Pa Preferred Mortgage Co US, Cranberry Twp

As a real estate agent, I work with Leah regularly. She has done a great job making sure my clients understand the mortgage process. When it came time to purchase my current home, I personally chose Leah for my mortgage needs. She and her company made the transaction smooth and painless, and I got a great interest rate!

Leah Quigley behaved in a shady and unprofessional manner along with Renee Pitrelli and Rick Shrum. She did not highlight the procedure in getting a mortgage. They kept asking for different documents and every time we provided them they changed the story and ask for different things. -When the house price was lowered due to issue that came up in the inspection she lowered the loan amount without consulting us - She failed to take into account the cost of home owner's insurance - compulsory- when calculating the debt to income ratio thus not offering a realistic view of the amount we could borrow. We found out a few days before closing. - She advised that the money for the deposit had to be in place. I put it in a separate bank account. My funds came VIA line of credit not FROM a line of credit it was easier for my, I run a business, to move money that way. She asked for bank statements to show that the line of credit had been paid off and then said that it was NOT OK anyways. A few days before closing she wanted to see $30k come from another account. All our funds are in one account already. We do not have another 30K. Even though the funds are there, the line of credit is zero my credit is excellent she advised we needed to show that we had more money. -She advised to get a gift letter for 30k from our cousin. Our cousin agreed to lend us the money provided that we didn't need to show his bank statements. they are private. She advised that if he wrote a personal check we would not need to see his statements. Two days before closing she advised that actually they do -She also advised -three days before closing- that our rental in NYC was going to be a problem. They wanted proof that we could leave our house here without any issues. We can not break our lease here before our mortgage gets approved for obvious reasons. We lost our house three days before closing because of prosperity home mortgage LLC and their incompetence. We also suspect civil rights violations based on the fact that we are a gay couple. We strongly believe that this treatment was due to discrimination. WE have initiated a separate inquiry regarding that.

I refer all of my clients to Leah Q. at PA Preferred. She makes a sometimes overwhelming experience manageable ~ especially for first time buyers. Leah is very clear when setting expectations and takes all the time needed to walk my clients through the mortgage process. While being kind, thoughtful, and considerate she also has a deep knowledge of both the mortgage and real estate businesses. I wholeheartedly recommend that everyone who needs a mortgage give her a call!

Very easy to work with and with us every step of the way. Any documents they needed were communicated to us in a timely manner and we were able to upload everything easily to their secure online portal. I was very happy with their constant feedback, open and clear communication, and timely responses!