Michael Girard Jr. | American Gateway Mortgage Lincoln Blvd, Lincoln

Michael has been a pleasure to do business with. He is both professional and friendly. My loan process with Michael and his company was one of the smoothest I have encountered. He kept me informed and updated as necessary. I highly recommend his services and will definitely recommend him to my family and friends. -Julieta F.

Highly recommend Mike! Mike helped make our refinance process so easy and quick. Mike is very knowledgeable, has great communication and easy to work with. I had 3 other local institutes give me quotes and they're paperwork, communication and process took forever and all their rates were higher. If you want a good rate and smooth easy process please consider Mike.

Mike was a pleasure to work with. His guidance and knowledge made the process easier for my wife and me as first-time home buyers. He assessed our situation (admittedly, not the most ideal) and came up with a game plan and executed. We also saved over $5,000 in closing cost by using Mike’s services when compared to our original intended loan company. Great experience. Understanding. Knowledgeable. Helpful.

We wanted to say a few words about Michael Girard as our Mortgage Broker. Michael is the most professional and client concerned broker we have ever worked with. He has his client’s needs foremost in his mind. We were set to sign with one company but on that day the rates went down. Mike called us and said I have found you a better deal with lower rates so don’t sign. He not only found us a better deal. We would have never known that and he would have gotten his commission sooner, instead he helped us. He also is the most through agent we have found. He did our numbers and got back to us in 3 days; provided a list of what we needed to provide; got the approval and we closed within 1 month. He also sent a Notary to our house for our convenience instead of us having to go to an office. If you are looking for an honest, hardworking, concerned Broker with your best interest in mind, please give Mike a try.

Mike is The Best. I met 100 hurdles at the last minute. He communicated effectively with the other lender and took care of every small to big need. I was working nights on Clovid floor and he worked with my crazy night time work schedule. He explained everything an sometimes multiple times. He has so much patience, listens, works tiredlessly (even on weekends), amazing work ethics. Did I mention he had greatest communication skills : )

Michael made the buying a house process so easy. We have used him for a refinance and to purchase a rental and both times the process was quick and easy. He is very organized and knowledgeable. He is always quick to respond to every email, call or text I don’t think I ever had to wait more than an hour for a response (even when he was on vacation). I will most definitely be using Michael Girard for any future loans and would HIGHLY recommend him to anyone looking to purchase if you’re looking for a stress free, time efficient purchase. Everything is done remotely and at the very end when it comes time to sign documents he had a notary just come to our house, doesn’t get any easier than that!

Michael is an outstanding broker. He pays lots of attentions to detail which makes him very efficient and responsive . His knowledge ,and experience puts him on a higher level of professionalism . I highly recommend Michael for any of your real estate deals.

we have worked with Michael for over 15 years now. Michael is very knowledgeable, honest, reliable, and easy to communicate with. He will find you the best deal with your mortgage needs. he helped us sold our house in Lincoln and when we moved to San Diego, we still used his services. I definitely recommend Michael if you are looking for your mortgage needs.

This is the third time with have worked with Mike and he consistently delivers. He is knowledgeable, responsive, and gets things done- quick. He explained every step of the process to us in detail, patiently answered all our questions, and got us a great rate. I would highly recommend Mike for your next refi or home loan!

My husband and I recently refinanced our mortgage and there was an error from a previous loan and he helped walk it thru and get it processed in a timely manner. Very easy to work with and the process couldn't have been easier. Thanks for your help. We highly recommend Michael.