Stephen Moreno, IV - Capital City Home Loans St Simons Ocean Blvd, St Simons Island

Building my dream and final home in Georgia has been my goal for years. Leaving my home in Illinois and moving to Georgia was a hard and busy move for us. I explained my situation to Stephen and he advised me that he would make the home buying process as seamless as he could for me so that he doesn’t add to the stress that I was already undergoing. Stephen did just that and some! He went above and beyond to only ask me for information that was needed; he made follow-up calls on the dates that we discussed and he kept me informed along the way. Stephen is the most professional Loan Consultant that I have ever dealt with. He is very knowledgeable about the Industry and the area and it showed in every conversation that we had. If you are looking to get a mortgage and want professionalism with no gimmicks or hidden items then Stephen is your guy. Thank you Stephen for a great home buying experience that gave us a smooth transition to Georgia for me and my family!

We have used Stephen twice now for mortgages and he has been very fast and efficient. He keeps us up to date on where we are at in the process as well as how we are looking on the closing schedule. We will definitely be using his services in the future with all of our home buying.

Working with Mr Moreno on my first mortgage was a delight. He made time to answer any and all questions that we had about the process and he secured us an amazing rate. He was also key in us getting connected with established and reputable lawyers, insurance agents, and realtors during the process. I would do business with him again in a heartbeat and I recommend him to all my friends and family.

We were referred to Stephen when buying our first home. We had very little money but Stephen treated us with such respect and guided us through the process. Fast forward to buying our dream home it was without doubt we would use Stephen again to buy our second home. He had our best interest in mind and is very thorough. I would not use anyone else. Thanks again!

It was such a great experience working with Stephen and his team. The entire process went smoothly, and we were kept informed every step of the way. Being able to easily upload documents was very convenient as well. Would highly recommend Capital City Loans on St. Simons!

Stephen Moreno helped me so much with my condo purchase. He steered me to a good choice and everything fell into place just like he said it would. I was very concerned since its my first solo purchase of a home. Once I signed all my papers and the purchase was complete I was able to sigh with relief. I truly believe things may not have gone as well if Stephen had not been there for me every step of the way. I am grateful and would highly recommend him to anyone.

Stephen Moreno always goes above and beyond to make buying a home an incredibly easy and straightforward process. My clients were working with another loan officer when I started showing them houses. They were very frustrated with the process and service of said officer so I referred them to Stephen. From the moment they connected Stephen answered all there questions and addressed their concerns. He is always quick to respond if we have any questions, even outside of normal business hours. I can’t recommend the him enough!

Stephen and his team are very professional and do a fantastic job of making the home buying process stress free. I have done business with him on three separate occasions and he always delivers! He is the Stetson Bennett of Mortgage Lenders!!

Stephen Moreno has a been incredible in this process. He is attentive, informative, and helped us through the process with professionalism. I would highly recommend him for anyone looking for a lone. We have already given his name to several friends.

Stephen was a thrill to work with. He was very professional and more than capable in helping us navigate our complicated situation. Would recommend to anyone!