Republic Finance S Jefferson Ave, Cookeville

Never asked for a loan and yet they sent me a check for a loan for over 2k. Predatory loan place. Nothing but a rip off

In a rush to buy a camper, I decided to pay the high interest and $1000 financing fee, and cashed the check they mailed me. While I am typically not late I wrote down the wrong day for my first payment, I was 2 days past the due date and I am not exaggerating when I tell you they called my ex-husband, parents, both my brothers and my 26 year old child trying to get ahold of me. I have never been more embarrassed and insulted by a company. I paid them off in about 4 months and wouldn’t recommend them to my worse enemy. Big mistake.

I'm retired from the United States Air Force after 22 years of service and have a Civil Engineering degree. I was pre-approved for a loan for around 5K but it would cost me around 8K with an APR of 35.90% So I called, and told them what I thought of the matter. The person on the other end of the line said this "We're trying to HELP people". I said no you're not with an APR of 35.90%. You help people with a low APR. I wouldn't do any agreements with this company.

FOLKS STAY AWAY FROM THIS PLACE. THEY LIE DECIVE AND LIE SOME MORE. I WILL LET EVERYONE KNOW THE MANAGER IS A HUGE LIER. ABOUT EVERYTHING FROM INTEREST TO LATE FEES

One star because I can't give a negative. They will start calling you the day your payment is due (3 to 4 times a day) they wI'll also send a payment request email and postal the day your payment is due. We were also lied to when we asked to move our payment date to go along with our pay check.. they moved it 4 days and said as long as we called and set up the draft before the end of our grace period that we would not get charged the late fee that was a lie we still got charged.. will never deal with them again..

Very nice and easy to work with. Love to have a loan with.