Peoples Credit Union 1st St, Webster City
+1 515-832-6346
http://www.peoples-credit-union.com/
310 1st St, Webster City, IA 50595, United States
Services
- AT Ms
- CD IR As
- Checking
- Christmas Club Savings
- Debit Credit Cards
- Live
- Work Or Worship In Any Of The Following Counties
- Loans
- Mobile App
- Money Market
- Notary Service
- On Line Banking Bill Pay
- Safety Deposit Boxes
- Secure Text Messaging
- Wire Transfers
Peoples Credit Union Reviews
S
We have banked there too long. We have had multiple experience of short change accounts,. Won't let us transfer money from one account to another, won't let us use our card to pay for purchases, too many overdraft fees, trying to close our account gives us static. Alot of days not friendly on phone or in person. Avoid at all costs to save sanity.
We are always disappointed if a member decides to leave; we appreciate your previous membership and hope you have found a financial institution that will meet all your banking needs.
A
Yesterday (7/22/19) I had to dump People’s Credit Union. This situation was a long time coming but, I was being lazy and didn’t want the hassle of finding a new bank/credit union. Previously that day I made a purchase in Ames and realized I didn’t have enough in my account to cover it. I called People’s and spoke to Holly advising her of the situation. I told her I would be on my way there to move money from my savings to my checking to cover the -$6.11 balance. I asked her will I be charged the overdraft fee? Holly stated “no as long as you move it over in person”. After returning to town and moving money over I checked my account and noticed a $22.00 overdraft fee. I called People’s and spoke to Jamie telling her my situation who stated “the fee is automatic and the credit union pays dues and they have to charge me”. After my conversation with both these employees I’m closing my accounts and found another bank to assist me with my finances.
We are always sorry to see members leave; but understand you must do what is right for you and your situation. We do have a mobile app that allows you to move money from one account to another to avoid potential overdrafts; however, this must be done prior to any overdrafts happening.
D
It's a nice place to bank at haven't had any problems all the employees are nice and will work with you
Daniel, thank you for your membership and "5" STARS!
N
I have had nothing but good luck with this bank.
Thank you Nate for the 5 STARS! We promise to continue to do our best to exceed your expectations!
M
I have had nothing but great experience with PCU! From loan experience to staff experience to online banking and using the app.
Thank you Michael our goal is to exceed expectations.
M
They will take tons of your money away with overdraft fees you can't opt out of
Unlike banks, Peoples CU has no monthly maintenance fees; however overdraft fees are accessed when money is not available in your account. You can "OPT OUT" of privilege pay (which allows you to use your debit card even if funds are not available - there is a fee each time debit card is used and funds are not available). You must sign a form to OPT OUT. Once you OPT OUT, your card will be declined when funds are not available.
Nearby Loan Stores in Webster City
- Payday Loans
- Personal Loans
FAQs
1. How Can I Contact Peoples Credit Union?
You can call Peoples Credit Union via +1 515-832-6346. You can use our online platform to submit your loan application as well.3. What Type Of Loans Can I Get From Peoples Credit Union?
Peoples Credit Union offers various loan services: '- Loans
- ATMs
- CD IRAs
- Checking
- Christmas Club Savings
5. Is Peoples Credit Union An Agency Or A Lender?
Peoples Credit Union is a Credit union that accepts all kinds of loan requests including online installment loans. In addition, iPaydayLoans, as an online loan marketplace, can connect you with our network of lenders to get loan offers with competitive rates and terms.
2. Where Can I Find Peoples Credit Union?
Peoples Credit Union is located at 310 1st St, Webster City, IA 50595, United States. Take a look at the map and visit them in no time.4. How Can I Request A Loan At Peoples Credit Union?
You can fill in our easy-to-use online form on their website. If you need further assistance, you can always visit our online platform to see what's available for you.6. What Will Happen If I Can't Perform Repayment On My Loan?
You can discuss the issue with your lender if you have trouble performing repayments. Your lender may adjust the loan plan for you to cope with your current financial status. Click here to learn more information if, for example, you defaulted on your title loans online.7. Can I Get Loans With Unpleasant Credit Background from Peoples Credit Union?
Yes, it is possible to get loans with bad credit such as personal loans online from them. You can contact the loan service providers for detailed information regarding loan requirements. You can also visit iPaydayLoans to get instant loan offers with easy conditions.