How Many Personal Loans Can I Get at the Same Time?

Answered by

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Wedad KhoderFinancial Freelancer

Posted on Sep 26, 2025

Borrowers can get one to three personal loans from the same lender at the same time but this will vary from one lender to another. Getting more than one personal loan from the same lender would depend on how much you earn per month, and if your income is still significantly higher than your monthly expenses, you do have a chance to borrow a second or even a third loan from the same lender. Here are some of the companies that work with lenders who offer borrowers more than one personal loan at the same time.

Company Maximum Amount of Personal Loans
iPaydayLoans 3
WeLoans 3
US Bad Credit Loans 3
Fast Title Loans 2

Getting more than one personal loan can come in handy in some circumstances, however, a borrower should always be careful when getting more than one personal loan at the same time. This would have a negative impact on your credit score and you might find it difficult to manage your finances and could even lead you to fall into debt.

Conclusion

You can get from 1 to 3 personal loans from one lender at once if you have the need to do so, however, this can have negative circumstances on your financial situation and would drastically decrease your credit score. So it is not advised that you attempt to get more than one personal loan simultaneously unless you are in a true emergency and you have no other options.

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