Michael Bovaird - Loan Officer (NMLS# 223593) Newark St, Hoboken

Michael, Joseph, and Jason were always available to answer all our questions. They laid out the process step by step and took us through it in a very professional manner. We were able to close on time and without any problems from the lender's side. I would highly recommend using NJ Lenders, and specifically Michael and his team.

I cannot say thank you enough for NJ lender Michael’s team, including my loan officer Joe, Jason and Michael. I used many lenders but NJ lender is absolutely the best one I ever had.

Highly recommend this lender! Michael and his team were awesome to work with, extremely helpful and made the loan process easy for us. I would absolutely use them again. They really simplified the process for us first-time home buyers! They were extremely easy to get in touch with and were on top of the whole process.

Can't thank Michael Bovaird and his staff Joseph Sada enough for how they took care of me from beginning to end on the refinance of my home. No hidden agenda just straight up reputable business people. I have pretty high standards but have to say I met my match in working with Joseph Sada and NJ Lenders Hoboken branch. Efficient to the 100th power. NJ Lenders clearly rocked!!

Mike and his team were amazing! Great communication throughout the mortgage process. Highly recommended!

From the time I made the first contact with Joseph Sada, he provided me with excellent service. I could not be happier with his work and that of Jason Obrusniak. He was great and clear in communication and had integrity when we encountered a few uphills with underwriting. I would strongly recommend him and NJ Lenders Hoboken. Thank you for the great work! Other places I called for quote could not believe that NJ Lenders was offering such a competitive rate and they all told me there should be a scam somewhere. Now that we have closed the deal, I can attest everything was perfect.

Michael was extremely helpful, taking the time to personally understand our situation and goals as first-time home buyers. He walked us through the math, showing us how to maximize our renovation ability while minimizing the overall loan costs. He and his team made it easy to gather all the necessary documentation and keep it updated throughout the process, and were helpful and accommodating when the inevitable complications arose. They were all incredibly responsive and knowledgeable, answering every question we could think of. If we do find ourselves in the market again, Michael will be our first call!

NJ Lenders did a wonderful job in getting us refinanced quickly without issues. We recommend them to all our friends and family..

What can I say about NJ Lenders? They are absolutely the best in the business! Michael Bovaird and his team are amazing, and I highly recommend them! I recently just refinanced my mortgage with them and had the pleasure of working with Joseph Sada throughout the whole process. He was on top of everything and was available at the drop of a hat whenever I had a question. Organization is key during a refinance and Joseph managed the entire process seamlessly. I have established a strong relationship with Joseph that will carry forward for all my future home lending needs.

Overall, I would definitely recommend Michael's Team for any mortgage needs. Michael took the time out to thoroughly explain the best options that best fits our lifestyle. He asked the right and thoughtful questions in order for us to make the decision for our needs. His team (Jason and Joseph) was truly amazing and very attentive and detailed throughout the entire process. Transparency for us was a really important aspect of the home purchase and Michael's Team demonstrated that throughout the mortgage process. The one area that I can possibly see further growth is more frequent communication between different parties involved in the purchase process to create a seamless process as there are different levels of understanding of purchasers in the deal.