OneMain Financial Hooper Ave, Toms River

My mom and I came to One Main Financial a couple weeks ago because we were in need of immediate funds for a time-sensitive issue. Even though we only got approved for 20K initially, the manager at the Toms River location, Giovanni made sure to help us get 40K through a personal, secured loan. They went above and beyond to make sure we get the credit approval. We also just paid off our loan and Giovanni helped us do this without any issues. I definitely recommend this place, they are amazing and very helpful, and will definitely do the best of their ability to help meet your needs!

Trying to buy a co-op as a primary residence have to pay cash, so I need to borrow about $15,000. Just to get $5,600. had to use my car as collateral, even with a credit score of about 700, income is about $30,000. and my only bill was my $300. car pmt. (I don't even pay rent, no mortgage, no debt). They paid off my car at $2900. Now it will cost me $8500. to pay off my car. Process was long. Did a lot of it online, then had to do another 90 minutes in person. Be careful to check everything in the total that you are borrowing. Things were added in like insurance, totally almost $2000.!! So it would have been a total of almost $10,500. !! I had that removed of course. On the plus side, there were no fees and money was in my account within a few hours. Other companies turned me down so I was happy to find one that approved me, but I will pay it off quickly because of the potential risk of losing my car. Mariners gave me $4000. no collateral, all done online, took about 15 minutes, money in my account the next day. Easiest thing I've ever done. I recommend trying them first. Capital One gave me $5000. credit card cash advance with no interest for 15 months.

Extremely unprofessional dealings with personnel at local Toms River branch. I had to call multiple times to get someone on the phone. Whenever I spoke with anyone they seemed bothered and annoyed to do their job. I was pre approved for a loan with low interest just to have them run credit multiple times and come up with much higher interest rate. I had to give the same information to the same gentleman multiple times that was somehow lost between calls which is likely why my credit was run by them over and over. I was approved and just signed for 0% loan through another local credit union. Be aware of these shady tactics. For what it's worth the branch in ledgewood closer to the motorcycle dealership I went through was extremely pleasant and professional and they did most of the legwork with the dealership in place of the Toms River branch.

They wanted to "pay off" my existing car loan, then they would lend me $6,500 cash, then expected me to pay back $897/month for 5 years at 30% interest... which is MORE THAN DOUBLE MY CURRENT CAR PAYMENT... absolutely not worth it! But they wouldn't take a paid off motorcycle or my paid off mobile home as collateral (which would actually make more sense). Glorified LOAN SHARKS. Don't get swindled!

Applied for 3500$ loan, wound up getting a loan charging me $8000 with a bunch of "extra" things I never asked for. Bunch of con artists.

We went to one main financial today for a $6000 loan and just like everyone else that wrote reviews they wanted to use my car as collateral. I only owe $6000.00 on my car so therefore I would be paying off my car for another 5 years. So how much would I be paying for my car after 5 years. Then one of the other workers butted in with a bad attitude and told us we didn’t qualify for a loan without collateral. I just got a $270,000 mtg loan 2 weeks before with no problem and I make $105,000 a year with good credit. Do not go here. Its a very scarry place. RED FLAG. RIP OFF.

Ronald Goldman was our loan specialist and wow a great guy he is! We had some credit issues and he totally helped us get what we needed to get to a better place financially! God put us there with him at the right time because we didn't have an appointment, my husband and I just walked in looking for some help and that is where Ronald took over!!! I will always recommend him! !!!

This is a scam there all hopes and answers when there trying to get you to accept and sign the loan. DONT BE A FISH FOR THERE BAIT! They say you’ll end up paying more in credit cards and false dreams just to accept the money but you rather pay that then what your going to pay with them... there a scale just put to take your money and that’s all... Don’t even bother with this they got me I’m still paying for this PLEASE DONT GET A LOAD FROM THEM ESPECIALLY OR FROM ANYONE!

It's a loan agency, they aren't going to give you an amazing rate, or the best deals. Ever. However, I DO expect great customer service. I DO expect to have a knowledable staff present and available to answer any questions regarding payments, policies and options available to me... Which I feel, they do NOT have at this office. I feel every time I've called, their rep doesn't offer full, correct answers and is quick to "tell you" rather than to actually listen to what his customer is asking of him. While a small office, the team there must all be 'in training' with the exception of ONE male employee who appears to be the only one who seems to have any further knowledge beyond whatever information these agents are given on screen using their mouse and keyboard. Every agent there was consistently appraching him with questions, to review what they were doing or to make changes to a loan they were in progress of...that doesn't exactly encourage confidence in a business or brand. It also seems that their 'policies' are consistently changing and more paperwork needs to be filed/changed, but inconveniently, you can ONLY do so in the office. (Even something as simple as changing a reoccuring monthly billing date, which any other business allows you to do with ease over the phone or online on their website using a login) This isn't very customer friendly, and behind todays mondern business pratices in my opinion. Overall, again, it's a loan office. I don't expect much. BUT what I do expect, (and what every consumer SHOULD expect from a reputable business) they do NOT preform well with. Their team seems dysfunctional at best.

Easy process, and very reasonable payment plan. Was assisted by Ron, and he was very great to work with.