Smart Home Mortgage - Larry Reyes E Esplanade Dr, Oxnard

My fiancé and I bought our first home last month and Larry was unbelievably helpful throughout the whole process. As first-time home buyers we didn’t have much knowledge about the mortgage process and Larry answered all our questions and kept us advised every step of the way. Larry maintained constant communication with us and kept us abreast of all updates. It is safe to say that Larry made this home buying process run so smoothly for us and we are incredibly lucky to have worked with him. We have and will continue to recommend Larry and his office to our friends and family. We cannot thank him enough for the wonderful service he provided us.

Smart Home Mortgage is the way to go! Everyone was super helpful! The patience and attitude they brought made buying a home feel easy. Thank you to Alberto and Larry for always making sure we knew what was happening and made the process easy to understand!

Best decision we made was to work with Larry in a month we locked the rate and closed escrow. We cant thank him enough for taking our loan at the last minute. Not only is he efficient and ethical but kind, he kept his word and gave us a refund he had promised us. He took the time to answer all our questions, and will get back to us immediately.

Larry was recommended by our realtor and he did not disappoint. Larry and his Team helped my fiancé and I purchase our first home and refinance that home all within about a year. Larry has tip top communication skills and returns any questions that we had in a timely manner. If you are looking for a caring and effective lender, give Larry a call!! He made the process so easy for us and quick! We could but be happier for Larry and his Team.

Larry and is team made my first home buying experience amazing and closed on time (30 days) as requested. Larry walked me through each step virtually and his communication was clear and understandable. I highly recommend Larry and his team!!!

I can't thank Larry Reyes and his team from Smart Home Mortgage enough. I just closed on a new house in under 3 weeks, 2 days before Christmas! My family couldn't be happier. Larry, Derek, and Michael are so cool and attentive, I was able to DocuSign through most of the process . It really was a delight working with the team at Smart Home Mortgage. Definitely reach out to them if you're buying or selling a home. They found me a competitive loan, better than what the big banks offered. They know how to close deals!

So thankful to Larry and his team for helping with our home loan! Mr. Reyes was very knowledgeable and professional would definitely recommend Smart Home Mortgage! I received updated emails on every step on the loan process and they answered all my questions.

What can I say? Larry and his team are wonderful at making dreams come true. 12 years ago he helped us finance our first home, then refinance when interest rates dropped a few years later. Fast forward to last month... he and his team worked very hard to finance our second home. His level of expertise, professionalism and care for the client exceeds anyone’s expectations! Larry is always available and is great at communicating with the client. He definitely goes above and beyond to meet his clients’ needs.

Larry Reyes and his team are the best!!! I really appreciate their expertise through the process. They were available to answer all my questions in a timely manner. Demand for real estate made things challenging but Larry's Team made it happen. I am truly pleased way to go Larry, Nancy, Sal and their team.

Larry Reyes and his team are the best! This was actually our third time working with Larry, the first being during 2008 recession when no banks wanted to give out loans he somehow made it happen! Years later we refinanced and he found us the best rate which saved us even more $$ on our monthly mortgage. That’s why it only made sense to once again call on Larry’s dream team to help get us into our dream home! Larry responds right away to any inquiry you might have, even on the weekends which is a plus since escrow can be very stressful and a few days lag in response can make all the difference. His team also emailed the loan progress every step of the way so we knew exactly where we were in the process. Smart Home Mortgage is definitely the right choice!