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Federal credit union

Space Age Federal Credit Union S Parker Rd, Aurora

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2.9
Closed
Friday9:30AM–4:30PM

+1 303-369-7666

https://www.spaceagefcu.org/

3005 S Parker Rd suite c-300, Aurora, CO 80014, United States

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    Space Age Federal Credit Union Reviews

    J

    Jana Denham
    5

    We just paid off an auto loan at Space Age and needed the title to sell the vehicle. I called and spoke with Shirley who was extremely helpful explaining exactly what I needed to do to get the title. The next day I spoke with Tonya to be sure someone would be in the branch to release the title after I paid the loan off. Tonya too was super helpful and friendly. When I got to the branch I met Janeeka who took my payoff quickly and efficiently. She was also very helpful and informative. Thank you ladies for assisting with this transaction in such a kind manner!

    Response from the owner

    Jana, Thank you for sharing your positive experience with us, I will be sure to pass your kind words to Shirley, Tonya and Janeeka. -Space Age FCU

    K

    K Hart
    5

    I needed some answers about my loan pay off. I had submitted, but the next day it did not show on my account. Not only did Shirley help me, but she also went the extra to ask a supervisor for help. When that person was busy, Shirley offered AND called me back later with an answer. THEN, she also called the next day to confirm payment processing. She was great! THANK YOU SHIRLEY! (If this is not the location I called, please send my Gratitude)

    Response from the owner

    Thank you for letting us know about your positive experience and for choosing Space Age. We will be sure to let Shirley know about your words of gratitude. Hope you had a GREAT Holiday Season. - Space Age FCU

    C

    Colby Salisbury
    1

    Spaceage was the first bank I ever financed a vehicle with. I was excited about buying a new motorcycle and was upfront with the bank about not being the most familiar with loan process, payments ect. In the two years I’ve been financing with them I have never experienced less professionalism/decency from any form of business or corporation. I routinely have had my payment changed with no call or email, but they’re happy to add late fees and hits to my credit. Any time I have called with questions about insurance or changes in my apr I’ve been met with condescension and apathy. Quite honestly some of the worst people I’ve ever dealt with.

    Response from the owner

    Mr. Salisbury, We understand your frustration, but it is policy for the Member to maintain insurance on any vehicle while it is still being paid off. Should that insurance lapse, Space Age, by policy, will apply Collateral Protection Insurance (CPI) to cover the vehicle. This is at the member’s expense and will increase the monthly payment to cover for the added insurance. It does not change your Annual Percentage Rate (APR) as that is fixed when the loan is taken. This is a standard procedure for any lending organization to ensure the property is always covered by insurance during the life of the Loan. We will always try to work with members in the event that insurance or payments lapse. We would love to continue to help you, please give our Director of Operations a call at 303-369-7666 Ext 102. Thank you, Space Age Federal Credit Union

    o

    omar a
    5

    It was my pleasure to work with space age FCU, financed a bike from a person who had a lien with them, got the deal done in 3 hours. Look for wonderful Isabell, very knowledgeable, friendly, professional and practical!

    Response from the owner

    Omar, Thank you for letting us know about your experience with Space Age FCU. I will let Isabell know about your kind words. Enjoy your bike! Thanks, Space Age FCU

    R

    Riser's Garage
    1

    This credit union is an absolute joke, I am so thankful my money is not in this bank. I had the unfortunate luck of selling a car to a member. What kind of credit union does not have cash on hand for a simple loan? Most work I have ever had to do to sell a car and it took over a week.The loan officer was really nice and apologetic for the ridiculous policies of Space Age. Terrible unprofessional credit union avoid if possible

    Response from the owner

    We’re sorry you felt that this transaction was handled unprofessionally. At Space Age we do our best to meet the needs of our customers every day. Please contact Curtis Varnold, our Vice President of Operations, at 303-369-7666 if you would like to discuss the issue further. Thank you, -Space Age FCU

    E

    Elizabeth Barrientos
    1

    Left me in a horrible predicament over the holiday weekend, and w/o internet!!!! Have consistently been a real inconvenience, if nothing else!!! NEVER on the JOB, NEVER THERE FOR THEIR PEOPLE!!! Disgusting and embarrassing, to say the least

    Response from the owner

    Ms. Barrientos, We tried to look you up in our system and could not find you as a member of Space Age FCU. Perhaps this review was posted in error? No bank or Credit Union was open on Monday due to the Federal Holiday (Memorial Day). If this was posted accurately and you are posting on behalf of another person or using an alias, we would love to know what happened that put you in a predicament. Please contact David, our Branch Manager, at 303-369-7666 Ext. 118. Thank You, Space Age FCU

    J

    Julie Sequeira
    5

    I have enjoyed having my accounts with Space Age. I have had 4 car loans, a credit card and the savings account with them. I find them easy to deal with and very nice on the phone. I have had a couple of small issues but when I call them they always get handled professionally and quickly. The interest rates are good.

    Response from the owner

    Julie, Thank you for choosing Space Age and sticking with us through thick and thin. We appreciate your review and hope you have a great holiday season. Let us know if there is anything we can help with. Sincerely, Space Age Federal Credit Union

    M

    Mike Barger
    1

    Customer service is non-existent. Had a recent auto loan with them - which of course includes a mandatory savings account. Paid off an 84 month loan 78 months early. Was never informed they had a $200 minimum balance requirement for the attached savings account. Almost immediately, they started taking fees out of my account for not meeting the balance requirement. Called in and the phone agent could not care less. She was rude and condescending. I closed all accounts with this bank as fast as humanly possible and will never do business with them again. Good riddance. Update to owner's response: I only called in to close the account AFTER getting hit with this account fee I was unaware of. I did not close my account immediately upon payoff because I wanted to make sure I received my vehicle title first. I had not decided if I was going to maintain the account and use it, but Space Age quickly made that decision for me. When a new client has the mandatory savings account opened because a dealer funds a loan through Space Age, do not assume that the client receives any paperwork for the savings account. I never received any document packet from Space Age. I have my closing documents and not one single page in my document package was specific to Space Age. The lender name and address was typed on the purchase agreement. That is it. Everything I received is standard dealer paperwork identical to every other car purchase. I never received anything from Space Age with a fee schedule, or any other account terms - during the sale or after. Please do not tell me what I received when you clearly do not know. As for reviewing the call, your representative never made any attempt to address anything other than closing my account. She seemed like this was completely common and was completely unphased or concerned about closing a customer account – like she does this dozens of times every day. She made zero attempt to “address” the fee. Yes, she stated the policy, but could not have cared less beyond that. Her tone was dismissive and never once made me feel like my business was valued. And you attempt to justify the policy and handling only affirms that. As I said before, good riddance. Nobody I know will ever come near your credit union ever again.

    Response from the owner

    UPDATE: Mr. Barger, thank you for bringing it to our attention that you did not receive a loan packet at closing at the dealership. We will look into this further. As previously offered, please give our Director of Operations a call at 303-369-7666, Ext. 102 if you wish to discuss this further. Thank you, - Space Age FCU Mr. Barger, Thank you for your recent pay off of your Auto Loan. I am sorry you feel our customer service is lacking and that you were not aware of the $5 Monthly Fee that is applied to savings accounts with less than a Minimum $200 balance. This fee is waived when you have an active loan with us. All of this is detailed in our Fee Schedule, which you received when you opened the Auto Loan. You can also find our Fee Schedule on our website. We record all our conversations and reviewed yours. You called in to close the account and then vented your frustration on our customer service representative. The Representative listened with their full attention, answering questions as presented and addressing your concerns by trying to explain why fees were assessed. At the end of the call, they did state they would pass on your concerns. While this is an unfortunate situation, all of it could have been avoided by reading the documentation in your loan packet and a little patience with our phone representative. Please give our Director of Operations a call at 303-369-7666, Ext 102 if you wish to discuss this further, and we are sorry to lose you as a member over a misunderstanding. Thank you, -Space Age FCU

    L

    Linda J
    1

    This place has gone downhill- at maximum velocity. They've lost a stimulus check and 2 Tax returns of ours. And the IRS had the correct account number. Hmmm. Judging from my experience here, your money is safer and more protected in a glass jar on Colfax & Yosemite than it is at this credit union. Canvas and Elevations are far better choices than Space Age for your credit union business.

    Response from the owner

    Linda J., Unfortunately there is not enough information to investigate your claim. Please give our Director of Operations a call at 303-369-7666 ext. 102 in order to double check your account information and ensure everything is accurate. Stimulus checks and tax returns usually come to us electronically from the IRS, not in a paper check form, so there is nothing to "lose". Please give us a call so we can see what happened. Thank you, Space Age FCU

    G

    George Fick
    1

    Employees are absolutely clueless, I've had in-person and over the phone transactions go wrong even after confirmation with said employee that the transaction was done. I now have to wait until Monday because they have no Sat. hours to get money for a car because they screwed up the debit approval while I was at the dealership and SAFCU closes at 430p. Their website is stuck in the 90s, no app, horrible hours...fed up with this organization.

    J

    Jessie M
    2

    I’ve been a member of Space Age for about 3 years. This was a great company to work with and have my loan with up until about 3 months ago. I had been in contact with Tanya for the first couple of years and she was great and patient. With Covid and all the challenges that came with it Tanya was immensely helpful. About 3 months ago someone else took over my file and has been consistently rude and belittling. I’ve been in contact with this woman a handful of times and every time is the same. Rude, abrasive and completely unhelpful.

    Response from the owner

    Jessie, Thank you for letting us know about your experience. This does not sound like our normal operations, but unfortunately we could not find an account under a Jessie with a last name starting with M in our records. We want all our members to have the best possible experience when working with Space Age FCU, but we also want to confirm that you are a member of the Credit Union and that this review is not posted by mistake or with ill intent. We have made Richard, our Vice President of Lending, aware and we would like to get to the bottom of what happened. Please reach out to Richard at 303-369-7666 Ext. 147 so we can help you with your situation. Thank you, Space Age Federal Credit Union

    J

    Joe Lights
    5

    This business is so wonderful. They do have mobile apps now and you can make online payments if you transfer from an external bank account. They really truly care about every single member. Each Christmas they offer the ability to skip a payment on your accounts if you're eligible and they have some of the lowest loan rates depending on your credit score which they were willing to help me with. They also helped after the Marshall Fire in a BIG way. After being a customer for 6 years now I can confidently say this is a great place to bank. They even work together with other credit unions to allow more places to visit for your banking needs.

    Response from the owner

    Thank you Mr. Casper. We are happy to hear that our mobile app is working well for you. If there are any other products or services you would like to see just let us know.

    D

    Dom Reynolds
    5

    Janine Gallegos is this most helpful when I am in need of assistance at the branch! Amazing customer service and not to mention her smile is amazing!

    Response from the owner

    Dom, Thank you for your kind words, you made our day. :) -Space Age FCU

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    FAQs

    • 1. How to Get Access With Space Age Federal Credit Union?

      You can call them at this phone number +1 303-369-7666. Or you can visit their website and fill in the request form online.
    • 3. How to Apply for a Loan at Space Age Federal Credit Union?

      You can visit their website and fill in the request form online. If you are looking for payday loans, you can come to our website for more details.
    • 5. What Happens if I Can Not Afford to Rapay My Loan?

      You can talk to your lender if you are struggling with the monthly payments. Different lenders have different policies of overdue payment. It is of great importance to check carefully before signing the loan agreement.
    • 2. What Is the Location Of Space Age Federal Credit Union? How to Get There?

      Space Age Federal Credit Union is located at 3005 S Parker Rd suite c-300, Aurora, CO 80014, United States. You may refer to the map and locate the fastest way to access it.
    • 4. Is Space Age Federal Credit Union an Agency or a Lender?

      Space Age Federal Credit Union is a Federal credit union. To make things easier, iPaydayLoans can link you with a large network of trusted lenders over the internet. You can check out our platform to secure a small personal loan with no credit check.
    • 6. Does Space Age Federal Credit Union Offer Loans for People With Bad Credit?

      Yes, but if you want to boost your likelihood of securing a loan with bad credit, you can turn to our broker service! Just turn to our online service to get a personal installment loan even with your low credit scores.