Opportunities Credit Union Winooski Falls Way, Winooski
+1 802-654-4540
https://www.oppsvt.org/
25 Winooski Falls Way Suite 203, Winooski, VT 05404, United States
Opportunities Credit Union Reviews
T
I have been working with the folks at OCU for about three years and have been continually impressed by their operation and commitment to their customers. Also have referred folks to their Money Sense program several times and have received very positive feedback from those I have referred. The opportunity for individuals to receive one on one financial counseling free of charge by qualified individuals is tremendous especially these days when managing personal finances is more complicated than ever. THANK YOU OCU and staff for serving our community!!
Tim- I’m so glad you appreciate Opportunities!
A
Took out an auto loan, they made it simple and quick. I like the mission of providing financial services to vulnerable communities and I'm happy to support that.
Thanks, Ami! We’re here for you.
W
I’ve been working with Opportunities Credit Union for the past few years and have always had a great experience! The financial educator, Jon taught me many valuable lessons about getting my credit on track and vastly reducing my debt. I highly recommend banking with OCU! They were there when I needed help and have been working with me every step of the way.
William, we’re glad you’re happy!
J
Jon has been beyond amazing with repairing my credit. I went from being completely hopeless to better than ever. I had some very worrisome problems with my credit that I did not think could be fixed, and John worked his magic! I am so excited to buy my first home! If you have any problems with your credit, Jon is the guy to see. He can help you get on the right path and set you up for success.
James- thanks for appreciating our great staff!
L
I have had an account with this bank for over a year. I switched my account from another bank to them, because I am in a wheelchair, and the bank is right across the driveway from me. Thought it would be safer than trying to cross East Allen street to get to TD Bank. I recently had to report my debit card as lost/stolen. I went to get a new card, and they want $20 + to replace it! Very expensive bank to use. I can understand charging for a new card if someone was a frequent flyer at losing their card, but if it has been lost or stolen, you already feel awful, and having to spend that kind of money for a new one, is ridiculous. I have been with several banks over the past 45 years, and have never had to pay for a replacement debit card. What makes it even more inconvenient, is as it nears the end of the month, there is limited money in my account, so I now need to wait until the 3rd of a month to order the new card, which then takes minimum of 10 days to get to me (The bank is right across the driveway from me). So, a month without a debit card, I now have to go in and change all my payments for rent etc. to my checking account. Once I get the card, I then have to go back and change all my payments to be used by the debit card. This bank advertises itself as a "for the people" kind of bank. "shaking my head", I say NOT! Needless to say, this is not a convenient bank, nor do I consider it to be a "for the people" kind of bank. Very disappointed and disenchanted with this bank.
K
I hate online banking with Opportunity credit union. Their mobile app is extremely slow, and full of bugs. Remote deposit takes at least 4-5 tries before it's successful. And most times, you can't view an image of your deposit (It says image not available). There are so many things that drives a user crazy with their app. I want my online banking experience to be secure but also intuitive. OCU app is anything but intuitive. Beside their online app, their hours are limited, requires longer wait, and phone support is limited. Not sure why my wife chose this bank but I urge everyone to avoid this bank as much as possible. Stay away!! Go to TD bank instead.
Original Response (10/23/21): I am sorry to hear you had a poor experience with our remote services. We are aware of this issue and are working on an solution. In the meantime, it would be helpful if you could send a screen shot of the error you experienced to [email protected]. In your email, please let us know what kind of device and operating system you are using. If there’s anything else we can help you with in the meantime, please let us know. Edit (10/24/21): We received word today from the software company that develops the program we use to manage online banking accounts and services that they have encountered issues with remote capture. They have told us that an update is in development. Please keep an eye out for app updates on your phone, we believe it should be fixed after the patch. If you continue to experience problems, please let us know. Thank you, for letting us know about this.
A
Excellent local credit union doing life-changing work in the community!
Thanks for your support!
T
Such wonderful people - most definitely recommend starting your financial journey here!
Thanks, Ting! We are stronger because of your help!
K
These wonderful people saved us!! We were buried in debt and I swear these guys work miracles! Jon Goffe does AMAZING work, left me feeling on top of the world after tackling our mound of debt! Also have to give a shout out to Mr. Jonathan Brooks for helping out BIG TIME in the process! Feels good to be able to pay things off on my credit report to only put my family in a better financial situation to buy our first home!!! If you are looking for one on one personal banking then this is the EXACT place you want to be, you won’t regret it! Can’t say enough good things about this place :)
Wow! I’m so glad you were pleased with our work. Reviews like yours inspire us!
H
Too new. Too inexperienced. Not sure whether it is growing pains or the people they hire are not trained well, but every time a relatively simple question is asked, their “Tellers” cannot seem to give a straight answer, as a first response. They always have to double check and it takes forever - like forever. Then the answer is so convoluted, asking for clarification is more of a time sink! It’s frustrating. I tried my best to give them my business, but their business is supposed to be banking, and they are ill prepared to do so in a quick, efficient, and correct manner. Their WOW checking product is so elaborate (probably purchased by a vender, as opposed to being developed in-house), their customer service teller cannot answer intricate questions nor explain it clearly. If you are doing more than simple cash transactions and savings, You might want to review other nearby Credit Unions.
Thanks for the feedback on our WOW product. It’s actually not purchased by a vendor. We’ll take a look at the complexity and do some simplifying.
Nearby Loan Stores in Winooski
FAQs
1. How Can I Contact Opportunities Credit Union?
You can call them at this phone number +1 802-654-4540. Or you can search for their website and fill out the loan form online.3. How to Apply for a Loan at Opportunities Credit Union?
You can search for their website and fill out the loan form online. If you are looking for payday advance loans, you can come to our website for more details.5. What Can I Do if I Fail to Repay My Loan?
Kindly communicate with your lender if you are likely to fall behind on the monthly payments. Different lenders have different solutions to late payment. It is of great importance to check carefully before signing the loan agreement.
2. Where Is Opportunities Credit Union? How Can I Get There?
Opportunities Credit Union is located at 25 Winooski Falls Way Suite 203, Winooski, VT 05404, United States. You may simply check the map and find the best way to access it.4. Is Opportunities Credit Union an Agency or a Lender?
Opportunities Credit Union is a Credit union. To make things easier, iPaydayLoans serves to get you connected with a wide range of reputed lenders over the internet. You can check out our platform to secure a small personal loan with no credit check.6. Does Opportunities Credit Union Offer Loans for Bad Credit?
Yes, but if you want to get approved for a bad credit loan, iPaydayLoans is here to help! Just turn to our online service to get a personal installment loan even with your low credit scores.