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Mortgage broker

Prospect Home Finance Fay Ave, San Diego

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4.7
Closed
Friday9AM–6:30PM

+1 858-605-0952

http://www.prospecthomefinance.com/

7825 Fay Ave Suite 160, San Diego, CA 92037, United States

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    Services

    • Home Purchasing Assistance
    • Mortgage Loan Application Assistance
    • Mortgage Loan Shopping Assistance
    • Mortgage Rate Shopping Assistance
    • Mortgage Refinancing Assistance
    • 15 Year Fixed Rate Mortgage
    • 30 Year Fixed Rate Loans
    • Adjustable Rate Mortgages
    • Construction Loans
    • Consumer Loan
    • Fha Home Loans
    • Fixed Rate Home Loan
    • Home Finance
    • Investment Property Refinance
    • Licensed Mortgage Broker
    • Loan Options
    • Loan Programs
    • Mortgage Loan Process
    • Mortgage Options
    • Multi Family

    Prospect Home Finance Reviews

    J

    Jay L
    5

    Prospect Home Finance was easy to work with and helpful in answering all questions. They were easy to contact and returned calls quickly. The underwriting process seemed pretty easy and online portal was a breeze. Would use a gain.

    Response from the owner

    Happy Friday Jeremiah, We appreciate you taking the time to leave us a 5-star review. Daniel and his team were pleased to read this today. We look forward to working with you again in the future!

    K

    Kimberly Mello
    5

    What a stress free, fast, & wonderful experience. I highly recommend Prospect Home Finance, especially ISAAC RODRIGUEZ he is the epitome of efficiency and knowledge. My refinance took less than 4 weeks to complete. He kept me up to date on every step of the way. He was always available to take my calls even when he stepped away from his desk. My calls would be returned in less than 5 minutes, and that even included calls I made without leaving a message. He saw a missed call from me and called me back immediately. I loved the feeling as if I was his only client, never rushed and I always as his top priority. He even programmed me into his phone and as if I where a friend giving him a call he always answered hi Kim what a personal touch . Prior to Prospect I had started working with another company they had many promises but as time progressed they stated it would take least 3 months to close, and that was after I had submitted all paper work and started the process. When I was told 3 months I immediately stopped working with that company. I was so leery to start the process over. I then found Prospect and WOW what a difference. I was always waiting for the curve ball to be thrown out, since my prior experience was such as bate and switch. They upheld all of their promises and Isaac was a true professional committed to his job and making sure the outcome was fast, easy, and straight forward. I will recommend Prospect and Isaac to all my friends and family. Thank you, Isaac you are the best.

    B

    Brenda White
    5

    I have done my last three refinances with Prospect because of their professionalism, responsiveness, and transparency throughout the entire process. I was particularly impressed with Daniel Delin, who walked us through our most recent refinance. He was always quick to respond to emails and phone calls, even when he was out of the office. As a result, there was no hiccups or glitches along the way. I highly recommend Prospect Home Finance for anyone who is looking to finance a home or refinance their current mortgage.

    Response from the owner

    Hi Brenda, Thank you for your kind words and we couldn't be happier that Daniel provided you with a great refinance experience. We appreciate your recommendations and have a wonderful Monday!

    R

    RON SCHEIBEL
    5

    Prospect Home Finance was amazing. I was trying to refinance with my current leader and it was an ongoing uploading of documents for over 7 months. Shiv was great and we got it done in 3 week! So pleased with them - I just wish I would have gone with them first!

    Response from the owner

    Hi Ron, We strive to provide all our clients the best service possible and couldn't be happier that Shiv was able to finish your refinance in a timely manner. We thank you again for choosing Prospect, and have a wonderful day!

    P

    Prithvi Roy Chowdhury
    5

    I recently closed on a refinancing with Prospect. Shiv Samtani, my loan officer, was a pleasure to work with. From the very first day since I contacted him, he was always on top of the entire process, walking me through the details, answering my questions and responding promptly to any question that I would have. I was able to close quickly because of his proactiveness. Overall, I was very satisfied with the service provided. I would recommend Prospect Home Finance and working with Shiv.

    Response from the owner

    Hi Prithvi, Thank you so much for taking the time to leave us a 5-star review! We are dedicated to serving our clients, and we want to thank you one last time for choosing Prospect Home Finance!

    c

    cynthia weaver
    5

    As with all financial dealings, settling on costs that each party can live with is key to a sense of success...Alyssa Danese with Prospect Home Finance worked patiently, professionally, and personably with us to obtain a great refinance rate with reasonable closing expenses. We should have taken the time to negotiate the underwriting fees a bit, but overall, we were pleased with our final results. Each step of the process was dictated by our need for information and time to absorb the data and arrive at our decisions. For our first online mortgage experience, Prospect Home Finance offered a favorable experience.

    Response from the owner

    Hi Cynthia, Thank you for the 5-star review for Alyssa! Our team was pleased to read this and glad we were able to help you with your refinance needs. Have a wonderful Monday!

    L

    Liz Alvarez
    5

    I worked with Steve Isho who was amazing to work with. He is professional, extremely responsive and thorough. I could not believe how fast and easy it was to Refinance not only my primary residence but also my investment properties. Steve got us the best rate, locked us in and everything was complete in three weeks. I would highly recommend working with Steve and Prospect Finance Company. You will be so happy you called him because will take care of everything! You will not find a better company to work with than this one!

    Response from the owner

    Hi Liz, We appreciate you taking the time to leave us a wonderful review regarding your refinance experience with Steve! We're so happy to hear how he was able to help you accomplish your refinance needs in a smooth and timely manner. Steve and his team will be thrilled to hear about this review. Thanks again, we hope you have a wonderful day!

    M

    Mimi Acrey
    5

    Chandler Marquez was exceptional, extremely personable, and efficient. He was responsive to all questions, dependable and reliable in accomplishing the task at hand. We never had to wonder or worry about what was going on during our refinance process because Chandler kept us updated every single step of the way! He went above and beyond to ensure that we were getting the best refinance possible!! I highly recommend Prospect Home Finance!

    Response from the owner

    Hi Mimi and Terrell, Thank you so much for the 5-star review! Our team is dedicated to providing you with the best service and support. It is so nice to hear that Chandler has helped make your experiences excellent and we hope to work with you again soon. Have a wonderful day!

    h

    heather spencer
    5

    I worked with Shiv at Prospect Loans and we completed the whole process in 2 weeks time total!! From my first call he was patient with my technology challenges and walked me through to the point I needed to be until I finished . His persistence with me was so kind and impressive. He was very personable during the whole process. The loan would not have been as quick and smooth without Shiv's excellent customer service! He even called to make sure I received my cash out. PS I'm looking forward to the Shark pictures :):):).

    Response from the owner

    Hey Heather, Thank you so much for the 5-star review! Our team is dedicated to providing you with the best service and support. It is so nice to hear that Shiv has helped make your experiences excellent and we hope to work with you again soon. Have a wonderful day!

    M

    Michael Fratino
    5

    I wanted to refi an investment property and it was a tough sell. It was one issue after another with several lenders. I decided to go through Lending Tree for a loan and I received several offers. I went with Prospect Home Finance and I am so glad I found them. I am so lucky to have had Gus Menezes as my personal Loan Officer. As a real estate agent, I deal with a multitude of like minded individuals. I can say without a doubt, Gus is the best loan officer I have EVER dealt with. Aside from knowing his job inside and out, he has incredible customer service, is patient, understanding, always available to help you and most important of all... will always return your phone call, email or text. When the loan was about to fall through due to an income issue, Gus quickly found me another loan. He saved me thousands of dollars by getting me a significantly lower interest rate, a lower monthly payment and cash out! I couldn't be happier. I will definitely refer him to my friends, family and clients.

    Response from the owner

    Hi Michael, Thank you for the kind words regarding your refinance experience with Gus and his team. We are very excited to hear that your enjoyed working with Gus, and we will let him know. We appreciate you taking the time to leave us a review, and hope you have a wonderful day!

    M

    Matthew Ross
    1

    A guy named Jason Vondrak, apparently the CEO, has called me numerous times, about once a week for the past 6 months. This company spam calls people, probably in the hopes of scamming them. They even figured out how to skip straight to my voicemail when I marked their calls as spam.

    Response from the owner

    We sincerely apologize that you kept receiving unwanted calls and we understand your frustrations. We received your mortgage inquiry, so we were just following up on that request. But we have now removed your information from our system, so it should not be an issue, going forward. We are very sorry for any inconvenience once again and have a wonderful day.

    D

    David Bowersox
    5

    I wanted to thank Isaac Rodriguez at Prospect Home Finance for helping me with my most recent refinance. Isaac was extremely helpful and professional. His communication was great and he was always available to answer my questions. Isaac got me a great rate and my refinance closed in 2 weeks start to finish. This is my second refinance with Prospect Home Finance and they did a terrific job both times!

    Response from the owner

    Hi David, thank you for the 5-star review! We are very happy to hear your refinance with Isaac went great and we will let him know. We thank you again for giving us an opportunity to earn your business. Have a great day!

    P

    Prasad Manchem
    5

    I had the pleasure of working with Samuel Sheldon who helped with refinancing of my home. Samuel showed outstanding professionalism in this process and saved me a significant amount of time, and I am very impressed with his level of experience in his business. He followed up the entire process very diligently, and especially coming up with immediate solution for getting a document notarized outside of the US, otherwise a difficult and time consuming situation. Thanks Samuel for your help. I highly recommend.

    Response from the owner

    Hi Prasad, Thank you for leaving Samuel another 5-star review! We are dedicated to serving our clients, and we want to thank you one last time for choosing Prospect Home Finance!

    L

    Lauren Salinas
    5

    Shiv Samtani did a great job as our loan officer for our recent home refinance. We have a very unique and challenging loan with 2 separate parcels on the same loan and he did a great job helping us obtain a great rate and coordinating the whole process from start to finish. We will definitely keep Shiv and Prospect Home finance in mind for any future home financing needs.

    Response from the owner

    Hi Nathan and Lauren, We couldn't be happier that Shiv provided you with a great refinance experience. He is an outstanding professional and we are lucky to have him on our team. We are thrilled to hear that the loan worked out for you and we will be sharing this review with our team! Thanks again and have a wonderful day.

    M

    Marc Hynes
    5

    My wife and I recently completed a refinance of our home with Hayden Madison of Prospect Home Finance. We were very pleased and impressed with Hayden's attention to us and capable handling of the process. We have refinanced our property on more than one occasion and, each time, have pledged that it would be the last time because it is so stressful and unpleasant. Some of this, of course, may be laid on me as I tend to get crabby in my elderhood. Hayden was patient and knowledgeable and extremely prompt in dealing with every issue. Prospect is fortunate to have such a fine representative and is to be commended for its choice of Hayden. We will be happy to refer Hayden and Prospect as we relate our positive experience (this time) in the refinancing process..

    Response from the owner

    Hi Marc, Thank you for the kind words regarding your refinance experience with Hayden. We are very happy to hear your refinance went great and we will pass this along to him and his team. We appreciate you giving us an opportunity to earn your business, and hope you have a wonderful day!

    L

    LEEGO Homes
    5

    I do home purchase loans or refinance loans a few times a year. I shop around to find the BEST lender - You will find they are very different and your experience will be either very different as well. Some lenders treat you as a source of income or their burden, a small number of them treat you as VIP and even friend. ASHLEY RAMOS's team is wonderful. Among all the lenders I worked with, she is ranked #1, in terms of a) professionalism, b) responsiveness, c) costs, d) attention to details. It's possible to go through a stress-free finance process, if you haven't before. I wish you the same wonderful experience working with Prospect Home Finance and Ashely's team.

    Response from the owner

    Hi Xuan, Thank you so much for another 5-star review. Our goal is 100% client satisfaction and it sounds like we achieved that goal with you. We want every experience to be "five stars"! Ashley and her team will be thrilled to hear your feedback. Thanks again for taking the time to leave us a review, and we hope you have a wonderful day.

    M

    Manuel Cabral
    5

    I had the opportunity to refinance my home with Prospect Home Finance Group, Robert Powell was my my loan officer. Robert is a very professional individual with great knowledge in the lending business. Robert of very attentive to all the details of the loan and kept me informed throughout the whole process. My refinance was, speedy, professional and a great experience. Anyone who is looking to refinance, I highly recommend Robert Powell. You won’t be disapointed and in the end, you will be glad you did. Thank you Robert for your services and I will send business your way. Again, Thank You Manuel Cabral

    Response from the owner

    Hi Manuel, Thank you for the 5-star review. We are very happy to hear that you are satisfied with our business, and we will let Robert know. We appreciate the chance to earn your business and hope you have a wonderful evening!

    F

    Felix Lorenzo
    5

    It was a challenge in the beginning because of some requirements from the lender for me to prove that my business is active. I was frustrated a bit and was ready to pull the plug, but Sam was so patient with me. He was able to make all things right and stayed with me throughout the process. The refinance closed and funded quickly after that. He was very professional and would highly recommend to friends and relatives for his service.

    Response from the owner

    Hi Felix, Thank you so much for taking the time to leave us a 5-star review. We strive to provide all our clients the best service possible, and we are happy to hear Samuel was able to make your refinance process painless and close in a timely manner. We appreciate the recommendations, and we hope you have a wonderful day!

    D

    Denny Glenn
    5

    My wife and I were looking to refinance our home and get out of the FHA we already had and we were bombarded by lenders looking to complete the refinance. Most were nice but were not at all helpful in making a good financial decision that would not affect us long term. Lenders were looking at getting us the lowest rate but focused on ONLY that and not the impact the points would cost us. Isaac Rodriguez at Prospect was outstanding in getting us the lowest PAR rate so we were not paying unnecessary points and still get the best product that fit our needs. The process was super easy, super fast, and a nice change of pace in the stressful refinance process making it almost stress free!! Thank you Isaac and Prospect for helping us with our refi!!! I will be sending others your way!! Denny & Christi G.

    Response from the owner

    Thank you for the 5-star on here as well, Denny and Christi! This means a lot to us and we appreciate you taking the time. Have a wonderful rest of your Tuesday.

    m

    misslee60
    5

    I can't say enough good things about how easy it was to use Prospect Home Finance. I felt completely at ease and had the kindness and professionalism of Daniel Delin who made it all happen. I was referred to this company from my brother in law, and they also had a good review from a local competitor to boot. All in all, I am a very pleased customer. Thank you Daniel, and Prospect Home Finance. Ms. Lee Young

    Response from the owner

    Hi Lee! From all of us Prospect Home Finance, I would like to thank you for sharing this great review about our company, and we are very glad to help you with your refinance. We will be sharing your feedback with Daniel and his team. Thanks again, and have a wonderful day!

    D

    Diana Gonzalez
    5

    Cameron Alley at Prospect Home Finace was fantastic. He helped us with our home refinance. He kept my Husband and I informed through the whole process. When I contacted him on several occasions with questions he was great. Made me feel secure even though everything was done by phone and email. My Home Refinance experience was the best. Thank you

    Response from the owner

    Thanks Diana! We're glad Cameron could keep you informed through the process, as it's crucial to a solid loan. We'll pass this along to him, and thanks again!

    M

    Mike Nerenberg
    5

    I worked with Erin Vopatek, a senior loan agent. at Prospect. She was knowledgeable, friendly and easy to deal with, accessible, flexible and available even after hours. She gave good advice on locking rates (should have followed it more quickly) and followed progress closely, alerting me immediately to bottlenecks. Would highly recommend Erin and Prospect

    Response from the owner

    Hi Mike! Thank you so much for taking the time to leave us a 5-star review. We are very happy to hear your refinance with Erin went great and we will be sharing this review with our team. Have a wonderful rest of your day!

    B

    Bill Garvey
    5

    Marie Mai handled out refinance and it went much better than I expected. She made the process painless as it could be. She was responsive and handled every step of the process involving us only when required. The independent notary who conducted the signing at our home specifically commented on how conscientious Marie and Prospect was; something she was not used to. We were so satisfied that we recommended Marie to out daughter and son-in-law for their refinance.

    Response from the owner

    Hi Bill, Thank you so much for the 5-star review. We strive to provide all our clients the best service possible, and we are happy to hear Marie was able to make your refinance process painless. Thanks again, and we hope you have a wonderful day!

    m

    maude tate
    5

    Our agent (Isaac Rodriguez) is the reason that I felt good about this loan when it was complete. My wife and I have above 800 credit scores and a property value of $900,000 but yet the underwriters really ignored much of information that was presented .There was quite a few times where we considered just dropping you guys and getting a loan somewhere else, It was getting to where we were tired of jumping through hoops——it just wasn’t worth it. However Mr. Rodriguez went above and beyond to make it all happen. He even came over to our house on the weekend to pick up information that he felt was relevant for the underwriters. He did a fantastic job

    Response from the owner

    Hi Maude and Jon, thank you so much for taking the time to leave us a 5-star review regarding your refinance experience with Isaac and his team. Our goal is 100% client satisfaction and it sounds like we achieved that goal with you. We want every experience to be "five stars"! We will be sharing this review with his team, and we hope you have a wonderful day!

    A

    Adam Thomas
    5

    We have financed two homes, and refinanced our prior home once before we sold. We know how painful the refinance or purchase process can be. Not with Prospect! The experience Nick Danese provided us was, HANDS DOWN, the best experience we have had with a mortgage lender. Everything was streamlined from beginning to end, the initial loan estimate tied out very closely to the final closing. I had received an estimate from loan depot, and was going to stop looking but received a text from Nick in response to an earlier inquiry. I said to myself "what the heck...see what he can do." I called Nick and he assured me Prospect could match Loan Depot, and close much much faster. He was so RIGHT! Our loan closed in record time, as compared with our prior closings. In fact, Loan Depot didn't even reach out to us until the day before we signed our closing docs with Prospect. Talk about a LOT faster! Great job Nick. This is our last home, and our last refinance. However, we will definitely send our friends and family your way.

    Response from the owner

    Thank you for your kind words, Adam! We are very happy to hear Nick was able to close your loans as quickly as possible, and we will pass this along to him. We appreciate you giving us the opportunity to earn your business, and hope you have a great day today. Stay safe!

    T

    Tina Canon
    5

    Seth Diediker at Prospect Home Finance was a referral from a family member and we couldn't be more happy with our decision to cancel our pending refi with Wells Fargo and go with Prospect. Seth was very on top of things and kept us notified of all items that needed attention and of the progress of our loan. The interest rate was great and the speed was at a break-neck pace. Never in my wildest dreams would I believe we'd be done within 3 weeks. (The other company was going to be around 3 months) :/ Well done, Seth and Prospect Home Finance. You were awesome! Thank you. If given the opportunity I would recommend you in a second!

    Response from the owner

    Hello Tina! We appreciate your time to write us feedback regarding to your refinance experience with Seth. We are very happy to hear that he was able to help you secure the great interest rate and closing your loan in 3 weeks. We will let him know and thanks again. Have a wonderful day!

    W

    William Johnson
    5

    I liked the fact I had to deal with only one person Isaac Rodriquez who was professional, knowledgeable and informative. He kept me appraised every step of the way and he really cared about me and what I wanted to accomplish. He sent me several different loan scenarios with full breakdowns on each and which helped me in choose the right one for me. I had done my research and his answers to my questions coincided with what I had already learned. No B.S. and we closed in 10 days so I highly recommend him and Prospect Home Finance.

    Response from the owner

    Hi Bill, Thank you so much for another 5-star review, we are very happy to hear Isaac was able to close your refinance as quickly as possible, and we will be sharing this review with our team. We hope you have an amazing day!

    J

    Jeffrey Boarman
    5

    I recently had the pleasure of working with Issac on refinancing a condo just right up the road from their office in Pacific Beach, CA. I contacted the Mortgage Company that held the mortgage on our condo to give them a first shot at a refinance. When they indicated it would take 90 days to close and the rates were slightly higher we decided to go with Prospect. We were not sorry we did. We quickly provided the much documentation necessary in order to proceed with the loan. Issac turned that around and we closed our condo refinance in 14 days and dropped over 2% APR for a new 15 year loan. This was also inclusive of the Notary coming to our residence in Tucson, AZ to sign final papers. Issac was always responsive to the many E-Mails and phone calls placed to him questioning why certain things were done. He is relatively new in this business, but performed magnificently with our refinance.

    W

    Wayne Harrington
    1

    Prospect Finance dba Prospect Home Finance called my cell number that is on the FCC registry for “Do Not Call” when I am not a customer, nor gave written permission for them to contact me. The first contact was in 2019 and I specifically told the agent to not contact me and put me on their internal “do not call list”. The second phone call was in 2021 by a prerecorded message using a spoofed number to hide where the true call was originating from. Jason Vondrak, president and CEO of Prospect, wrote a letter in which he confirms contacting me a second time , “since it has been a while since we last contacted “. I would use caution dealing with a company who calls people on the Do Not Call List trying to solicit business and spoofs the phone number to a local area code so as to try to get you to pick up the call. I have personally taken this company to court and have been awarded a judgement against them for TCPA violations for the phone calls made.

    Response from the owner

    Hi Wayne, I would like to thank you again for all of the discussions we have previously had regarding this and for helping us improve our business practices. We understand your frustrations with this matter and I am very sorry that your experience with us was less than adequate. I have followed up with you via mail back in June, and I wanted to assure you that you will not be receiving any form of communication from us in the future. We are very sorry for any inconvenience once again and have a wonderful day.

    B

    Brigitte Boettiger
    5

    We recently refinanced our home (July 2020) with Prospect Financial. They have a working relationship with United Wholesale Mortgage and were able to offer us some of the best rates available. Our loan officer at Prospect Financial, Mike Millage, was licensed in multiple states, including Colorado where our home is located. Mike was great . . . very personable, showed genuine care and interest in serving his clients, and communicated promptly whether by phone, text, or email. The whole process was completed within a month. I would highly recommend both Prospect Financial and Mike Millage for their commitment and service.

    Response from the owner

    Thanks so much, Brigitte! We're glad Mike could correspond with you and close your loan quickly. It's great feedback, and we appreciate the review!

    A

    Adam Thomas
    5

    We have financed two homes, and refinanced our prior home once before we sold. We know how painful the refinance or purchase process can be. Not with Prospect! The experience Nick Danese provided us was, HANDS DOWN, the best experience we have had with a mortgage lender. Everything was streamlined from beginning to end, the initial loan estimate tied out very closely to the final closing. I had received an estimate from loan depot, and was going to stop looking but received a text from Nick in response to an earlier inquiry. I said to myself "what the heck...see what he can do." I called Nick and he assured me Prospect could match Loan Depot, and close much much faster. He was so RIGHT! Our loan closed in record time, as compared with our prior closings. In fact, Loan Depot didn't even reach out to us until the day before we signed our closing docs with Prospect. Talk about a LOT faster! Great job Nick. This is our last home, and our last refinance. However, we will definitely send our friends and family your way.

    Response from the owner

    Thank you for your kind words, Adam! We are very happy to hear Nick was able to close your loans as quickly as possible, and we will pass this along to him. We appreciate you giving us the opportunity to earn your business, and hope you have a great day today. Stay safe!

    A

    Andy Gonzales
    5

    Great rate and great service! Hayden Madison was prompt and efficient and every step of the refi went smoothly and just as promised. Very positive experience.

    Response from the owner

    Thank you for the 5-star review, Andy! We are very glad to hear your refinance with Hayden went great and we will pass this along to him. We thank you again and hope you have a wonderful rest of your day.

    m

    mona miller
    5

    The Experience we had with Prospect Mortgage was Outstanding. I can't say enough about there Customer Service. In the Day when you can't reach a business or your call is on hold for days. Roberto Marrero is a Star Agent. He took time explaining the course of a ReFi for us. Roberto called us Daily . Our Refi took 2 weeks to complete. Thank You Roberto Marrero for taking the stress out of the Process.

    Response from the owner

    Hi Mona and Rick, Thank you so much for leaving another 5-star review. We appreciate your business with us and we hope you have a wonderful day!

    D

    Daryl Mumford
    5

    Kevin Myers made my experience very easy. My time schedule varies daily so my response time was sometimes slow. We interacted with documentation at my speed, I never felt pushed. It was great that everything could be accomplished electronically so I could respond when I had time, not pushed by office hours. Kevin communicated almost daily depending on my daily endeavors. If I would have known it would have been this easy, I probably would have refinanced earlier. Thank you Kevin Myers and your team for a job well done.

    Response from the owner

    Hi Daryl, Thank you for the 5-star review for Kevin! Our team was pleased to read this and glad we were able to help you with your refinance needs. Feel free to reach out to us anytime, and we hope you have a great New Year!

    E

    Emilee Schroeder
    5

    We just completed our home purchase and could not be happier with the smooth process we had with Prospect Financial. The original bank I had contacted was slow with communications. Was very happy that once we decided to go with Prospect they were in constant communication and always prompt to reply and answer any questions. Our loan officer Coby Camerer was the best! Thank you for a fast and easy home buying process!

    Response from the owner

    Happy Monday Emilee, and thank you for the another 5-star review for Prospect! We strive to provide all our clients the best service possible and we are glad to help with your home purchase. We hope to work with you again soon, reach out to us anytime!

    A

    Ava Morgan
    5

    Prospect Home Finance did a fantastic job with my home refi. I got a great rate and Rochelle Ingram was fantastic. I was kept up to date with every step throughout the process and the whole experience was great. Thank you Prospect Home Finance!

    Response from the owner

    Hi Ava, thanks so much for leaving the 5-star review! We couldn't be happier that Rochelle was able to help your refinance and we will be sharing this with our team. Have a great week!

    R

    Ricky Lee
    5

    We had an excellent experience with this company, our loan officer Samuel Sheldon was professional, knowledgeable, and provided effective communication throughout our refinancing process. This made our refinancing smoothly and accordingly to plan. We couldn't ask for a better loan officer. We highly recommend this company and especially "Samuel Sheldon " as your representing loan officer.

    Response from the owner

    Hi Ricky and Isabel, Thank you so much for another 5-star review. We are very glad to hear your refinance went well with Samuel, and we will be sharing this review with our team! We hope you have a wonderful day.

    A

    Andrea Lewanda
    5

    Best Re-fi experience ever! Stress free and fast! It was a pleasure doing business with Shiv, he went over the top making sure we were comfortable, satisfied and understood every phase of the process. He was always quick to respond and answered any questions we had. His customer service skills and his follow-through are exemplary. I will definitely do business with him again and refer anyone I can. Thank you so much! -Sincerely Andrea & Elliott

    Response from the owner

    Hi Andrea and Elliott, Thank you for the great feedback, as we want every experience to be "five stars"! We will pass this onto Shiv and his team, and we appreciate your recommendations and have a wonderful day!

    M

    Melody Lowe-Spieler
    5

    It was such a pleasure doing business with Daniel Delin on my home refinance. He was so kind, helpful, informative and professional. He made this process seem effortless on my part. My loan went through smoothly and quickly and I couldn't be happier! Thank you so much, Daniel for everything! You're the best! Melody

    Response from the owner

    Hi Melody, From all of us Prospect Home Finance, I would like to thank you for sharing this great review about our company! Our goal is 100% client satisfaction and it sounds like we achieved that goal with you. Daniel and his team will be thrilled to hear about this feedback and we hope you have an amazing day.

    S

    Scott Kucirek
    5

    I decided to refinance my home from a 30 year fixed rate to a 10 year fixed rate and shopped quite a few potential firms. Prospect Home Finance was extremely responsive and assigned Marina Oliver as our loan officer. Having spent over 10 years in residential real estate, I had experienced many levels of service in the lending world. I have to say that Marina Oliver was one of the best loan officers I have encountered. She was extremely responsive and usually get back to me same day (many times within minutes) with the required information. In addition once she understood what we were trying to achieve, she made excellent recommendations on potential loan vehicles and provided analysis to support her suggestions. The entire process wrapped up quickly and the loan was funded on time within a couple of weeks of starting to talk with her. Furthermore, there were no last minute surprises or changes and the fees charged were below the competition. I can't recommend her and Prospect enough.

    L

    Lauraine Edir
    5

    We refinanced our home through Prospect and had a great experience. Samuel took care of us from start to finish. I would not hesitate to recommend both Samuel and Prospect to anyone needing to refinance. They make it EASY and as stress-free as possible!

    Response from the owner

    Hi Lauraine, Thank you for leaving another review! Our team is dedicated to providing you with the best service and support. It is so nice to hear that Samuel has helped make your experiences excellent and we hope you have a wonderful day!

    M

    Mitch Madison
    5

    I recently used Prospect Home Finance for refinancing my Arizona investment property. Hayden Madison helped walk me through the process and was able to close my loan in two weeks. He even was able to get an appraisal waiver which saved my hundreds. Good rate, easy quick and seamless. Having a mobile notary come to my home for the closing was a nice perk during COVID.

    Response from the owner

    Hi Mitchell, Thank you so much for leaving another great review about your refinance experience with Hayden. It is so nice to hear that Hayden has helped make your experiences excellent and we hope to work with you again soon! Have a wonderful day.

    L

    Laurie Clements
    5

    I highly recommend Prospect Home Finance and Brock Crecy!! Our refinance was closed in about 4 wks time and everything was handled professionally and efficiently. After checking with our former mortgage company and being treated like a number and being told it would take a minimum of 90 days AND at a higher interest rate, we decided to work with this company, Any time I had a question and called, Brock was always available to speak with me and answer my questions, Best re-fi experience my husband and I have ever has and we have done a few in our lifetime, So, don't waste your time with anyone else---go with this company and this gentleman! Thanks again! Jeff and Laurie Clements

    Response from the owner

    Hi Jeff and Laurie, Thank you for taking the time to leave us a 5-star review, we are very happy to hear your refinance with Brock went great. We strive to provide all our clients the best service possible, and we will be sharing this review with Brock and his team. Have a wonderful day, and thanks again!

    H

    Hao Tran
    5

    I heard from friends in the Bay Area that with the interest rate so low and a high demand for mortgage loans, their brokers would only focus their time on loans to purchase and not to refinance. So I dreaded to refinance mine -- expecting a drawn out, exhausting process. But Hayden Madison from Prospect proved that all wrong. Not only that he was courteous, easy to talk to, and super responsive on every question, he also could turbo charge the end-to-end process within 15 days -- from the day I submitted the required docs to the day I sat down to sign with a notorizer! I ended up refinancing all 3 of my loans with him! All closed super fast with excellent rates making me one relieved and happy client. I highly recommend Hayden Madison and his Prospect team.

    Response from the owner

    Hi Hao! Thank you for leaving us another 5-star review, we appreciate your time and we will be sharing this with Hayden and our team. Thanks again and we hope you have a wonderful day!

    T

    Terry Bartley
    5

    My entire experience with Prospect Home Finance was smooth and easy. My loan officer Isaac Rodriquez explained the complete process, time frame, and delivered on every item he promised, giving me confidence that my loan mattered and wasn’t just a loan number. It was a pleasure to work with a reputable company and an outstanding loan officer who delivered excellent customer service with integrity. I highly recommend Prospect Home Finance.

    Response from the owner

    Thank you for the 5-star review, Terry and Michael. We are very happy to hear your refinance with Isaac went great and we will let him know. We appreciate you taking the time, and we hope you have a wonderful Wednesday!

    R

    Robert McKean
    5

    I worked with Sam Sheldon on a refinance. He was awesome to work with. He was always proactive and followed up immediately whenever any questions came up. We had challenges getting a document notarized outside of the US, and Sam came up with a great solution that saved a couple of weeks worth of expense and hassle. The documents were super easy to sign on their web portal, and the notary that came to my house (Alex Mazahri) was very knowledgeable, efficient, and courteous. And... The loan funded THREE WEEKS from the day I started the application process - even with the documentation challenges. Top recommendation!. Thanks, Sam!

    Response from the owner

    Hi Robert, Thank you for taking the time to leave another 5-star review! We are dedicated to serving our clients, and couldn't be happier that Samuel was able to make you refinance painless for you. We hope you have a wonderful Monday!

    L

    Laure Grinnell
    5

    I want to highly recommend Caitlin Maloney of Prospect Home Finance. She has managed my refinancing of my homes three times and each time was very thorough in her attention to the detail needed for success but also was continually encouraging throughout the process. So, even now I have very good rates on two homes, if any reason to finance came up she is the only person I will call. Best, Laure Grinnell

    Response from the owner

    Hi Laure, Thank you so much for the 5-star review regarding your refinance experience with Caitlin. Our team is dedicated to providing you with the best service and support. It is so nice to hear that Caitlin has helped make your experiences excellent and we hope to work with you again soon. Have a wonderful day!

    D

    Dani Hallam
    5

    I just completed my home refinance and was very happy to have Jeanne help me through the process. While it was my third refinance, there are always bumps along the way, but Jeanne made it as smooth as possible. She was always very communicative and thorough as well as being positive. I enjoyed working with her and the quick close for this refinance. I will absolutely recommend her and Prospect Home Finance to anyone that I know that is looking for a home loan.

    Response from the owner

    Hello Dani, Thank you for taking the time to leave us a 5-star review. We are glad to hear your refinance went well with Jeanne, and we will let her know. We appreciate the chance to earn your business and hope you have a great rest of your day!

    D

    Darin Soltis
    5

    We started our refinance with a different company but we were almost 90 days in with no closing date in sight. We switched to Prospect financial and closed in less than 30 days. Excellent service and very responsive. Our loan officer was Alyssa Danese and we could not have been more thrilled with the way she took care of us. Highly recommend!

    J

    Jason Chudy
    4

    Worked with Alyssa through the refinance process, which took just over a month to do. Am fully satisfied with her service; very responsive and professional. Definitely a credit to the organization. Only issue I had was the payoff amount didn't reflect reality - when i brought it up was told that the figure given was given by the previous lender, which is not a surprise. So, overpaid what I owed by about $1,500 and am waiting to get refunded from the original lender. Still, the process with Prospect was very painless and I would use them again in a heartbeat.

    Response from the owner

    Hi Jason, thank you for the 5-star review. We are very happy to hear Alyssa was able to make the process easy for you and we will pass this along to her. Thanks again and have a great rest of your day!

    B

    Brent Rohrer
    5

    I had the pleasure of dealing with Victor Bond. He was very helpful. In constant contact with me. And most important he was honest on what I needed and what was the most beneficial. If you are willing to be honest with him and uphold your part of the needs for the deal. It is fast painless and easy. I've dealt with a few agencies in the past and he is hands down amazing to deal with. Thanks Victor for your help.

    Response from the owner

    Hi Brent, Thank you so much for the 5-star review! We are very happy to hear your refinance with Victor went great and we will be sharing this review with our team. We hope you have a wonderful day!

    J

    Jim Hansen
    5

    Caitlin Maloney has been wonderful to work with! She helped me accomplish a refinance that met all of my requirements. She is so responsive and patient. I cannot thank her enough for her excellent service! I have worked with Prospect Financial for years since I did my first refinance. It is a great company and they find you the best loan to meet your needs. Kathy Hansen

    Response from the owner

    Hello Jim and Kathryn! Thank you for the positive feedback regarding your experience with Caitlin. We also appreciate your continued business with us. We are always happy to help you anytime. Thanks again and have a great day!

    W

    Wayne Duren
    5

    My wife and I had an excellent experience refinancing our mortgage with Prospect Financial. Our broker, Jeff Olson, was very patient reviewing all rate terms weekly with us and didn't rush our decision process. When we decided on the loan, Jeff made the online document signings easy to complete. The loan was funded quickly and accurately. My compliments to Jeff and the staff of Prospect Financial to make our refinancing a smooth process.

    Response from the owner

    Thanks so much, Wayne! We're happy Jeff made the process easy and simple for you, and we really appreciate the comments. We'll let Jeff know too!

    d

    david kim
    5

    Having multiple houses, I have lots of REFI experience. I must say Ms. Ashley Ramos at Prospect Home Finance was the best loan officer I have met. Ashely was very professional, prompt to follow-up, very good communicator, and has excellent customer service mind. I am taking my time to write a review to appreciate Ashley's work. My REFI was completed within three weeks. Thank you Ashley and keep it up!! You are the BEST!!!

    Response from the owner

    Thank you for taking the time to leave us a 5-star review on Google as well, David! We appreciate you giving us opportunities to earn your business. Have a wonderful day, thanks again.

    S

    SUZANNE TOMPKINS
    5

    Thank you so much for all you did to get our refinance process done so quickly and effortlessly. Also for taking so much time to answer all our questions so patiently. I would recommend Brock Crecy for anyone considering a refinance or mortgage. Brock you were awesome, responsive, friendly and cared about our needs, thank you so much!! It was a pleasure doing business with you, and will certainly recommend you!

    Response from the owner

    Hi Suzanne! Thank you for the kind words! We are very thrilled to hear that Brock was able to make your refinance experience painless and easy. We will be sharing this review with our team and we thank you again for your time.

    A

    Alexander DeRyckere
    5

    They closed on my loan very quickly, and with ease. Process was very streamlined. I highly recommend prospect home finance. Brasihana and Shiv are both fantastic loan officers and will be there to help with any of your mortgage finance needs.

    Response from the owner

    Hi Alex, Thank you for taking your time to leave us a 5-star review for Shiv and Braishna! We appreciate your recommendations and we will be sharing this review with our team. Have a wonderful day!

    T

    Tony Thomas
    5

    Robert Powell was the Sales Manager who handled my recent cash out refinancing and he provided excellent advice and service. The overall experience with Prospect was very good.

    Response from the owner

    Hi Tony, Thank you for the 5-star review for Robert! Our team was pleased to read this and glad we were able to help you with your refinance needs. Have a wonderful rest of your day to start September.

    P

    Paul Sapp
    5

    We recently re-financed our mortgage through Prospect. This was a very good experience for us as we received a low rate, low closing costs, and excellent service . Our rep, Weston, was very responsible and kept in touch with us daily with updates on the progress of our loan. This was easily one of the easiest financial transactions of this magnitude that I've experienced. Highly recommended!

    Response from the owner

    Thank you for taking the time to leave us a 5-star review regarding your refinance experience with Weston, Paul! We are very happy to hear that it is going well with him, and we will pass this along to him. Thanks again and stay safe!

    C

    Carla Manley
    5

    I had the pleasure of working with Caitlin Maloney at Prospect. We refinanced our mortgage and the process was very smooth. I was surprised how much of the transactions could be done online As I am not very tech savvy, I had a lot of questions. Caitlin and her assistant Denise Jones were very helpful and patient with me through the whole process. Donna Isho also assisted as well. The overall experience with Caitlin and the Prospect Team was great! I will definitely use them again and will recommend them to friends and family. Carla Manley

    Response from the owner

    Hello Carla, Thank you for leaving us a 5-star review! We are very glad to hear that your refinance with Caitlin and her assistants Denise and Donna went smoothly. We will let them know and hope you have a wonderful day today!

    J

    Jim Lowry
    5

    Shiv Samtani at Prospect Home Finance got this done for me when no-one else could. I went through a nightmare of incompetent brokers until I found Shiv at Prospect. He (and the whole team) were professional, responsive, and found away to get my refi done. I cannot recommend this team enough; I will refer all my friends and associates to them, and will use them again when I need any residential real estate loan services. Stop looking, just use these guys. "Better call Shiv"!

    Response from the owner

    Hi Susan and Jim, Thank you so much for the 5-star review. We are dedicated to serving our clients, and we want to thank you for choosing Prospect Home Finance. We hope you have a wonderful day!

    S

    Suzi Siener
    5

    Seth Diediker was the loan officer for our refinance. Seth is awesome! The process was very easy and went very smoothly. Seth handled everything professionally and was always in communication. We couldn't be happier with the outcome. I highly recommend Prospect Financial Group and especially Seth Diediker! Thanks!!

    J

    Jared Jefferson
    5

    I have used Russ Schlehuber from Prospect Financial Group twice now. After shopping around extensively for financing on my first home purchase, I found that Russ was the most informative person I dealt with and also found me the best rate possible. I recently refinanced my home and went straight back to Russ for help. As before, the service was exceptional, and he was help improve my interest rate by nearly a point, get rid of my PMI, and save me hundreds of dollars a month. I highly recommend Prospect Financial and Russ.

    Response from the owner

    Thanks Jared! We're happy you had such a positive experience with Russ, and we'll certainly let him know. Your review is appreciated!

    B

    Brigitte Boettiger
    5

    We recently refinanced our home (July 2020) with Prospect Financial. They have a working relationship with United Wholesale Mortgage and were able to offer us some of the best rates available. Our loan officer at Prospect Financial, Mike Millage, was licensed in multiple states, including Colorado where our home is located. Mike was great . . . very personable, showed genuine care and interest in serving his clients, and communicated promptly whether by phone, text, or email. The whole process was completed within a month. I would highly recommend both Prospect Financial and Mike Millage for their commitment and service.

    Response from the owner

    Thanks so much, Brigitte! We're glad Mike could correspond with you and close your loan quickly. It's great feedback, and we appreciate the review!

    O

    Omar N.
    5

    Daniel Delin has been an absolute pleasure to work with. He provided, by far, the best refinance rates compared to other lenders/brokers. Daniel made the process entirely smooth with no pressuring. He was prompt, highly responsive and always available.

    Response from the owner

    Hi Omar! Thank you for the kind words. We are very happy to hear your refinance with Daniel went great and we will let him know. We hope you have a wonderful day!

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    FAQs

    • 1. How Can I Contact Prospect Home Finance?

      You can contact Prospect Home Finance via +1 858-605-0952. You can fill in our easy-to-use online form to get instant loan quotes as well.
    • 3. What Loan Services Can I Get From Prospect Home Finance?

      Prospect Home Finance offers various loan services: '
      • Home purchasing assistance
      • Mortgage loan application assistance
      • Mortgage loan shopping assistance
      • Mortgage rate shopping assistance
      • Mortgage refinancing assistance
      ' Check out more details about Prospect Home Finance.
    • 5. Is Prospect Home Finance An Agency Or A Lender?

      Prospect Home Finance is a Mortgage broker that accepts all kinds of loan requests including online installment loans. In addition, iPaydayLoans, as an online loan service platform, can link our customers with our network of lenders to get loan offers with competitive rates and terms.
    • 2. Where Can I Find Prospect Home Finance?

      Prospect Home Finance is located at 7825 Fay Ave Suite 160, San Diego, CA 92037, United States. You will find their address easily on the map and pay them a visit right now.
    • 4. How Can I Get A Loan At Prospect Home Finance?

      You can submit your information on their website. If you need other financial support, you can always visit iPaydayLoans to explore more options.
    • 6. What Will Happen If I Am Not Able To Perform Repayment On My Loan?

      You should discuss the issue with your lender if you have trouble performing repayments. Your lender may change your repayment due dates for you to cope with your current repayment ability. Click here to learn more information if, for example, you defaulted on your online title loans.
    • 7. Can I Get Bad Credit Loans from Prospect Home Finance?

      Yes, it is possible to get loans with a low credit score such as personal loans online from them. You can contact the loan service providers for detailed information regarding loan requirements. You can also visit iPaydayLoans to get instant loan quotes with bad to no credit.