Union Savings Bank E Kemper Rd, Cincinnati
+1 513-247-0300
https://www.usavingsbank.com/
8534 E Kemper Rd, Cincinnati, OH 45249, United States
Union Savings Bank Reviews
F
Union Savings Bank financed the purchase of my house in February 2022. Drake Snyder and the team were very easy to work with and were able to meet a 30 day closing deadline. I got a great interest rate with very low closing costs. It was a pleasure to work with them!
S
We had the pleasure of working with Drake Snyder with Union Savings Bank on a re-finance for our home! He was extremely helpful in finding the right re-fi option to fit our needs. There was 0 pressure and all of our questions were answered in a timely fashion. Drake took the time to explain everything and was always clear and concise. If you are in the market for any type of loan Union Savings Bank is the place. They have extremely helpful employees that will ensure that you get the help that you need and match you with the best financial product that fits you best, without any pressure. They provide a wide variety of financial products and will help with all the details and options that you may need. We have had our mortgage at USB since we have owned our home and we have not been disappointed at all. For top notch service I highly recommend Union Savings Bank.
S
Michael Czaja and team at Union Savings Bank were amazing. Great experience and secured the best possible rate for my refinance, and with minimal fees! Would highly recommend.
M
The loan officer, Joe Jeffries was lazy and lacked communication. Wasted my time, hurt my credit by running it when I didn’t have the employment to qualify. Pulling teeth to get any customer service. This company lost my mother (a millionaire) as a client and as soon as I can obtain financing elsewhere, they will also lose me. I will be sure to let every one of my 3000 Facebook audience as well as anyone who will listen, to avoid this company. I should mention, I’ve paid off a loan with their sister company Guardian and have excellent credit. Unfortunately, Union has discounted me as unimportant because I am not wealthy. Then again my mother is wealthy and she was not treated well either. Prior experiences doing loans with Union have met with the same results. A loan officer uninterested in doing their job. I’m guessing they are paid regardless of how many loans they write. No other explanation for the utter lack of communication and customer service. Sad, sad, sad! Congratulations Union you are WINNING!
T
I worked with Union Savings banks and I can say that it was a complete nightmare. How they have such good reviews, blows my mind bc that was the reason I used them to begin with. My lender was great at first, he was nice and decently responsive. 2 days before our closing date I got a call from his boss saying I fell out of underwriting and they couldn’t give me the loan. After that he was almost impossible to reach and essentially ghosted me as I was trying to scramble to get a new loan. Reached out to 3 other mortgage lenders and was able to get a loan and those 3 said that they have no idea why I fell out of underwriting as the reason Union Savings gave me made no sense. Avoid this bank at all cost and save yourself the trouble.
J
Worked with Bob Winter at USB Kemper Rd. Location. He went above and beyond to make sure any questions I had were answered! Bob is very responsive and made sure the closing went smoothly. For anyone looking to start the pre-approval process or just wanting questions answered, Bob Winter is the right choice!
T
Very difficult to deal with in getting a simple statement. Took over 3 attempts to get ahold of someone that was willing to send me a statement. Now we wait.
L
Sean B was amazing to work with! As a first time home buyer, he made the process easy and painless for me. Sean was knowledgeable, responsive (replied within 15 min of a call/email), and patient. I connected with him by requesting information on their mortgage services via the website. In addition to the wonderful service I received from Sean, USB had the best rates, closing costs, and were one of the fastest banks for underwriting (I was able to close on my house 5 days early!). They came highly recommended to me from multiple people, including someone I was working with at another bank! I couldn't be happier with Union Savings Bank and Sean! I will happily recommend them to family, friends, and strangers, as I believe they are the BEST option for mortgages in the area.
A
If you loved the 80s, you'll love this bank. They have nearly zero technology. Their phone rings with a busy signal. They don't have online account access for the mortgage (or at least not ours) or the ability to make a payment online or over the phone (we had to take a check to the local branch). We actually received an EFT confirmation (which we had to submit via snail mail in writing) with a HANDWRITTEN confirmation on it. The only great experience I've had is than when I told their customer service rep they were 20 years behind, she responded, "oh - we're much farther behind than that." A+ for sense of humor
w
My mortgage refinance experience with Union Savings Bank was flawless and their senior mortgage Loan officer Brett Leonhardt made me feel as if I were his only customer. The team as US Bank was efficient, friendly and took me though the process without any problems or concerns. I would recommend them to anyone looking for a home mortgage.
C
I worked with Sean Bunevich from Union Savings And I highly reccomend! He always responded to my emails and got back with me in a very timely manner! Exceptional service and a very smooth process. I was worried about doing the entire mortgage process online but I was pleasantly surprised at how smooth everything went from start to finish! If my builder needed something all I had to do was ask and it was taken care of! Very impressed with Sean and Union Savings!
We appreciate the positive review Clay! Thank you!
B
Brett Leonhardt at Union Savings Bank was great to work with on our mortgage and on a possible home refinance of my Mom. He helped explore all our options and recommended one that worked great for us. The whole process was very quick and efficient.
G
I figured out how they offer such low interest rates...they claim your check for your mortgage payment arrived late. They claim they did not receive a payment mailed from Columbus (OH) to this office for two and a half weeks after I mailed it, and I dropped it off at the post office. Other items I mailed at the same time were half way across the country in 2-3 days. Nothing online that you can log in to see the status of your account either. DO NOT DEAL WITH THIS BANK!!!
D
I recently worked w/ Drake Snyder on our residential mortgage refinance. Excellent response and delivery time from Drake and the entire underwriting, processing, and closing teams. Online application portal is user-friendly and very efficient. "Pre-close" signing of several documents electronically made for a fast and easy closing. Interest rate and costs are very competitive. Would highly recommend!
C
I'm newly divorced and in my decree I had to have my home refinanced by 12/31 or else the court could place my home up for sale. I spoke with Josh on 10/25, explained my circumstances and he assured me that this would not be an issue. The communication throughout has been horrible and when I do get a response it's some generic answer. I have no idea where I stand with my loan and it's now 12/27. I've left several messages with no return calls. I'm going to now have to pay an attorney to get an extension. This has been a nightmare of a process and I would not recommend!
J
Alex Tomblin helped us with our recent home purchase and we couldn't be happier. Alex was easy to work with and very accommodating when we needed to make changes to our pre-approval letter. He made it a breeze.
J
I was rerouted to a loan officer at this location because the one in my area was on sabbatical. This bank has excellent mortgage interest rates. That being said... the loan officer I recieved at this location has terrible communication and would often ignore email and calls.
N
Beware of preditory practices by this bank. They may offer a loan and request a hard credit check, but they are really just phishing for information. No loan will be offered, and your credit will be scarred by this action by USB.
P
I misplaced or lost my debit card. Searched for month, but never found.so I asked for a replacement card, corporate refused. Bank is prejudiced against senior citizens .
A
I was extremely impressed with my mortgage loan processing with Union Savings Bank. The person I worked with was Sean Bunevich. He was absolutely amazing at making sure everything was taken care of, he always answered any questions I had, and was very quick in getting back to me when I left him a message. I never waiting more than an hour on him to respond to a voicemail I left him. I have never worked with anyone who made getting a mortgage loan absolutely painless. I want to thank him and everyone at Union Savings who made this such an easy process. I would tell anyone looking for a mortgage loan to absolutely call Sean—he will make the process so much easier for you.
Thank you for your review! We’re pleased to hear about your experience and look forward to working with you again soon!
B
Sean was so easy to work with out of the Cincinnati office! He was probably the most responsive (and quick) person I've worked with in anything. Any time I have to call customer service, they're quick to answer and are very helpful. I was able to refinance with a great rate with very very little out of pocket (which is huge since I didn't have to roll it in to my mortgage either). I would most definitely recommend them to anyone looking or comparing costs! The entire process is simple and pain-free :)
A
I had heard Union Savings Bank had the most competitive interest rates around, and some of the lowest closing costs. I needed to refinance my house and wasn't being offered much thru the bank I originally financed the home with, so decided to see what Union had to offer. It was minutes after completing a very informal online application that I was contacted personally via phone. Got the ball rolling immediately, and communication was great throughout the process. Ended up with a great rate and closing costs were minimal compared to everywhere else I had looked. And don't be afraid to see what they can offer, even if you aren't in their immediate service area. I'm at the opposite end of the state and arrangements were made to make things happen. My loan officer Eric and the rest of the team at Union made everything a pleasant experience, I highly recommend them!
Thank you for the review Alex!
C
My experience with Union Savings Bank was simple, fast, and straightforward. I received pre-approvals from several lenders, but Union Savings made me feel the most comfortable and provided a higher level of customer service than the other lenders. My loan officer (Eric) patiently walked me through all the steps in the process, and was always available to talk. This was my first home purchase and Eric's guidance along the way helped a great deal. I also ended up saving a lot of money as compared to other lenders. Highly recommend!
Thank you Chris!
L
Quick refinance! Very smooth transaction from start to finish. I worked with David R., and I would recommend him. USB did not blast me with e-mails for every little thing. They only e-mailed when something was approved or if they needed information from me. However, don't mistake this for a lack of communication. Once I arrived at the closing, the paperwork was all ready to go and the numbers matched what I was given. I was in and out the door in 15 minutes. I also appreciate that USB will service my mortgage for the life of my loan. As with everything, there are people who submit good reviews and bad reviews. Just keep in mind that usually the negative reviews get posted more than twice as much as the positive ones do. My experience with USB was fantastic!
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FAQs
1. How to Get in Touch Wtth Union Savings Bank?
You can dial this phone number +1 513-247-0300. Or you can enter their official website and submit your loan request online.3. How Can I Apply for Loans at Union Savings Bank?
You can enter their official website and submit your loan request online. If you are looking for payday cash loans, you can visit iPaydayLoans website for more details.5. What Should I Do if I Fail to Pay Off My Loan?
You can consult with your lender if you have difficulty making the payments. Different lenders have different solutions to late payment. Please always check the terms before signing the loan agreement.
2. What Is the Location Of Union Savings Bank? How Can I Get There?
Union Savings Bank is located at 8534 E Kemper Rd, Cincinnati, OH 45249, United States. You may refer to the map and locate the easiest way to access it.4. Is Union Savings Bank an Agency or a Lender?
Union Savings Bank is a Bank. To make things easier, iPaydayLoans allows you to access a large pool of honest lenders over the internet. You can click here to secure a personal loan online with no credit check.6. Does Union Savings Bank Offer Loans With Bad Credit?
Yes, but if you want to get approved for a bad credit loan, we can help you out! Just turn to our online service to get a long term installment loan even with your low credit scores.