MMC LENDING W Ave M-4 Suite H, Palmdale

Great experience refinancing my townhome! Tom Hamilton was professional, straightforward and enjoyable to work with. Uploading the required documents was easy and convenient. The whole process was easy and I am highly satisfied with the service provided! Thank you!

First time buying a home, I thought it would be pretty difficult and extremely time consuming. They kept me updated every step of the way, the process was 37 days from start to finish. I will definitely use them for my next home purchase a few years from now. If you’re needing someone to walk you through the process give them a call I definitely recommend. Ask for HM this lady knows her work very well.

I contacted a home via realtor on 5/23 when I was in the area and wanted to view a home. Shortly after I was contacted by Cedrina Herrera. I explained I was a first time home buyer and I was pre approved for xxxxxx amount. Before she could even review my pre approval she began to sell me on a colleague of her her named “Edgar Aguilar” from MMC lending. She went on to sell me on her colleague stating he could get me a better rate, higher buying power, better pre approval. She connected me with this gentleman and I spoke with him via phone and he advised me to submit all my documents, credit, etc. I went ahead and submitted all documents to be given the run around for the next 3.5 weeks. I even went as far as to go view a home 1 hour from me with the Intent that both the agent and lending officer were aggressively working hard to comply with their job in a efficiently manner and getting me that promised “better pre approval”. I also did a buyers consult with Cedrina Herrera where she broke down the market to the best of her ability and knowledge which left me a little confused as certain questions could not be answered, her response was “Edgar will explain that” mind you Edgar was not returning phone calls, text, emails. I really had hopes that this was just first time home buyer jitters and everything would work out. The last week I was working with both the agent and the lending officer I was asked for proof of “reserved funds” on top of my closing cost and down payment, which I provided. Almost 4 weeks later from my initial contact with Cedrina I received a text message from the agent NOT the lending officer congratulating me on a pre approval with no documents to support, just a simple text message that stated your pre approved for xxxxxx amount. I found that to be extremely unprofessional and caused red flags. I shortly withdrew from Cedrina and Edgar. First time home buyers have such great opportunity, and it can easily be sabotaged by employees of this nature. Do your research before you waste credit points, time, and energy. Look for reviews, history on both the lending officers and agents/realtors.

It has been an absolute pleasure working with Troy Hoeft. He was able to complete a loan application on a rush given the challenging file. During the transaction his response rate was immediate and knew exactly where our loan process was every step of the way. Troy and his team are the best!!

Tom Hamilton really made the whole process so easy. He's always available, the system is easy to work with, and before I knew it I was closing on a great house! Thanks Tom!