ONEIL Team - Mortgage and Realty Professionals Ibis St, San Diego

We recently closed with a smooth financing process facilitated thru ONEIL Team! After considering several financing options, we felt that Craig’s responsiveness, commitment to providing realistic expectations (not overselling), and knowledge of the market were the best fit. Craig kept us updated as rates shifted, got us cross-qualified quickly for the listing agent, and made sure we moved quickly to lock the best rate possible for our loan. Later when we hit unexpected delays with our VA appraisal process, his team did their best to advocate for updates and expedite the work. Thank you for partnering with us on our first home!

Craig and his team are true professionals. I reached out to Craig based on referrals from two of my good friends and I’m really happy I did. I have been wanting to refi since the pandemic started but I had recently changed jobs/status from W2 to 1099 back to W2. I was not expecting the process to go this smoothly! Less than 30 days from start to finish and I’m really happy. I had so many questions answered and Craig was ALWAYS available via my preferred method of communication - text messaging. All docs submitted through a secure portal. One of the easiest things I’ve ever been through. I wouldn’t hesitate to recommend Craig and team to anyone looking to buy or refi.

I worked with Craig in my VA refi. He was very helpful and made the process easy. I've used other companies for purchases or refi and working with Craig was the best. He made himself available thru all means of communication via email, text or voice. I highly recommend using his services.

We are very greatful to Craig and the team for helping us navigate our refinance. It was fast and easy and Craig was very knowledgeable and responsive when I had questions. Thanks!

I wanted to take a moment to share my refinance experience with a great mortgage professional. We met Craig O'Neil through our son who also refinanced and had a similar great experience. I refinanced 3 mortgages concurrently and we were able to close them all in record speed. From start to finish we closed in under a month. Given the frenzied state of the mortgage market today and the lengthy delays some of my friends had experienced, Craig deserves a lot of credit for running things like clockwork. We attribute our good fortunes to his due diligence, patience and expertise. He bent over backwards to provide us with a stellar and timely service and was able to anticipate potential snags. He helped navigate us around a few bumps that could have slowed down escrow or could have resulted in an expired interest rate lock. Once escrow was opened, Craig kept us in the loop every step of the way. He was always readily available to address any questions that popped up and answered each one thoughtfully. If you are seeking a new mortgage or refinancing an existing loan, I would highly recommend you contact Craig O'Neil as your mortgage expert of choice. You won’t be disappointed.

Craig was wonderful in help my partner and I finance our first home. He was very thorough and even helped me fix a huge issue on my credit. I truly recommend using Craig and his team when going to finance your new home.

It was an absolute pleasure working with Craig and his team. Purchasing a home can be a stressful time as a buyer and they really helped make the experience run as smoothly as possible. The communication throughout the entire process was first class and both my wife and I were so thankful to have a team that we felt we could trust and lift some of the weight off of our shoulder. Highlight recommend!

I was just approved for a refinance!! A friend referred me to Craig for a home refinance. Craig made the experience very easy. He was able to quickly answer any questions, made me feel like I was his only customer, gave me a great rate and completed the entire process within 3 weeks start to finish. I will defiantly utilize his customer service again! 10 Stars ⭐️

Craig was so helpful during this house buying process. It can be a really stressful experience, but Craig was available whenever I had a question and always explained things very thoroughly.

This past month, I worked with Craig for the 3rd time. 2 initial mortgages and now a refinance! He always gets us the best details on these services. Each time he's been better than competitors from the start. Great service and fast closing. Since all the rates have been low recently, friends and family have also chosen Craig to help them! I can't recommend him enough.