-between, it was excuses, lack of communication, and inaccurate information. After doing some research, we, the seller’s team, discovered that Al is not licensed in Maryland, only Washington D.C. We were not sure how he was originating the loan if he is not licensed. He told my realtor, Brendan, and myself he has completed over 30 transactions in Maryland. Al not only cost us time in the housing market but also cost my family close to $10,000 dollars due to extra mortgage payments (December, January, and February), interest on bills the proceeds the sale of the house was going to cover, and rent for my father’s assisted living (December-February). Al consistently sympathized with my family and I and assured us the deal would close “tomorrow” or “On Monday”. This man and his company (he is VP) are predators and need to be addressed.

Working with Al and his team allowed me and my family to purchase our forever home in a quick and timely matter. We would have never been able to do this with another lender. I truly recommend them to represent you for any deal you need.

Al is very clearly a long-tenured, highly prompt and professional operator in the loan brokerage business. Al's approach to refinancing is no-nonsense and he provides immense added value and he makes sure he achieves the best result possible with minimal effort on his clients part. Al provided excellent customer service and is detailed oriented. I reached out to other brokers for quotes, but with the chaotic refinance environment I couldn’t get anyone on the phone to provide details. Working with Al, he answers my calls and ran me through multiple scenarios to get me the best rates — better than the large banks I received quotes from. The rate I was initially quoted was the same rate at closing. Oh and did I mention? That rate was a full twenty basis points lower than the next best rate I could find out there after an extensive search. We are tremendously grateful for the smooth experience, and so happy that we discovered Al with Apex before locking in with another lender. Highly recommended and will definitely be sending friends to you. I highly recommend working with Apex Mortgage, in particular Al Soumah. Details about my refinance: – Conventional – Cash out – Closing took place at my house – Closing date 31 days from initial consultation.

I will start off by saying that I rarely write reviews, but I felt the need to highlight the great job that APEX Mortgage LLC did. Al, Joanna and the entire team went above and beyond to meet my needs as a first time home buyer. Not only did they work endless hours to ensure everything was squared away, but they were also very responsive. Their communication was superior and they kept me in the loop each step of the way. Oh and I can't forget about the great interest rate they locked in for me. Thank you so much to each and everyone of you and a big thanks to Al. Peace and Blessings to you all!

My husband and I had the opportunity to work with Al at Apex mortgage. After we had been rejected by an bank for a home loan. We thought homeownership was never going to happen for us. Al looked at our credit and helped us get approved for a FHA loan. Al and his team over at Apex mortgage are very professional and caring. They made me and my husband feel like family. Thank you Al and the team at Apex mortgage for making our dream come true.

Al Soumah and his amazing team at Apex Mortgage LLC, made my home buying process so much less stressful than I imagined. In preparing for the search of my dream home, Al had in depth conversations with me to ensure we established a budget that was comfortable, and a strategy to utilize during my search to ensure I stayed within that budget. Al was very knowledgeable on what financials and documentation would be needed to communicate to a seller that I was fully financially capable of standing by my offer. I found my dream home, and with the assistance of Al and his team, we closed in a month during the bustling holiday season and current crazy homebuyers' market. All of my questions were addressed quickly, and his team helped with ensuring other entities involved in the closing process were responsive to my needs as well, to assist with getting me into my home before Christmas. Everyone I communicated with at Apex Mortgage was pleasant, professional, and knowledgeable. I would definitely recommend their services. Thank you to Al and the entire Apex Mortgage LLC Team!!

Apex mortgage truly blessed my family. Al, Joanna and Christine was extremely helpful, communicated effectively and was super responsive to the title company. We settled in our new construction single family home within 3 weeks. Our goal was by December 31. In fact, we even settled a day early. I truly appreciate Apex team. Thank you so very much. Al thank you again and again . Joanna , thank you so very much for everything. You are truly a gem. I highly recommend and look forward to future business.

After reading all of the reviews, I wish I would have read before I went under contract with Al as a lender. So many things wrong with the whole process. Delay after delay, so much time wasted and of course money. Please do not use this Lender, don’t put yourself and your clients into this nightmare of a lending process that never happens.

Working with Al and his team made the home buying process very smooth and effortless. The team went above and beyond providing quick feedback to all my questions and concerns. I highly recommend working with Al and his team and I’m so thankful for all their help!!!!

Indru Jashnani help me refinance my reverse mortgage he is very kind and helpful! I was able to get 30,000 more dollars on my reverse mortgage thank you Indru!

Apex Mortgage, LLC was extremely helpful to me in the purchase of my new home. This company and staff were friendly, professional and they made me feel welcomed as a new client. I worked specifically with Al Soumah, he handled all my questions and concerns with extreme professionalism and in a timely fashion. Al was proactive in handling any issues with my loan, and he took the time to explain all discrepancies; definitively catering to me as a first time home buyer that was apprehensive in making such a large purchase. I would highly recommend this organization for your home financing needs.

I have nothing but positive things to say about Apex Mortgage LLC. This mortgage company is outstanding, so don’t hesitate to use them when purchasing a home. Al Soumah and his team (Christine and Joanna) are absolutely the best! They are professional, courteous and knowledgeable. Al and his team helped me every step of the way. I thank them for all their hard work In helping me purchase my new home! Kudos!!!

As a first time home buyer I could not have had a better experience with apex mortgage. Al Soumah was very helpful to me and took me through everything I needed to do to buy a house for the very first time! Al helped relieve the stress of buying a house. I appreciate this Al and this company.