Republic Finance John R Junkin Dr, Natchez

I used to be a fan of this company and I have been a reliable customer for several years. Lately however they seem to be more of a predatory company that wants to hurt my credit more than help it and I haven’t been late on a payment ever in the two + years of business. They call me every month saying I’m eligible for an upgrade and so a couple months ago I agreed to see if it would lower my payments. After hitting my credit score and getting my information he says he wants to add my spouse and I decline because I wanted to keep it in just my name, so he tells me I am ineligible because my balance is to high. My balance was the same thing as when he called and said I was eligible so this was more just to hit my credit score. Worst part is I still get a call a day or two after every payment with the same bogus line I’m eligible for an upgrade. I have renewed my loan in the past for better payment options or for money start a new job and each time they closed my account and credit report and opened a new one, this also hurts my credit because shortens length of time when it should be opposite since been there all these years. I personally will be working on getting them paid off and finding a better company that cares about helping their long term loyal customers instead of trying to keep them down in debt.

Requirements are not fair to everyone!

These people do not give you a fair chance how do you suppose to establish credit if they don't give you a chance to build credit.