You can get $3,500 loans without credit checks through iPaydayLoans, WeLoans, US Title Loans, CashAdvance, and BadCreditLoans. These online loan platforms can connect you with multiple reputable lenders in one go, which borrowers will have more options to choose from and have higher chances to get their loan requests approved.
Unlike standard bank loans, getting loans from these online loan brokers does not require a good credit score or collateral. Most lenders they partner with will perform soft credit checks that will generate no impact on an applicant’s credit profile, and this kind of online loan service is the so-called “loans without credit checks.”
In fact, soft credit checks also count as credit checks, as part of the mandatory financial practice forced by federal financial regulations, and you are not able to get loans without going through credit checks within the US.
Where To Get $3500 Loans With No Credit Check
Finding payday loans without hard credit verification that meet your needs can be difficult at times. As a result, we conducted some research and we are presented you with some of the most recommended no-credit-check lenders to borrow money from.
| Name | Amount | Repayment Duration |
| iPaydayLoans | $50 - $35,000 | 1- 36 months |
| WeLoans | $50 - $35,000 | 1 - 36 months |
| US Title Loans | $50 - $5,000 | 12 - 96 months |
| CashAdvance | $200 - $10,000 | 7 days - 12 months |
| BadCreditLoans | Up to $10,000 | 3 - 36 months |
$3500 Loan Alternatives Other Than Online Lenders
If you are still unsure about lending money to a no-credit-check loan firm, it never hurts to look into other more traditional choices beforehand. Here are some alternatives you should think about first.
1. HELOC
HELOC, also known as “Home Equity Line Of Credit,” allows you to use the equity in your property to obtain the funds you want. Since you are using your real estate as collateral, HELOCs usually come with lower interest rates than regular personal loans or title loans, and the interest may be tax deductible. HELOC will have a higher available loan amount, providing you with the opportunity to cover massive sudden cash expenses such as emergency medical bills or property renovations.
2. Family and Friends
If one of your family members is willing to lend you some cash to handle an urgent situation, it is probably the best way to get a $3,500 loan, as most of the time they won’t check your credit score at all, and you don’t even have to worry about the interest as well. However, you will have to repay them back if you don’t want to ruin your relationship.
3. Cash Advance Apps
Using cash advance applications can be the fastest and easiest way to get $3,500 without a complicated credit evaluation process. These apps allow you to obtain from several hundred dollars up to a few thousand dollars, based on your estimated earnings and overall financial situation. While these apps don't really charge interest, they might charge a membership or a fast-funding premium, or they may request an optional contribution.