What Are the Best Personal Loans for Students with No Job?

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Wedad KhoderFinancial Freelancer

Posted on Sep 26, 2025

As a student, you might sometimes face financial difficulties but there is no way for you to get money quickly. However, personal loans come in handy as one of the options that will help you get through the day.

iPaydayLoans is one of the best companies where you can get funded as a student. You do not have to be employed to apply for a personal loan through iPaydayLoans. All you need is to have a stable income or other benefits such as income support, a jobseeker's allowance, a carer's allowance, or a housing credit.

Best Places to Get Personal Loans for Students with No Job

The below companies offer students personal loans even if they have no job and their services free of charge. Each of those companies has its own requirements in terms of credit scores and the loan amount you can borrow. The details are;

Company How Much You Can Borrow Minimum Credit Score
iPaydayLoans $100 - $35,000 No requirements
WeLoans $100 - $35,000 No requirements
US Bad Credit Loans $100 - $35,000 No requirements
BadCreditLoans Up to $100,000 580

What Are the Alternatives to Personal Loans for Students with No Job?

If you are a student and you still don't have a full-time job, there are different alternatives that you can consider when you need to borrow some money. If you apply for a personal loan with a co-signer, it would increase your chances of getting approved, but you have to be aware that if you fail to pay back the loan, the co-signer will have to pay instead.

Another alternative is to get a credit card, however, you will also be required to provide evidence of a monthly income, just like with a personal loan, in order to pay back the amount you spent on the card. Finally, if you are looking for financial assistance for your tuition, you can always apply for financial assistance from a student loan that the government offers students across the country instead of looking at a personal loan.

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