Qualified Home Loans Mill Creek Dr, Laguna Hills

Tom Hodges at Qualified Loans is THE BEST!! We have used Tom for real estate purchases and refinancing multiple times. He is very knowledgeable, HARD working, very organized and gets loans done in a timely manner. He always let's you know what he needs from you and is also quick to answer questions when you need them from him. He does his best to get us the best rates and I have been very pleased with every loan we've done with him. When we decided to buy property out of state we used a new mortgage consultant. Wow, I missed Tom's expertise and professionalism!! We won't make that mistake again. Thank you Tom for ALL your hard work and I look forward to working with you again.

Amazing team! Mike Pacheco and his entire staff were incredibly proficient, courteous, and responsive. I was rejected by multiple lenders and ready to give up, then I was referred to Mike. Mike had a can-do attitude from start to rapid closing. He found solutions rather than excuses. He is my new go-to guy. I highly recommend Qualified Home Loans for all your real estate financing needs.

Mike at Qualified Home Loans is amazing and has always done a great job with my loans. He must have some special sauce with getting me approved quickly for investment property and refinances because as a self employed Realtor, my taxes are slightly more complicated. Because I am in the industry and I know many lenders, I have chosen to work with Mike on multiple property purchases because of his quick services and ability to get some of the best rates possible. I will continue to work with him and his team, as I build my portfolio and refinance. Cheers.

I thoroughly appreciate the skills and professional service Qualified Home Loans gave us throughout the whole process. Looking forward to recommending this company to anyone looking to refinance their mortgage. Thank you Mike for your personal attention to detail and help promptly delivered.

Mike at Qualified Loans did a wonderful job. His response to any questions was fast even outside of normal business hours. His team stays on top of every detail and is there for you every step of the way to answer any questions and address any concerns.

Mike Pacheco and his staff are exceptional at what they do and were extremely helpful making sure my refinance went smooth and that I saved as much money as possible. So grateful! Thanks Mike!

We are very happy with our loan thanks to Alan! He was a great communicator and made the process of a first time home buyer very easy! I highly recommend Alan!

Mike is the best. He was able to guide us through every step of the way. Looking forward to the next home buying process.

I am so happy that we chose Alan Kunski and the Qualified Home Loans Team to help us process our home Loan. From the beginning of the loan process they were very clear on what steps to follow and helped us along the way to complete each step. Their Loan Portal is very easy to navigate, all we had to do was gather and upload the required documents to process our loan application. They were very responsive and always available on the phone to clarify any questions that we had to help us keep the loan process moving until the last steps of getting our home loan approved, funded and closed! If you are looking for a Hassle-free loan approval process, I would recommend using Alan Kunski and the Qualified Home Loans Team to process your home loan. Sincerely, Daniel Moran

As a Realtor I being working with Qualified home loans (Mike Pacheco)For some time he always came through. I just refinance one property that I was thinking it was impossible , but thanks to Mike and his teem the transaction was successful. Thank you Mike for all your help during the years.

We could not have had a better experience with Mike Pacheco & his team! We refinanced once before with a different lender thinking it was “easy & simple” well we were proven wrong after refinancing with Qualified Home Loans. From the moment we started to closing it was a breeze! The efficiency and communication they provided is what all lenders should strive for! We again couldn’t be happier with our choice to use them.

Mike Pacheco and his team at Qualified Home Loans provided OUTSTANDING and EXCEPTIONAL service to help me get a loan for the purchase of my home! The speed in which they were able to close my loan was unbelievable and at an absolutely amazing rate! Very communicative, knowledgeable and supportive. The whole process went very smooth. If you are looking for a professional honest team, look no further!

Mike Pacheco helped me with my re-fi in June, but we have been speaking over the past year to advise me on what and how to accomplish our goal. He's super helpful and knowledgeable in his field. Mike has earned a client for life. We will use him for any and all of our mortgages or re-fis moving forward. Highly recommend!

May 2021, we purchase our new house with the help of Mr. Kunski and his team. Last month(Jan2022) when we did our first refinance with the same team and still and always be, exceeded my expectations. It was another great experience and a tremendous help in regards with my financial budget. Another awesome job Mr. Alan and we are always be so thankful that we have you help us together with your team in this loan process. We're looking forward to work with you again in the future for another refi or maybe another purchase. Thank you so much.

As a first time home buyer I was so incredibly happy to work with Darren. He went above and beyond the call of duty to answer all of my questions and help me through the loan process. Update: Just refinanced with Darren, and once again I couldn’t be happier with the experience. His kindness and professionalism are unparalleled and I was so happy to be able to work with him again for this process.

Alan and his team are responsive, professional and consistent. I have had the pleasure of working with them multiple times now and they have helped us navigate the challenges of the mortgage ecosystem quite well. I highly recommend anyone who is in the market for a refi or new house purchase, to work with him.

Michael Pacheco at Qualifued Home Loans helped me refinance my home and buy a cabin in Big Bear. We found a house we really loved. We weren’t quite prepared for our loan. Michael was able to help us push our refinance and new purchase loan in just about one month. Michael was fast, professional and responsive. We will be using Michael Pacheco again!

Tom Hodges recently completed a re-finance of our home loan and he was outstanding throughout the entire process. This is our 3rd time working with Tom on home loans. Tom is smart, professional and resourceful. He knows his way around the process and has never failed to get us what we need in a timely and efficient manner. He is honest and consistently explains up-front what to expect in terms of numbers and the process that will take place. Tom makes sure to stay connected with his clients, even on weekends and evenings. He's accessible, patient and tenacious. If he the loan process hits an obstacle, he works through it to completion. We will use Tom again as we know and trust him for the loan business. Tom "gets it done"!

Mike and his team are the best loan brokers we have worked with to date. If you are considering a new home purchase or re-fi, go with Qualified Home Loans hands down. You will get the best deal out there and in a short time. Mike is an advocate for you and gets the best deal he can. With his 20 years plus of experience, he is very resourceful and can make miracles happen. We were astonished with the response time of every step through the process. We were prequalified in a day, conditionally approved in under a week and loan funded in 3 weeks. Truly amazing!

My husband and I decided to refinance while rates were low. We contacted qualified home loans and we were taken care of very quickly. We received updates in regards to our loan almost each and every day. They had a very easy system to upload documents and follow our loan process. Mike and Heidi were always available for any questions that we had. I have purchased many homes and refinanced multiple times and this was by far the easiest, smoothest process with qualified home loans. I will definitely highly oh recommend recommend them to friends and family and use them again in the future.

Karl is extremely responsive and helpful. Once he starts the loan process you can rest assured it willbe completed quickly and correctly.

We have re-financed through Qualified Home Loans twice. Each time we were impressed with the dedication of Alan & his Team. They were efficient, friendly & streamlined the process to provide the support necessary to minimize our efforts throughout the process. We felt completely secure entrusting them with our data & appreciated that Alan went the extra mile to provide exceptional personal service & to obtain a rate even lower than anticipated. We recommend Alan Kunski & Qualified Home Loans without reservation. Thank you Alan & your Team!

Alan and his professional team got my loan approved & funded within a few weeks and arranged for a moble notary to meet me on my travels to sign the documents.

I worked with Mike Pacheco to refinance my house. I shopped around but I could not find a rate, lower than what Mike was able to put together for me. I was absolutely please with the deal I got from Qualified Home loans, as well as the service they provided. I was not super familiar with getting a home refi, and the team at Qualified Home Loans did a great job helping me through the loan process. I would highly recommend working with them.

Working with Mike was such a pleasure! He was extremely helpful and responsive and worked so hard to find us a loan that was right for us and our specific circumstances. He was wonderful to work with and I would highly reccomend him to anyone looking to find a home loan.

Mike Pacheco is everything you would want in a mortgage broker. He is responsive to inquiries and calls, he is honest and informative. He has made a potentially difficult process very smooth. This was our second time using his services and we have been more than satisfied each time. Highly recommended!

Mike said he could do the loan and he did! We had potential income issues and he handled it. I had trouble with docusign and some issues with signing docs but it all worked out. Could have been me not understanding the process. Thanks Mike and the Qualified Home Loans team!

Brian with Qualified Home Loans was so helpful and responsive during our refi. He walked us through what to expect from the very beginning, answered all of our questions quickly, and made the process so much easier than we expected. We got a great rate and are so happy we made the decision to go with him. Thank you Brian and Qualified for the excellent service!

Dennis at Qualified Home Loans is the best. He was able to get me a loan when I did not qualify anywhere else. I have now refinanced my home twice to save me money now that the rates are low. His advice has been invaluable and I trust him completely, as he has each time helped us navigate the situation with his know how and experience. I have and will continue to recommend him.

Mike and his team were amazing throughout the home buying process! As a first time home buyer, I had a lot of questions and felt a little nervous going into the process. Mike was always available to answer questions and give guidance. Their turnaround time for getting us a pre-approval was phenomenal and their client platform for uploading documents and completing required tasks made things super easy. Can't say enough good things about our experience with Qualified Home Loans!

Tom is the best mortgage broker I have ever worked with! He is the ultimate professional; he's reliable, honest, thorough, persistent, thinks outside the box, and attentive to details. My loan was extremely challenging, and Tom was able to make it happen. I highly recommend Tom with absolute confidence. He is very responsive to email or text.

Overall my experience working with Ed at Qualified Home Loans was great. He is very transparent and does a great job of explaining all the steps. I would recommend him to all my friends and family. And I would definitely be back for my loan needs in the future!

Mike was recommend by another friend and his company delivered. Qualified Home Loans has a team of very professional mortgage brokers. It was a pleasure working with them extremely knowable always reachable and they got the job done. - Thank You to Mike and his team.

I had a very difficult loan process involving a non-warrantable condominium, with a major lender backing out halfway through escrow. Mike stepped in and saved the escrow and closed. He works very efficiently, is very responsive and super knowledgeable. Would recommend him for any home purchase!!

Had a great experience working with Mike. I am a small business owner, and as such, getting a loan elsewhere was proving near impossible. He was able to get us a few options, and we just closed on our house. Thanks!

I meet Alan Kunski. He’s very professional. He helped me by getting my home loan.He is very respectful and he answered every question I had. I really recommend him he’s a good person that I can trust.He is the number 1 lender in Orange County.

Qualified home loans has been my first and will always be the only company i have used and will continue to use. Mr Karl has been the best broker when its come to getting a reasonable loan offers, i thank him for his honesty and advice when it comes to housing related matters.

Refinancing a home mortgage can be difficult.. So much of the terminology and the decision making requires knowledge and experience far beyond ours. But Karl was always there, always patient, and always clear. We cannot recommend more highly.

This was our first time buying a home, and it couldn’t have gone any better. Brian was honest, fair, and informative at every step of the process. The purchase of a home comes with many hiccups and speed bumps along the way, but thanks to the help we got from qualified we navigated those bumps with relative ease. The borrower portal was very easy to use and the team at qualified got us through each step quickly and without it feeling like a hassle. I cannot recommend Qualified Home Loans and Brian highly enough!

Although it took us time to find our forever home in this crazy real estate market, we were fortunate to be working with Alan and Qualified Home Loans on our recent home purchase. Alan’s guidance allowed us to get the best rate for us, his expertise helped us present the best offer, and his communication and responsiveness allowed us to speed through the escrow process. Thank you, Alan and team at Qualified Home Loans for your dedication and willingness to go above and beyond to serve your clients.

I had the best experience with Qualified! Marisa and Mike were really great to work with. Both were very not only responsive, but I felt that they were really proactive with getting the process rolling and following up with me on getting missing documentation back to them. Mike is outstanding, as his years and years of experience really shines through. Highly recommended! I came to Mike as a recommendation from my coworker who was also very pleased. I have recommended Qualified to my ex-coworker and my friend is also going to go with Mike's quote after comparing rates with a couple of other brokers. Thanks for all you do, Mike and Marisa! You made my refinance a very pleasant experience!!

The easiest loan I've ever secured! Mike and his team were professional, efficient and very helpful. Highly recommend!

5 stars aren't enough for Mike Pacheco and his team at Qualified Home Loans!!!! 11 years ago Mike was recommended to me when I was buying my first house. Mike was wonderful. He walked me through the whole process and was always there to answer my questions. Being new to the process could have been scary but Mike made it easy to understand. Dealing with loans you HAVE to be able to have trust and I am so grateful to Mike. Since then I have used his services twice more and have recommended Qualified Home Loans to several friends and co- workers and he has been able to help them! I will never go to anyone else. Everyone that has assisted me from QHL have all been wonderful and professional and pleasant! Strongly and highly recommend!

Mike and his team just helped refinance our loan, and we save so much, the process took only 10days until closing escrow. Highly recommend them !

Mike and his staff were extremely helpful throughout the mortgage process. They were very responsive and answered all our questions. I would defiantly recommend Qualified Home Loans.

I worked with Alexander and he was great. On top of everything throughout the entire process and very knowledgeable when it came to explaining all of my options. Highly recommend.

Dennis is thorough and kind. Walked me through the whole process. I’ve already referred him to one of my friends. You should absolutely work with him! Thanks for everything

My wife, dog and I were some-what pushed into a last minute decision of purchasing a home and had a very limited time to find and purchase one. Karl and Charles are THE BEST at what they do and made this entire process extremely easy for us. Not only did they get us approved for an amazing first home, but they did it with us being out of the country on vacation when the home opened escrow! We went from shopping for a home to then moving into one in just 18 days! Pretty sure Karl and Charles beat some records with this one. To Karl and Charles: Paisly, Fincher and I are very grateful and appreciative of your help and diligence towards making this happen! We owe you both so much and can't imagine doing this without your help. If you ever need anything.. please call! Especially if you ever need any photography or videography work done. :D Much Love, Robert & Paisly Meeks

I've rarely been one to post reviews but I have to say refinancing with Mike & Qualified Home Loans was a great experience and I think excellent work should be rewarded with an honest review. If you're considering refinancing or buying, look no further. I had been told by several of my mortgage & refi contacts that they didn't think I would qualify, but Mike was confident that he could work with me and make it happen. It was very easy to submit all of the required information through his portal. All of his staff was wonderful and there to assist me with whatever I needed. I had a million questions and always received a quick response. Mike gave 100% and really brought his " A" game. He was able to get me a fantastic rate locked in and was in constant contact with me to make sure I always knew where we were in the process. I had refinanced multiple times in the past, and I can assure you that my experience this time around was painless. I highly recommend giving Mike a call!

Alan k. Is very knowledgeable and professional about to make you qualify for a home loan. I totally recommend to Qualified Home Loan.

Mike Pacheco & his team are amazing! They recently guided us through the home loan process for our vacation home & we couldn’t be more happy. He was responsive, professional & resourceful beyond measure. This man is a miracle worker, I highly recommend him for home loan needs!

Alan was very easy to deal with, very quick to reply to any questions we had. He made it very easy to understand and our loan went by very easily.. plus we got a amazing rate.. very recommend especially to anyone that is financing for the first time. Very Satisfied!

I have just had my home loan refinanced with Mike, and the team from Qualified Home Loans. I've had quite a number of home loan refi during the past few years, but this particular one, it was probably the best experience. I was impressed how quick and easy it was. The rate I got from Mike was great, the documentation minimal and the closing cost...free. I couldn't ask for more. Thank you Mike and team. You guys are the best! I will come back to you for all my future needs.

Mike, Ryan, Marisa, and the entire team went above and beyond to make our not so easy home mortgage refinance go as smooth as possible. They were always available to us for any question or concern we had during the process, and always provided accurate information.  From our initial conversations, to our loan estimate documents, to the final mortgage documents signed, what was promised was delivered by their team.  The Big Banks wont beat their rates, nor their customer service. You work with the same Team throughout the entire process.  To The Big Banks, you are just a File that will get denied or approved. At Qualified Home Loans you are treated as an individual they will work with, to ensure every option is reviewed to help secure your loan in a timely manner.  Thank You Qualified Home Loans!!!

Mike Pacheco and his team were wonderful during my home refinance. Very professional and honest group. Thank you Mike for making my home refinance so easy! you guys are the best! Kalpana

I have been sending clients to Mike Pacheco with Qualified Loans for many years. Everyone loves him and the work he provides. How not! Now that I have used him personally, choosing him over other lenders, to refinance my duplex, I see what an expert he is: communicative; always available; gets you the best rates he can; caring; patient; and keeps his promises. I truly cannot say enough and both myself and my clients will keep coming back.

From start to finish, Mike and his team were on top of a speedy loan closing. We ended up having 15 days left on a 45 day escrow with nothing to do because our loan was already secured! 100% recommended