Presidential Bank Mortgage Sachem Pl, Charlottesville

Dear Matt, We did it! Patti and I really enjoyed working you. Right from the start, we immediately had a sense that we were in exceptional hands; you brought the perfect mix of expertise, personal touch, objectivity, and humor. This is rare! Thanks so much for your lightning-fast turn arounds and your incredibly wise and gracious help. We love our new house and couldn’t be happier with outcome. Our best, Anthony & Patti

Matt was one of the most competent professionals on our closing team. He knew the ins and outs of the conventional loan and made us aware of issues with our offer early in the process. His market insights and awareness ensured we locked our loan at the right time to receive the lowest possible loan rate. We had a lot of questions about the loan process and specifics of the closing disclosure sheet; Matt took the time to thoroughly answer all of our questions and explain the costs associated.

Tom Scully is a caring, communicative person who clearly takes pride in his job and fosters relationships with his clients. He made himself very available, answered all questions, and explained things thoroughly. I would recommend him to all my friends and family.

If your situation is normal, I’m told Matt Hodges is great. If you work nights and sleep during the day and have challenges, don’t use Matt. We were told by our realtor that it was better/easier working with a local guy. Matt was referred by our realtor. Our first loan officer who is out of state back home was willing to take information by text. This frustrated Matt. He talked a big talk initially, but did not follow our directions and did not get the job done.

Tom Scully was absolutely amazing. He assisted my husband and I were our new home from start to finish. I was completely at ease throughout the entire process. His dedication and skill were evident. I would highly recommend Tom Scully and presidential bank for assistance with a home loan!

Matt Hodges made the process fast and easy. He and the staff were very responsive to questions and met our needs exactly. Highly recommend!

I really can't say enough great things about Matt and his team! They made what I expected to be a stressful mortgage process feel easy and they were always extremely responsive and gave great advice along the way. Matt was even able to walk me through getting some things that should not have been affecting my credit removed so I saw an increase in credit score and decrease in interest rate quickly. I was also really impressed that he came to a very early morning closing in case any questions came up. I have already recommended him to several friends and will definitely continue to do so.

Tom is best and well educated about all the procedure. He is so humble and loyal to his work. I would refer everyone to let the TOM SCULLY please you once. His way of working will totally satisfy your soul. Presidential Bank Mortgage has one of the best employees as TOM who knows the needs of customers better. Thank you TOM for your help and well care.

If you're looking for the personal attention and care that should come from a mortgage lender, please consider Matt and his team. After considering some of the bigger name online lenders, we fielded phone calls from several agents but never felt that we they had our best interest at heart. Matt was always thorough and prompt in his communications with us - we had many questions, but were guided through the entire process with ease.

Matt Hodges was very knowledgeable and easy to deal with. He held our hands through our first home purchase and gave a level of personal service that would have been hard to match had we gone with an online lender. I believe we got the best terms possible at the time regardless of the lender.