There is no minimum credit score requirement specified by Mariner Finance for personal loan eligibility. But according to their customer service, Mariner Finance considers people with bad credit, which is 640 or lower.
You should know that Mariner Finance looks beyond a borrower’s credit score. They consider other factors that demonstrate a borrower's ability to repay the loan, such as income, existing debt, and credit inquiries. Also, Mariner Finance allows borrowers to apply for a loan with a co-signer or co-applicant.
Adding a creditworthy co-signer to your loan application improves your chances of approval and getting reasonable loan rates. Co-signers are not mandated to be family members, but they must sign the application and consent to receiving disclosures about the loan.
Mariner Finance also provides secured loans. Borrowers can put up an asset (car) to get a loan.
If you can't meet the requirements for a Mariner Finance personal loan, you may consider reputable online loan brokers like iPaydayLoan, WeLoans, and CocoLoan. They specialize in different types of bad credit loans.