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Mortgage broker

Mares Mortgage | #1 Mortgage Brokers In Orange CountyĀ Capistrano

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5
Closed
Monday8AM–5PM

+1 949-536-9551

https://maresmortgage.com/team-member/christian-hernandez/

32172-A, Camino Capistrano, San Juan Capistrano, CA 92675, United States

Apply Online

    Services

    • Home Purchasing Assistance
    • Mortgage Loan Application Assistance
    • Mortgage Loan Shopping Assistance
    • Mortgage Rate Shopping Assistance
    • Mortgage Refinancing Assistance
    • Reverse Mortgage Loan Assistance
    • 30 Year Fixed Rate Loan
    • Bridge Loan
    • Combined Loan
    • Conventional
    • Conventional Purchase Loan
    • Direct Lenders
    • FHA
    • Government Loans
    • Home Equity
    • Home Loans
    • Jumbo
    • Jumbo Loans
    • Loan Program
    • Mortgage Financing

    Mares Mortgage | #1 Mortgage Brokers In Orange County Reviews

    S

    Steven Chhan
    5

    Bridget was amazing to work with! We've been looking for a house for two years. The market is super competitive out here and it was difficult to pinpoint a strategy with other lenders. She was great with communication and kept us up-to-date constantly. She also gave us many options in terms of rates, speed, and how to strengthen our offer. Thanks to Bridget and our realtor, we were able to come up with an offer that ultimately got us the house! It wasn't the highest offer dollar wise, but it was strong with the speed and terms. She even worked during her vacation to make sure we were able to get an amazing rate and close in 15 days. Thank you again Bridget! You were amazing 😊

    Response from the owner

    Thank you Steven!!!

    J

    Joy Berkowitz
    5

    My husband and I had such a positive experience with Mares Mortgage during a time which could have been very stressful. Everyone was very friendly, patient, and communicated well with us during each step. They helped make the process of purchasing a new home very exciting and the entire process went extremely smoothly.

    Response from the owner

    🄰thank you

    M

    Melisa Ochoa
    5

    We have used Mares Mortgage and worked with Oscar for our first home purchase and it was such a great experience. We never had unanswered questions when it came to the whole process of buying a home especially being first time home buyers. We are also currently using Mares Mortgage while we are searching for our next home and it has been so helpful. Thank you again.

    Response from the owner

    Thank you Melisa!

    C

    Claudia J Villalobos
    5

    Mares Mortgage offers an amazing service to the community. Weather you are a first time home buyer or a homeowner looking to upgrade, Mares Mortgage has the services you need and will walk with you every step of the way. Oscar works tirelessly, is prompt with all the steps required and goes above and beyond to get the best loan possible.

    Response from the owner

    Thank you Claudia!!!

    K

    Kimberly Bayles
    5

    I have been working with Mares Mortgage for years. They go above and beyond in providing great customer service for their clients. I highly recommend if you are buying a home or refinancing that you go through them.

    M

    Mark
    5

    We could not be more pleased with the team at Mares Mortgage as this is the second time we have refinanced our home over the past four years. We really enjoyed working with Oscar Gonzalez as he always makes the process easy and transparent. We were able to close Escrow in less than 30 days and could not be happier. I would recommend Mares Mortgage to any first time buyers and or people who are looking to refinance their home.

    Response from the owner

    Thank you Mark!

    k

    kelly moloney
    5

    Kim and her team are true professionals. She made us feel like we were her only clients. Kim was very quick to respond to all of our questions and processed our loan with the crunch time frame we were given. We recommend Kim at Mares Mortgage to all.

    Response from the owner

    Thank you Kelley!

    k

    kency room
    5

    Christain hernandes is excellent home finance lender. He completed my two home finance lending. He provided best rates and within 8 days excellent loan closing. Highly recommend him and mares mortgage team for beat service.

    Response from the owner

    Thank you Kency!!!

    C

    Chase Drews
    5

    Everyone at Mares Mortgage were such a pleasure to work with. They made the difficult process of lending feel so much easier. I highly recommend them! 10/10

    Response from the owner

    Thank you Chase!

    L

    Laura Mazariegos
    5

    Christian from Mares Mortgage was soo helpful and efficient at helping us through the whole process of home buying. Thank you so much for all your help!

    Response from the owner

    Thank you Laura! It was a pleasure getting to work with you and your husband!!!

    B

    Blake Blacklidge
    5

    The team at Mares Mortgage is simply the best. I have worked with many lenders in OC and none compare to the team here. They are the only lender that I recommend to my clients.

    Response from the owner

    Thank you Blake!

    L

    Lynn
    5

    I received great service from Christian and his team during my refinance process. My own bank turned me down, but Mares Mortgage found me a lender and a better interest rate. I have already recommended Christian to two other friends who are interested in refinancing their homes.

    Response from the owner

    Thank you Lynn!!!

    n

    noah Martin
    5

    I have financed and refinanced houses about 10 times in my life and Mares Mortgage was the best I have worked with. Oscar was honest, responsive and always puts your needs first. In a world of large box stores, on line everything with no personal attention it is refreshing to have a local, family owned business that treats you so well. You feel more like a partnership than a customer with Mares Mortgage.

    Response from the owner

    Thank you Noah!!!

    A

    Alex Perez
    5

    My wife and I have known Oscar Gonzalez at Mares Mortgage for over 20 years as we have refinanced our mortgage a few times; Oscar earned our trust and respect for his professionalism, honesty and willingness to always go out of his way and to help us get the best terms on the refinancing process; the quality of service, work ethics and business knowledge are exceptional and we are very please to have known him all this years. We absolutely recommend his services, that speaks volumes of the type of agents Mares Mortgage has on his team; big kudos to all of them.

    Response from the owner

    Thank you Alex!!!

    j

    josenev2012
    5

    Mares' Oscar Gonzalez went the extra mile to help us secure the home loan we needed. Thank you! We highly recommend their services to anyone looking to buy a home.

    Response from the owner

    Thank you Jose!!!

    R

    Ross Fippinger
    5

    The Mares team is the best in the biz!! Mares Mortgage is always there when you need them and they are the most knowledgeable mortgage brokerage firm I have encountered. They will always be my first call and I highly recommend them to anyone that needs advice of a professional.

    Response from the owner

    Thank you sir!

    R

    Ryan Camp
    5

    Cubie was great to work with and the overall process of getting pre-approved for a loan was very smooth. Highly recommend.

    Response from the owner

    Thank you Ryan!!!

    E

    Elio Cipriano
    5

    The most reliable and honest team of lenders that I have work with. I always referred them to clients. Keep up the good work Cubi!

    Response from the owner

    Thank you Elio!!!

    Z

    Zaed Ejaz
    5

    Really enjoyed working with Mares Mortgage. We worked with Cubbie who was very supportive throughout the lending process. He was knowledgeable and helpful from start to finish. As a first time home buyer, Cubbie was very patient to answer our questions. During closing I recommend the buyer should verify all the information before signing the loan docs.

    Response from the owner

    Thank you Zaed!!!

    A

    Angela Caputo LLS Woman of the Year
    5

    Christian and Cubie at Mares Mortgage did an awesome job with my refinance! Prompt communication, solid service, very aggressive and low rates, everything was top notch. I highly recommend them to anyone looking to purchase or refinance their home!

    Response from the owner

    Thank you Angela!!!

    H

    Horacio Ontiveros
    5

    My wife and I would highly recommend Oscar Gonzales and the team at Mares Mortgage to anyone looking for assistance with their Home Loan or Refinance. Oscar has always been very professional, responsive, and a strait shooter. We have done 3 Home Loans and 3 Refinances with Oscar at Mares Mortgage. He takes the time to answer all the questions we have and is very thorough with explaining all the numbers through the process. Thank you to Oscar and the team at Mares Mortgage for their professionalism, guidance and assistance. We appreciate all your help with the most recent purchase of our new home. In the future, if we decide to go through another purchase or refinance we will certainly be coming back to Oscar and the Mares Mortgage team.

    Response from the owner

    Thank you Horacio!

    M

    Mike Maynard
    5

    Riley Smith was very professional and detailed and helped me through out the whole refinance. I recommend Riley and Mares Mortgage to anyone who wants to refinance or buy a home. Sincerely, Mike Maynard

    Response from the owner

    Thank you Mike!!!

    D

    Deborah Cruz
    5

    Ɠscar Gonzales at Mares Mortgage was very professional and helpful on our first home purchase. Every question we had was answered in a timely manner. Oscar was easy to talk to and made sure we understood everything that was presented to us. Most of the time we worked remotely because of covid, but it was very easy and he made sure to guide us through the whole process. We were very pleased with the interest rate we received. We will absolutely use Oscar at Mares mortgage again in the future.

    Response from the owner

    Thank you Deborah! Oscar is one of the best in the industry!

    G

    Gina Kramer
    5

    We had an incredible experience refinancing our home with Mares Mortgage. Cutberto went out of his way to not only get us the best rate possible, but also to explain everything in detail. His knowledge, patience and true care for our experience was amazing. We highly recommend you talk to them should you have any mortgage needs!

    Response from the owner

    Thank you Gina!

    J

    JIMMY WILLIAMS
    5

    Mares Mortgage is a high caliber, professional, well-rounded Mortgage provider. In the beginning I was hesitant because I was using a VA home loan, and I’ve been told administratively there are different characteristics that some companies are unfamiliar with because they don’t have much experience processing them. This was not the case with Mares Mortgage, they knew the process and executed the process with zero hiccups. Christian was an all star. Late night calls, game planning, customer concerns, everything was answered and understood after speaking with Chris. He made himself available and simplified the steps so they could be understood. genuinely, would recommend to friends and family.

    Response from the owner

    Thank you, we are so thankful you took the time to share your experience.

    C

    Chelsea Johnson
    5

    My husband and I had such a great experience working with Mares Mortgage and Christian specifically. This was our first time buying a home, and we needed a lot of guidance and explanation along the way. Christian was always happy to answer our questions and was on top of all of the paperwork. He helped us secure an awesome rate and was both transparent and helpful throughout the process. Buying a house can be frightening, so being able to trust our lender and have someone to speak with was crucial. Whenever we do buy again, we will absolutely work with Christian and Mares Mortgage again!

    Response from the owner

    Thank you Chelsea!

    d

    diana canty
    5

    I Highly recommend Christian Hernandez from Mares Mortgage, to anyone seeking a loan or refinance. Our family have used Mares Mortgage twice now, for a home purchase and refinancing. My son used them for his first home purchase 5 years ago, and my husband and I just refinanced our home to a 15 year! This has made me sleep at night much easier not thinking I have to pay a mortgage for 25 more years at 57. Christian was able to get us the lowest rate possible at 15 years, it ended up being almost the same amt as my 30 yr loan payment and I will be done in 15 !!! This was a quick and easy process, no headaches or millions of documents. All docs signed online for the safety of Corona Virus. Please call them, you will be so proud of yourself you did. 2021 is looking really good now, and knowing I will be able to retire in 10 years due to this refinancing to a 15 year is a blessing. We are so grateful Christian! God bless to you and your family, and to the Mares Mortgage family. Best Regards, Diana Canty, RN

    Response from the owner

    Thank you Diana!

    S

    Selden McKnight
    5

    I would highly recommend Riley Smith and his team at Mares Mortgage to anyone looking for help with their loan. Riley is very professional, responsive, and took the time to answer all of the questions we had throughout the home purchase process. Thank you to Riley and the team at Mares Mortgage, we appreciate your help with the purchase of our new home, and will certainly come back to you for our next home purchase or refinance.

    Response from the owner

    Thank you Selden! Riley is a rising star here at Mares Mortgage do your feedback is always appreciated!

    T

    Tony Ramos, Jr
    5

    Great experience working with Christian at Mares Mortgage. He explained everything very well and answered all my questions. I appreciate that he answered my calls and responded whenever I left him a message. I would definitely recommend Mares to anyone who wants to deal with a down-to-earth group of professionals.

    Response from the owner

    Thank you Tony for the amazing feedback!!!

    B

    Bryan Hill
    5

    The Mares Team is the only lenders we trust with our clients at Mint Real Estate. They educate and help prospective home owners understand the process from start to finish. Our clients are constantly thank us for introducing them to the Mares Team and rave about the customer support and products they offer.

    Response from the owner

    Thank you Bryan!

    J

    Jane Hyman
    5

    I'm a certified loan signing agent that provides loan signing services and has recently worked with Mares Mortgage. The staff at Mares Mortgage are more than professional and easy to work with. They work collaboratively together and are quick at returning emails and phone calls. I would definitely recommend Mares Mortgage. Jane@InFormNotarySolutions

    Response from the owner

    Thank you Jane!

    N

    Nellwyn M
    5

    Christian Hernandez went above and way beyond handling my mortgage getting the best rate. He made calls that I should have handled. He worked with me after hours. He put me in touch with other companies that I needed for the home buying process. He put me in touch with the best. As we know, this is the stressful part of it. He made it seamless and stress free for me! He’s very professional, efficient, thorough and knows exactly what he’s doing. I HIGHLY recommend Mares Mortgage to handle the mortgage part of the home buying process.

    Response from the owner

    Wow! Thank you Nell for the amazing feedback! Appreciate your trust in our services!!!

    A

    Amber Rae
    5

    My husband and I are currently purchasing our 2nd home using Mares Mortgage. We work with Cubie, and he is amazing! Extremely thorough and responsive. They are so helpful and make everything really easy. We will always use them moving forward!

    Response from the owner

    Thank you Amber for sharing!!!

    V

    Victoria Knott
    5

    Wow! What an amazing experience! Cubie freely shares his knowledge, is completely transparent and offered us great advice on how we could take action to meet our goal. He is a gem and fun to talk to! I highly recommend Mares Mortgage! Give them a call!

    Response from the owner

    Thank you for this meaningful acknowledgment.

    D

    Dan Panzica
    5

    Cubie at Mares Mortgage has been excellent to work with. We have used Cubie not only for a home purchase/mortgage but for a resource of knowledge when it comes to other home purchase/refinance questions. We highly recommend Cubie and all the staff at Mares Mortgage to assist in any home purchasing or refinancing needs. Their wealth of knowledge, professionalism and friendliness in working hard for their clients and watching out for our best interest are a great combination. Dan and Barb

    Response from the owner

    Thank you Dan!

    A

    Aaron Coffey
    5

    We put this team to the test with a very challenging transaction and short timeline to close - they performed flawlessly and kept everyone involved updated along the way. The customer portal is extremely user friendly as well. Mares will be our go-to partner from now on.

    Response from the owner

    Appreciate you sharing your experience Aaron!

    J

    Joe McAtee
    5

    I have been working with Christian for a few weeks now to try and help us secure a house. He is very knowledgeable and has been very helpful and giving us different options to go about this. I believe success is right around the corner working with him. Thanks, JoeMcAtee

    Response from the owner

    Thank you Joe!

    E

    E GHOR
    5

    Christian Hernandez is the best agent you ever meet. Amazing work and very professional and competent. I would never go anywhere else for mortgage since I had the best experience with him. Highly recommend him for all your mortgage and closing needs.

    Response from the owner

    Thank you Dr. Ghor!

    T

    Taylor Ramirez
    5

    Mares Mortgage got me the best possible loan I could get when I first bought my house in the beginning of 2021. We had a plan to refinance at the end of the year of 2021 and they helped me focus on my credit score so I can get the best possible refinance. I can’t Thank Mares Mortgage enough.

    Response from the owner

    Thank you Taylor!

    C

    Christian Galvan
    5

    Cubie, Christian, Riley and Bridget all go above and beyond the call of duty to take care of their client’s. They have excellent response time, which is critical in this fast pace industry, and are always extremely professional and efficient when it comes to overcoming difficulties in the loan process. I highly recommend Mares Mortgage, they set the industry standard.

    Response from the owner

    Thank you Christian!

    A

    Austin Glass
    5

    Christian, Cubie, and Riley have all been so helpful explaining the strategy to refinancing my home to get the best long term benefits. Instead of trying to quickly get the refinance done we have a game plan in place to optimize my credit over the next month and prepare my home for the appraisal. My wife and I can’t recommend the Loan Brothers team enough, thank you!

    Response from the owner

    Thank you Austin! Appreciate our partnership!

    M

    Matthew Murphy
    5

    I was extremely pleased with the services that Riley provided in helping my wife and I obtain a loan to purchase our first home. He was very knowledgeable, diligent, and responsive throughout the process.

    Response from the owner

    Thank you Matthew!!!

    C

    Chris Lopez
    5

    I recently refinanced our property and was assisted by Oscar Gonzalez at Mares Mortgage. I can’t express how easy and seamless Oscar made this process. He is very knowledgeable and you can see how well he knows his craft. He constantly kept us posted on the progress with our refinance and/or any updates we needed to provide. I work in the financial industry and constantly get bombarded with mortgage rate offers but after our experience with Oscar and Mares, they have kept my business and I will continue to entrust them with any future business for myself and/or family and friends.

    Response from the owner

    Thank you Chris!

    B

    Bo Xu
    5

    My wife and I highly recommend Christian Hernandez from Mares Mortgage to anyone looking for a home loan or refinance. Christian is so great! He is extremely helpful, incredibly professional, super nice, and very knowledgeable. We met some problems in our initial loan application. Christian took over our case, and help us go through it. He not only saved our financial situation, but also helped us meet the very tight deadline! Christian was always thorough and patient to explain any problems or questions we did have during the process. He also provided numerous competitive options. Thank you to Christian and his team at Mares Mortgage! We appreciate your help with the purchase of our new home, and will certainly come back to you for our next home purchase or refinance.

    Response from the owner

    Thank you Clint for the amazing feedback. It was a pleasure working with you!

    A

    Archer Lombardi
    5

    Doing business with Cubie and his team over at Mares mortgage is always an amazing experience. They have helped just about everyone in my family with our financing needs and I couldn’t imagine looking else where. I can not recommend them enough. They treat you like family.

    Response from the owner

    Thank you Archer!!!

    k

    katy rchid
    5

    I highly recommend Oscar Gonzalez from Mares Mortgage to anyone looking to buy their first home. Oscar is so great! He is extremely helpful, incredibly professional, and very knowledgeable. Oscar helped me go through the process explaining every step in the loan process. as a first time buyer, Oscar made sure he made it easy for me to understand the process and explained every documents I signed it. He saved me financially from paying high rent monthly payment in a apartment and got me a loan to actually live in a home. Oscar was always thorough and patient to explain any problems or questions I did have during the process. Thanks to Oscar at Mares Mortgage I was able to provide a home for my 2 kids. I appreciate your help with the purchase of my new home, and will certainly come back to you for my next home purchase or refinance. you made a single Mom super happy. your client Khadija Rchid

    Response from the owner

    Thank you Katie!

    M

    Mike Fleming
    5

    I give Cubie Hernandez and the team at Mares Mortgage my highest recommendation. The Newport Beach property my son-in-law and I were trying to purchase was a long-shot to pull off. However, the incredible dedication, work and guidance given to us by Cubie made it happen. Meeting him was such a blessing for us. If you want real fighters for you, Cubie and team Mares can make it happen for you too.

    Response from the owner

    Amazing! Thank you for the review and sharing that incredible picture! We are happy for you and your family! 😃

    M

    Michael Ahumada
    5

    I have had the pleasure of working with both Cubie and Christian at Mares mortgage many times over the years. They have funded loans for buyers of mine as well as buyers of other agents on my listings. True educated professionals who know their craft, are straight forward, responsive, and represent their clients' best interest at all times. Their loans closed on time with no glitches. I have worked with many lenders over the years on hundreds of sales and they are at the top.

    Response from the owner

    Thank you for the amazing feedback Michael!

    E

    Eric Peirce
    5

    Always great service! The entire team is very knowledgeable and courteous. Highly recommend Mares Mortgage!

    Response from the owner

    Thank you Eric!

    S

    Samantha Gonzalez
    5

    I really recommend going to Mares Mortgage, especially working with Eduardo Mendoza he was very reliable, always answering any questions we had and explaining every detail of our loan every step of the way. Thank you

    Response from the owner

    Thank you Samantha!!!

    N

    Nizos
    5

    All around 5 stars experience! They are the best! I would recommend them to anyone looking for a professional, smart, honest team to be on their side buying a house or refinancing their existing mortgage. Christian was so helpful giving us the best advice when we were looking to refi our mortgage. Thank you Mares Mortgage! You guys are fantastic!

    Response from the owner

    Thank you Nizos!!!

    M

    Marie Picarelli
    5

    Christian Works really hard, and is committed to helping my buyers achieve their goals and purchase their dream home. We had many counseling sessions so that my buiyers were aware of their choices for loans and how to compete in this crazy market! He is respionsive no matter when I called him. Fast turnaround times helped get our offer accepted.It was a great transaction and I would highly recommend him to my buyers or anyone trying to refinance or purchase a home

    Response from the owner

    Thank you Marie!!! It’s always a pleasure getting to work with you!

    S

    Sharon Meyer
    5

    Mares Mortgage helped me both with my initial financing when purchasing my home and when the rates dropped they were on it quickly to save me money and helped me to refinance with very little effort on my part. In both cases they were responsive and helpful and I will definitely use them again in the future!

    Response from the owner

    Thank you Sharon!

    C

    Christina Jarvis
    5

    Christian and his team were amazing. We previously had been working with someone else, they gave us the run around and took a few months to get us a direct answer. Our realtor connected us with Christian and within 30 minutes he started working on our loan. He got us a fantastic rate and worked quickly and efficiently to get us taken care of. He took care of us and closed us quicker than our pre approval process with our previous. He was always a phone call, or text away to answer any and all question we had. 10/10 recommend Christian and team at Mares mortgage! Truly amazing work and they have your best interest at heart.

    Response from the owner

    Thank you Christina!!!

    A

    Aram Pashaian
    5

    What great people to work with. Highly professional with swift response to my needs. I did several loans with them and each time I work with them, I feel like a family member and get results. I highly recommend them for all mortgage needs.

    Response from the owner

    Thank you Adam

    T

    Tona tunir vegetable gardening Green thumb
    5

    We bought house in 2017 through Mares mortgage with the help of Osker. After 4 years we did refinance again with mares mortgage due to their excellent service. Speacially many many thanks to Osker for helping my husband back and forth. We are really thankful to get good rate this time. Thank Osker.

    Response from the owner

    Thank you Tona!

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    FAQs

    • 1. How Can I Contact Mares Mortgage | #1 Mortgage Brokers In Orange County?

      You can call Mares Mortgage | #1 Mortgage Brokers In Orange County via +1 949-536-9551. You can use our online platform to submit your loan application as well.
    • 3. What Loan Services Can I Get From Mares Mortgage | #1 Mortgage Brokers In Orange County?

      Mares Mortgage | #1 Mortgage Brokers In Orange County provides all sorts of loan services, including: '
      • Home purchasing assistance
      • Mortgage loan application assistance
      • Mortgage loan shopping assistance
      • Mortgage rate shopping assistance
      • Mortgage refinancing assistance
      ' Learn more information about Mares Mortgage | #1 Mortgage Brokers In Orange County.
    • 5. Is Mares Mortgage | #1 Mortgage Brokers In Orange County An Agency Or A Lender?

      Mares Mortgage | #1 Mortgage Brokers In Orange County is a Mortgage broker that accepts all kinds of loan requests including installment loans online. In addition, iPaydayLoans, as an online loan marketplace, can connect our customers with our online partner lenders to get loan offers with competitive rates and terms.
    • 2. What Is the Address of Mares Mortgage | #1 Mortgage Brokers In Orange County?

      Mares Mortgage | #1 Mortgage Brokers In Orange County is located at 32172-A, Camino Capistrano, San Juan Capistrano, CA 92675, United States. You can search the address on the map software and get the support you need from them without any hassles.
    • 4. How Can I Get A Loan At Mares Mortgage | #1 Mortgage Brokers In Orange County?

      You can submit your information on their website. If you need addition financial assistance, you can always visit our online platform to explore more options.
    • 6. What Will Happen If I Can't Pay Back My Loan?

      Please contact your lender if you have trouble performing repayments. Your lender may adjust the repayment due dates for you to cope with your current repayment ability. Visit our online platform to learn more information if, for example, you defaulted on your title loans online.
    • 7. Can I Get Loans With Unpleasant Credit Background from Mares Mortgage | #1 Mortgage Brokers In Orange County?

      Yes, it is possible to get loans with bad credit such as personal loans online from them. You can contact the lenders for detailed information regarding loan requirements. You can also visit our online loan platform to get instant loan quotes with bad credit-friendly requirements.