Local Mortgage Inc. Poplar Ave, Memphis
+1 901-504-4663
https://www.localmortgage.com/
5350 Poplar Ave Suite 850, Memphis, TN 38119, United States
Services
- Purchase Mortgages
- Mortgage Refinancing
- Mortgage Pre Approval
Local Mortgage Inc. Reviews
m
So glad I found this place!!! I had been searching for a true honest family owned mortgage company that I could trust and do business with and with Local Mortgage I found just that!!! The experience was flawless and super smooth with zero worries immediate returns on my emails and they we extremely NICE and very thoughtful about everything!! Jordon was so professional and he made this process flow perfect! The rates were very competitive too!! You won't regret going with this company I guarantee it!!
Hi, Mark. Thank you so much for leaving us a stellar review!
A
Successfully financed with Local Mortgage in Georgia. Chase was always available and quick to respond. We made many offers and Local Mortgage was never the bottleneck. Leading up to actual close our Loan Manager, Corrie, was thorough and a great communicator.
Thank you so much for your kind words, Avery. We really appreciate you taking the time out to share your experience with us. Cheers, Local Mortgage Inc
K
I had a great overall experience with Local Mortgage. The team was professional and responsive. There were no surprises in my closing process. I would like to personally compliment the members of the team at Local Mortgage: Blair Wright (my first contact at about 5:00 PM on a Friday night), Jordon Mayo and Colton Ales (who handled my initial document submission), Matthew Cunningham (who helped with later disclosures), and Kellie Phillips (who helped with the final closing).
Thank you so much for your kind words, Kevin. We really appreciate you taking the time out to share your experience with us. Cheers, Local Mortgage Inc
S
Local Mortgage really knows how to take care of their customers. My experience from beginning to end was truly simple, quick and easy! The customer service from the beginning was the difference that swayed me from another competitor with even lower costs! The communication and timely responses was unmatched. The process was very simple too. I was able to upload all of my documents online. The coordination from several key people within Local Mortgage was great. They did not miss a beat! The underwriting process was not cumbersome at all, which was not my experience in the past with mortgages. The difference with this company to others on the internet is the level and personalization of their customer service. It is a smaller company compared to some of the giants out there and I can tell you they still have the mindset and passion to keep the customer at the center of their success. Thank you for a great experience.
Hi, Scott. Thanks for taking the time to share your positive experience. We truly appreciate it!
A
We worked with local mortgage to refinance an investment property. It was a very easy and fast process, closing within 30 days. The application portal was easy to navigate and very clear. The communication was always prompt and helpful. I wish we would have know about Local Mortgage when we purchased our other home. I highly recommend their services.
Hi, Adam. Thank you so much for leaving us a stellar review!
J
I went to Local Mortgage’s website and got a quote from the homepage. I signed up for rate updates on my quote. After watching rates in my rate alert emails for like 3 months I finally saw a great rate that I wanted to jump on. They matched the exact quote from the email and we closed in less than a month. I’ve already recommended them to my friends and family.
Hi, Jack. Thanks for taking the time to share your positive experience. We truly appreciate it!
J
This was the easiest closing I ever had! We did close in 21 days and I own a real estate LLC and a few other properties. Wells Fargo did it in 2 months for my previous purchase! The team is extremely friendly and answers fast. They limit the number of loans they are taking to ensure good service quality and I can tell you it's the case. Will use them again.
Hi, Jauffret. Your feedback is highly appreciated. Thank you for the review!
A
Very easy to work with and very responsive. They work extremely fast. I closed in less than a month. I was hoping to get some cash to consolidate my debts and they were able to get more cash than I hoped for. My refinance will save me six or seven hundred dollars a month in debt payment. I definitely recommend Local Mortgage.
Hi, Allen. Thank you so much for leaving us a stellar review!
G
Local Mortgage offered me mortgage with best rate and hassle free process. I recommended LOCAL for many of my friends. I feel this is not much advertised but best in the market. Their loan officer Peyton patiently answered all my what-if scenarios and helped me analyzing the mortgage market before I commit.
Hi, Ganga Kiran. Your feedback is highly appreciated. Thank you for the review!
M
I had a great experience with Local Mortgage, professional service and lowest rate I could find. I also highly valued the transparency, these guys were here to serve and they delivered!
Hi, Michael. Your feedback is highly appreciated. Thank you for the review!
S
I can’t begin to say how wonderful and easy this process was with Local Mortgage! As a first time home buyer, I didn’t have much knowledge about the entire process. Austin and Travis held my hand through the entire transaction. I reached out to them over 2 years ago for a pre-approval on a property that fell through, but kept their number for future use. I reached back out when I found my dream home and they were amazingly attentive and took care of everything! Unrelated, I had a family emergency in the midst of the process and they were incredibly understanding, as well. I got a fantastic rate and amazing support! 11/10! I’ll be recommending them to everyone, couldn’t ask for more! They went above and beyond! They are the best and genuine. Very thankful!
Hi, Shayna. We are thrilled to learn that you had a positive experience with us!
B
WOULD NOT USE I have re-financed and obtained financing many times and this was the worst experience ever. My appraisal was originally supposed to cost $550 and after paying that I was informed it would cost another $415 if I wanted it done in time for the locked in rate to be retained. They required more and more documentation most of which was never been required in past financing. Would not use.
We are sorry you had such a poor experience. We have reviewed your loan application and found that our documentation request met the basic standard guidelines for getting a mortgage loan. Our notes indicate that you informed our processing team that you did not wish to provide the requested documentation after our first request. As far as the appraisal cost, the standard fee is $550 but larger homes traditionally require a higher fee. Unfortunately, we don't know that until an appraiser accepts the order and provides a fee for your particular property. Again, sorry you had a poor experience. Hopefully, you will be able to find a lender that requires less documentation.
J
We had a great experience with Local Mortgage. We wanted to close in 30 days, and they made it happen. They answered all our questions (and there were a lot of them) quickly, patiently, and comprehensively. We sincerely appreciated all of the time and energy they gave us. Each person we dealt with throughout the process was great. We definitely recommend them.
Hi, Jennifer. We are thrilled to learn that you had a positive experience with us!
K
Our experience with Local Mortgage was great! They have a friendly, knowledgeable team who answered all of our questions quickly and made our refinance easy and painless. I would highly recommend them to anyone looking for a mortgage!
Hi, Kent. Thank you so much for leaving us a stellar review!
S
I worked with Chase Newell at Local Mortgage on my recent home refinance. It was an outstanding experience and I highly recommend them. He answered all of my questions in an extremely timely manner. When another lender made me an offer at a lower rate, Local Mortgage matched it and explained the pros and cons of each offer. I ended up with the lowest rate and lowest fees of several lenders that I looked at. Very straightforward, hassle free process. I am glad that I went with Local Mortgage.
Hi, Sean. Thanks for taking the time to share your positive experience. We truly appreciate it!
T
Travis provided the best overall offer, great rate with no points & a lender credit. He was aggressive in a good way, earning my business with a great offer. His team was very efficient and friendly throughout the underwriting process. I wouldn't hesitate to use Local again, or to recommend them to anyone looking for a very competitive mortgage rate and easy process to closure. I wanted a long term lock to assure a sub-3% rate and Travis delivered, I was able to lock for 90 days with no points and still received a lender credit that more than covered the underwriting fee. Was very happy to close the deal.
Hi, Tim. Thanks for taking the time to share your positive experience. We truly appreciate it!
G
I highly recommend Local Mortgage. I rarely write reviews, but wanted to prioritize this one to give praise to the team at Local Mortgage - Chase, Corrie, and Kellie. I found Local Mortgage on-line while in the process of researching final loan options after our new home offer was accepted. Chase/Local Mortgage was a significantly lower interest rate than other lenders. I was skeptical the rate was "to good to be true", but in subsequent conversations, Chase answered every question I had quickly, throughly, and professionally. Our real estate agent also expressed concerns that we would be unable to meet our close date if we moved forward with Local Mortgage (versus the lender she preferred). Chase offered to speak with her and assured me all timelines would be met. He delivered and so did his team. Ultimately, we saved thousands of dollars over the life of our loan AND can say our financing experience with was one of the best parts of our home buying experience!
Hi, Gail. We are thrilled to learn that you had a positive experience with us!
B
We closed 3 loans with Local Mortgage within 6 weeks. The origination process and pricing were incredible - stellar service and responsiveness. I found their rates to be superior to all other options. Processing and closing were a little bumpy at times but the issues were quickly rectified. I would partner with them again in a heartbeat.
Thank you so much for your kind words, Brian. We really appreciate you taking the time out to share your experience with us. Cheers, Local Mortgage Inc.
A
Had a great experiece with refinancing with Local Mortgage. Conversation initiated with Charles Newell III on getting quotes and submitting the application. Colton, Jordon, Donna and Anna involved with loan processing and closing team are pretty responsive. I was able to get the refinance\closing done in about a month. Definitely Recommend them!
Hi, Anurag. Your feedback is highly appreciated. Thank you for the review!
A
Local Mortgage was a fantastic lender to deal with. They kept me informed of all requirements along the way. Communication was easy and they answered all questions that I had for them. I had not purchased a new home in 27 years and they made the process very easy for me. I highly recommend them if you need a good rate and great customer service.
Hi, Adam. Thank you so much for leaving us a stellar review!
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FAQs
1. How Can I Locate Local Mortgage Inc.?
You can call Local Mortgage Inc. via +1 901-504-4663. You can use our online platform to get instant loan quotes as well.3. What Kind Of Services Can I Get From Local Mortgage Inc.?
Local Mortgage Inc. offers various loan services: '- Purchase Mortgages
- Mortgage Refinancing
- Mortgage Pre-Approval
5. Is Local Mortgage Inc. An Agency Or A Lender?
Local Mortgage Inc. is a Mortgage lender that accepts all kinds of loan requests including online installment loan services. In addition, iPaydayLoans, as an online loan marketplace, can link our customers with our online partner lenders to get dependable loan services.
2. What Is the Address of Local Mortgage Inc.?
Local Mortgage Inc. is located at 5350 Poplar Ave Suite 850, Memphis, TN 38119, United States. You can search the address on the map software and visit them in no time.4. How Can I Apply For A Loan At Local Mortgage Inc.?
You can submit your information on their website. If you need further assistance, you can always click here to see what's available for you.6. What Will Happen If I Failed To Repay My Loan?
You should discuss the issue with your lender if you have issue paying your loans. Your lender may adjust the repayment due dates for you to cope with your current financial status. Check our website to learn more information if, for example, you defaulted on your online title loans.7. Can I Get Loans With Bad Credit from Local Mortgage Inc.?
Yes, it is possible to get loans with a low credit score such as online personal loans from them. You can contact the loan service providers for detailed information regarding loan requirements. You can also check out our website to get instant loan quotes with bad to no credit.