Orange County Mortgage Inc Newhope St, Fountain Valley

I had a fantastic experience working with Phil on my refinance. My schedule is very hectic, so I needed someone that could be flexible. He would respond to my calls, texts, and emails day or night within the hour. We made progress very quickly. I never questioned Phil’s motivations, he was there to help and always had our best interest at heart. From the time we started to the time we finished with OC mortgage, it was quick, painless, and well thought-out. Thanks a lot Phil!

Phil was very helpful, knowledgeable on loan programs & always kept an open line of communication during my parent's refinance. He's now my 'go-to guy' when I have a general mortgage question for purchase or a refinance. Highly recommend. Thanks Phil!

Phil was our direct contact on our original loan and refinance. He’s always been professional and responsive. He took care of us throughout the process. He was very informative and supportive at the beginning all the way to the end, even answering questions about closing, etc... We came back to Phil to refinance our loan!

Phil Arrabaca personally took care of every aspect from start to finish. Informed me of the whole process and kept me updated on every step. I could tell he is passionate about his job and it shows in every interaction with the client and professional way he carries himself. He went above and beyond during my refinance. Thank you Phil.

I must say, Phil A. is amazing. He made the buying process super easy and walked us through every single step. No matter how grand or small the question was, Phil went ahead and answered everything. He was the difference maker!

Got a refinance loan on our home. Phil made things super easy and always answered our questions and kept us up to date on the progress. We were going to go with Churchill Mortgage originally since I am a Dave Ramsey listeners and he endorses them. They were very nice too but after talking to Phil and giving use many more options, we found a much better deal. We are so happy we went with Phil and Orange County Mortgage.

Hi! If you’re like me a first timer on refinancing your house don’t hesitate to contact Phil Arrabaca at Orange County Mortgage Inc.. He is very knowledgeable and well experienced broker. He explained to me everything about the refinenancing and what suits the best. I quickly trusted him and feel very comfortable to let Phil do the process. Express my gratitude and highly recommended Phil Arrabaca if you need a refinance broker.

Phil Arrabaca helped refinance my parent's VA loan. They thought they were going to be stuck with their high interest rate loan for a while and didn't think it was possible to refinance. My Mom was literally in tears when she found out they were approved. We were very impressed with Phil's attention to detail and how he communicated with us constantly to let us know where we were in the loan process and whenever there were any changes made, down to the last condition being signed off. My parents are beyond happy with their new loan and will definitely work with Phil again. Phil's knowledge, diligence and professionalism was on point. His attention to detail and constant communication throughout the loan process was impressive and contributed to a fast and smooth loan closing.

Mr. Phil Arrabaca, An amazing gentleman who went above and beyond to assist us with the refinancing process! I cannot express my gratitude in words for the way Phil guided us through EACH process step by step in attentive detail, so we can gain a better understanding and knowledge of it. I'm thankful for his level of expertise in assisting with everything in a highly professional manner. He always provided availability no matter if we just had a quick question, or needed to go over something that required a long explanation. He has gained the utmost respect of my family and I through his hard work and assistance. I'd highly recommend Phil and his team at Orange County Mortgage! Thank you once again!

Once again, hats off to Phil Arrabaca. He did a great job guiding my parents refinance their home. He is very professional, considerate and is always willing to help. You can definitely trust him. Overall they have a great team and we will definitely recommend Orange County Mortgage to friends and family!